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Sanjay Sharma vs Kotak Mahindra Bank Ltd. on 16 November, 2017

Further, the Apex court in the case of Sanjay Sharma Vs. Kotak Mahindra Bank Ltd.& Ors.in SLP(C) No. 330/2017 has again reiterated that the ownership of immovable property does not get transferred until the sale deed is registered.Mere transfer of possession and payment of consideration will not transfer the ownership unless the sale deed is registered. Further, we are of the considered opinion that as per section 54 of the Transfer of Property Act, a Power of Attorney given to the developer is not an instrument of transfer in regard to any right, title and interest in immovable property. The power of attorney is creation of an agency whereby the granter authorizes the grantee to do the acts specified therein, on behalf of the grantor, which when ITA Nos.759 to 761/Bang/2025 M/s. Anushka Estates, Bangalore ITA Nos.779 to 782/Bang/2025 M/s. Anushka Realty Inc., Bangalore Page 18 of 21 executed will be binding on the grantor as if done by him. Therefore, merely by giving power of attorney to the developer we cannot say that the land has been transferred to the developer. Even in the case of agreement to sale with the ultimate buyer, the section 54 of Transfer of Property Act makes it clear that a contract of sale, i.e. an agreement of sale does not, of itself, create any interest in or charge on such property. This is expressly declared in section 54 of Transfer of Property Act. Thus, it is very much clear that transfer of immovable property by way of sale can only be by a deed of conveyance (sale deed). In the absence of a deed of conveyance (duly stamped and registered as required under law), no right, title or interest in an immovable property can be transferred. The point of tax incidence for the assessee in our view would be the passing of risk and rewards of the ownership to the ultimate buyers upon registration of title deeds in favour of the buyer. The consideration that is earned by the landowner is on account of "transfer" to the ultimate customer and such transfer is occasioned on completion of the project and registration of the sale deed. Therefore, in our view the project completion method in accounting applied by the assessee is appropriate. We are of the considered opinion that merely by making advance booking of flats by the buyer, it cannot be assumed that any income accrued to the assessee. The advance received remain a liability till the sale transaction is completed by delivering possession and the sale deed is executed. Accordingly, there is no element of accrual of income in these circumstances as contended by AO.
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