Gurmeet Singh vs Icici Home Finance Ltd. on 29 November, 2021
17. It may also be stated here that the issue qua floating rate of interest has already been dealt with by this Commission, under similar situation and facts, in the cases of ICICI Bank Limited Vs. Ashwani Bhalla, Appeal No.188 of 2019 decided on 13.12.2021 and Gurmeet Singh Vs. ICICI Home Finance Limited & others, Appeal No.74 of 2020 decided on 29.11.2021, wherein similar view was taken by this Commission that the consumers are bound to pay the EMI on per floating rate of interest in terms of the loan agreement/offer letter and they cannot resile from the agreement.