United India Insurance Company Ltd. vs Dhanalakshmi And Ors. on 30 May, 1997
The decision of this Court in United Insurance Company Limited's case, has to be read in the light of the observations made by the Supreme Court in the case of National Insurance Company Limited referred to above. However, it is duty of the Tribunal to find out in each case as to whether the Insurance Company has been able to discharge its burden of proving breach of conditions of the policy in the light of the observations made by the Supreme Court in the above referred case and it should not absolve the Insurance Company of its liability to satisfy the claim of a third party whose interest is compulsorily insurable under the Act and would only enable the Insurance Company in case it succeeds in proving the breach of conditions of the policy, to recover the amount from the insured as laid down by the Supreme Court in the above referred decision".