New India Assurance Co. Ltd vs Asha Rani & Ors on 17 August, 2001
In the case of National Insurance Co. Ltd. v. V. Chinnamma , Supreme Court has considered the various other decisions on the subject and also considered the effect of amendment of 1994 in the Motor Vehicles Act and in the case of National Insurance Co. Ltd. v. Baljit Kaur and also the decision in the case of New India Assurance Co. Ltd. v. Asha Rani , according to the aforesaid decision a trailer attached to the tractor is required to be used for agricultural purposes, unless registered otherwise and an owner of a passenger carrying vehicle must pay premium for covering the risks of the passengers travelling in the vehicle. The premium in view of 1994 amendment would only cover a third party as also the owner of the goods or his authorised representative and not any passenger carried in a goods vehicle whether for hire or reward or otherwise.