Indian Mutual General Insurance ... vs Manzoor Ashan And Ors. on 9 April, 1976
36. However, the Madras High Court in Common Wealth Assurance Co. v. P. Rahim Khan and in South India Insurance Co. v. Subramaniam and the Punjab Full Bench in O.F. and G, Insurance Co. v. G. Kaur (FB) the Madhya Pradesh High Court in South India Insurance Co. v. Heera Bat 1967 ACJ 65 and the Calcutta High Court in India Mutual G. Insurance Society v. Manzoor Ashan , have held that the owner of the goods carried is not covered by Clause (ii) of the proviso to Section 95(1)(b) and that unless there is a special contract the Company is not liable.