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National Insurance Co. Ltd. vs Suresh Babu on 3 November, 2006

Honble National Commission noticed three of its earlier judgments, i.e. National Insurance Co. Ltd. & Anr. Vs. Suresh Babu & Anr., 1 (2007) CPJ 23 (NC), Naresh Kumar vs. Reliance General Insurance Co. Ltd. & Anr., IV (2012) CPJ 493 (NC) and Santosh vs. National Insurance Co. Ltd., II (2008) CPJ 171 (NC), wherein the claims had been held to be rightly repudiated on account of carrying of more passengers, than the authorized limit, in goods carrying vehicles but did not disagree with the same. Also the Honble National Commission in a recent decision has upheld the repudiation of claim, where a large number of persons in excess of the authorized limit were travelling by the insured vehicle, at the time of accident.
National Consumer Disputes Redressal Cites 9 - Cited by 25 - Full Document

New India Assurance Co. Ltd. vs Smt. Malti Bhikhabhai Bhoya on 16 April, 2013

In support of the plea, he places reliance upon a latest precedent of the Honble National Consumer Disputes Redressal Commission in Revision Petition No. 3793 of 2007, New India Assurance Co. Ltd. vs. Smt. Malti Bhikabhai Bhoya, decided on 16th April, 2013. In that case, the vehicle was registered for carriage of employees of the owner, but some persons, other than the employees, were being carried, when the accident resulting in damage, occurred. The number of the persons was not in excess of the authorized capacity. It was because of these facts that the claim was ordered to be paid on non-standard basis.
National Consumer Disputes Redressal Cites 2 - Cited by 6 - Full Document
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