Lal Chand vs Oriental Insurance Co. Ltd on 22 August, 2006
The decision of the Apex Court in the case of Lal Chand v. Oriental Insurance Co. Ltd. , in which the owner of vehicle has not only seen and examined driving licence produced by driver but also took test of driving of driver and found that the driver was competent to drive the vehicle. Thus, the owner satisfied himself that the driver has a licence and is driving competently, there would be no breach of Section 149 (2) (a) (ii) and the insurance company would not then be absolved of its liability.