Padumlal vs I.C.I.C.I. General Insurance Co.Ltd on 28 January, 2014
18)] vf/koDrk uksfVl dh dk;kZy;hu izfr] (Anx-19)] us'kuy ba';ksjsal
daiuh fyfeVsM jkmjdsyk fMfotu czkap ds }kjk izsf"kr i= fnukad&
07-03-2015 dh Nk;kizfr] (Anx -20)] us'kuy ba';ksjsal daiuh fyfeVsM
jkmjdsyk fMfotu czkap ds }kjk izsf"kr i= fnukad&18-03-2015 dh
Nk;kizfr] (Anx -21)] us'kuy ba';ksjsal daiuh fyfeVsM jkmjdsyk fMfotu
czkap ds }kjk izsf"kr i= fnukad& 27-03-2015 dh Nk;kizfr] (Anx -22)]
us'kuy ba';ksjsal daiuh fyfeVsM jkmjdsyk fMfotu czkap ds }kjk izsf"kr
i= fnukad&28-03-2015 dh Nk;kizfr] (Anx -23)] dksVs'ku fnukad&
28-03-2015 dh Nk;kizfr] (Anx -24)]dks nLrkost ds :i esa izLrqr fd;k
gSA
06- vukosndx.k }kjk vius i{k leFkZu esa ftyk Qksje ds le{k dksbZ
nLrkost izLrqr ugha fd;k x;k gSA
// 8 //
07- vihykFkhZ@ifjoknh dh vksj ls milatkr gksus okys fo}ku vf/koDrk
Jh _f"k flax dk rdZ gS fd ftyk Qksje }kjk ikfjr vkns'k =qfViw.kZ gS A
vukosnd }kjk losZ;j fjiksVZ izLrqr ugha fd;k x;k gS rFkk ifjoknh ds
nkos dks mfpr :i ls fujkd`r ugha fd;k x;k vkSj fcuk losZ;j fjiksVZ
ds ifjoknh }kjk izLrqr nLrkostksa dks ftyk Qksje us fopkj esa u fy;k
tkdj =qfViw.kZ vkns'k ikfjr fd;k gS A ifjoknh ds }kjk ;g lkfcr dj
fn;k x;k gS mlus okgu dh fjis;fjax esa :-3]69]582@& ¼rhu yk[k
mugRrj gtkj ikap lkS C;klh :i,½ O;; fd;k gS ] blfy, mDr jkf'k
ifjoknh ] vukosnd ls izkIr djus dk vf/kdkjh gS ] ijarq ftyk Qksje us
ifjoknh ds nkos dks fujLr dj fn;k gS A ftyk Qksje dk fu"d"kZ fof/k
foijhr gS A vr% vihykFkhZ@ifjoknh dk vihy Lohdkj fd;k tkos vkSj
ftyk Qksje }kjk ikfjr vkyksP; vkns'k vikLr fd;k tkos A vihykFkhZ
dh vksj ls vius i{k leFkZu esa United India Insurance Co.Ltd &ors Vs
Lt. Col Randhawa Singh II (2012)CPJ 1 (NC) ,oa Bajaj Allianz Insurance
CO. Ltd Vs Sushil Sharma II (2012) CPJ 201 (NC) dk voyEcu fy;k
gS A
08- mRrjoknh@vukosnd dh vksj ls milatkr gksus okys fo}ku vf/koDrk
Jh jru iqf"V dk rdZ gS fd ftyk Qksje dk vkns'k iw.kZr% mfpr gS
mlesa fdlh izdkj dh vfu;ferk ,oa voS/kkfudrk ugha gS A ifjoknh dks
vukosnd }kjk fnukad&26-02-2015 ] 07-03-2015] 18-03-2015 dks i=
izsf"kr dj le>kSrs ds vuqlkj dk;Zokgh fd;s tkus gsrq lwfpr fd;k x;k
Fkk ] ijarq ifjoknh }kjk dksbZ dk;Zokgh ugha fd;k x;k ] blfy, ifjoknh
// 9 //
us euekus <ax ls :- 3]69]582@&¼rhu yk[k mugRrj gtkj ikap lkS
C;klh :i,½ fjis;fjax esa O;; gksuk crk;k gS ] tks Lohdkj fd;s tkus
;ksX; ugha gS ] tcfd vukosnd us ifjoknh dks i= fy[kdj lwfpr fd;k
Fkk fd losZ;j fjiksVZ ds vuqlkj :- 67]800@&¼lMqlB gtkj vkB lkS
:i,½ {kfr dk fu/kkZj.k fd;k x;k gS vkSj mDr jkf'k ifjoknh dks
vukosnd vnk djus ds fy, rS;kj gS vkSj bl laca/k esa ifjoknh vius
cSad vdkmaV ,oa fMLpktZ okmpj izsf"kr djsa ] ijarq ifjoknh }kjk u rks
cSad dk uke crk;k x;k vkSj u gh fMLpktZ okmpj izsf"kr fd;k x;k gS
vkSj bl izdkj vukosnd }kjk lsok esa deh ugha fd;k x;k gS A vr%
vihykFkhZ dk vihy fujLr fd;k tkos vkSj ftyk Qksje }kjk ikfjr
vkyksP; vkns'k ;Fkkor~ j[kk tkos A mRrjoknh dh vksj ls vius i{k
leFkZu esa bl vk;ksx ds vihy Øekad&2013@530 Padumlal Patel Vs
The Oriental Insurance Co. Ltd & Anr esa ikfjr vkns'k fnukad& 05-12-
2014 dk voyEcu fy;k gS A
09- geus mHk;&i{k ds vf/koDRkkx.k dk rdZ Jo.k fd;k A ftyk Qksje ds
vfHkys[k ,oa vkyksP; vkns'k dk ifj'khyu fd;k A
10- ftyk Qksje us vius vkyksP; vkns'k dh dafMdk&14 esa ;g fu"d"kZ
fudkyk gS fd nLrkost Øekad&12 ls 17 ,oa nLrkost Øekad&8 }kjk
okgu lq/kkjus dk dqy [kpZ 3]69]582@&¼rhu yk[k mugRrj gtkj ikap
lkS C;klh :i,½ gksuk crk;k gS ] tcfd vukosnd chek daiuh ds losZ;j
us vius fjiksVZ esa :- 67]800@&¼lMqlB gtkj vkB lkS :i,½ okgu
// 10 //
ejEer dk dqy [kpZ ftlesa Lis;j rFkk yscj pktZ dh jkf'k 'kkfey gS ]
vkadfyr fd;k gS vkSj blh jkf'k dks vukosnd@ifjoknh dks vnk djus
ds fy, i= Hkstuk mYysf[kr fd;k gS rFkk dafMdk&15 esa ;g fu/kkZfjr
djrs gq, fd vukosnd us ifjoknh ds chek nkok dk lsVyesaV dj fn;k
Fkk ] ftldh lwpuk ifjoknh dks ns nh xbZ Fkh vkSj vukosnd }kjk lsok
esa deh ugha fd;k x;k gS vkSj ifjokn fujLr fd;k gS A
11- ifjoknh dh vksj ls ;g crkus dk iz;kl fd;k gS fd :-3]69]582@&
¼rhu yk[k mugRrj gtkj :i, ikap lkS C;klh :i,½ O;; fd;k gS ]
ijarq ifjoknh }kjk ,slk dksbZ nLrkost izLrqr ugha fd;k x;k gS ] ftlls
;g izrhr gks fd mlus vukosnd dks lwfpr djus ds i'pkr~ fjis;fjax
dk;Z djok;k Fkk vkSj fjis;fjax i'pkr~ ifjoknh us vukosnd dks fjis;fjax
fcy ds lkFk dksbZ lwpuk&i= izsf"kr fd;k Fkk A blds foijhr vukosnd
chek daiuh us tks i= fnukad&16-12-2013 izsf"kr fd;k gS rFkk ,d vU;
i= tks fd ,u- fVdhZ fMIVh eSustj }kjk ifjoknh dks fy[kk x;k gS A
mDr i=ksa ds ifj'khyu ls Li"V gS fd vukosnd us ifjoknh dks ;g
Li"V :i ls lwfpr fd;k Fkk fd ;fn ifjoknh }kjk fjis;fjax dk dk;Z
iw.kZ dj fn;k x;k gS rks mldh tkudkjh fcy ds'k eseks vkSj fjVsy
buokbZl ds lkFk izLrqr djsa ] rkfd losZ;j dks iqu% fujh{k.k ds fy,
Hkstk tk lds ] ijarq ifjoknh }kjk vukosnd ds mDr i= ds laca/k esa
dk;Zokgh fd;k tkuk ifjyf{kr ugha gksrk gS A mlds i'pkr~ fnukad&26-
02-2015 dks vukosnd us ifjoknh dks iqu% i= izsf"kr fd;k Fkk ] ftlesa
;g mYysf[kr fd;k x;k Fkk fd :- 67]800@&¼lMqlB gtkj vkB lkS
// 11 //
:i,½ dk nkok Lohdkj fd;k tk jgk gS vkSj mls iw.kZ vafre fu/kkZj.k ds
:i esa Lohdkj fd;k tkos vkSj rRlaca/k esa ifjoknh vius vdkmaV uacj
,oa cSad dk fooj.k nsaos A vukosnd }kjk izsf"kr i=ksa ds ifj'khyu ls
Li"V gS fd ifjoknh us vukosnd }kjk izLrqr i=ksa ds laca/k esa dksbZ tokc
izLrqr ugha fd;k gS vkSj vukosnd }kjk Li"V :i ls mYysf[kr fd;k
x;k gS fd losZ;j }kjk :- 67]800@&¼lMqlB gtkj vkB lkS :i,½ {kfr
dk vkadyu fd;k x;k gS A
12- tgka rd ] losZ;j fjiksVZ dk laca/k gS ] mldk egRoiw.kZ laca/k gS losZ;j
,d Lora= O;fDr gksrk gS vkSj mlds }kjk tks fjiksVZ fn;k tkrk gS
mldk lkf{kd egRo gS vkSj mls rc rd vuns[kk ugha fd;k tk ldrk
tc rd mls fo'oluh; lk{; ds }kjk [kf.Mr u dj fn;k tkosA
vfo'okl djus dk dksbZ vk/kkj ugha gksrk gS A bl izdj.k esa Hkh ifjoknh
}kjk ,slk dksbZ lk{; izLrqr ugha fd;k x;k gS ] ftlls izdV gks fd
losZ;j us tks {kfr fu/kkZj.k fd;k Fkk ] og =qfViw.kZ gS A ,slh fLFkfr esa]
vukosnd us tks :- 67]800@&¼lMqlB gtkj vkB lkS :i,½ ds {kfr dk
fu/kkZj.k fd;k gS ] og Lohdkj ;ksX; gS vkSj mDr jkf'k vukosnd ls
ifjoknh izkIr djus dk vf/kdkjh gS A ifjoknh }kjk ;g lkfcr ugha fd;k
tk ldk gS fd og :-3]69]582@& ¼rhu yk[k mugRrj gtkj :i,
ikap lkS C;klh :i,½ izkIr djus dk vf/kdkjh gS A
13- pwafd ] :- 67]800@&¼lMqlB gtkj vkB lkS :i,½ dk Hkqxrku ifjoknh
dks ugha gqvk gS vkSj mDr jkf'k ifjoknh ] vukosnd ls izkIr djus dk
// 12 //
vf/kdkjh gS A ,slh fLFkfr esa ] ifjoknh dk vihy mDr lhek rd
Lohdkj fd;s tkus ;ksX; gS A
14- vr% vihykFkhZ@ifjoknh dh vihy vkaf'kd :i ls Lohdkj fd;k tkrk
gS A ftyk Qksje }kjk ikfjr vkyksP; vkns'k fnukad&26-08-2016 vikLr
djrs gq, ;g vknsf'kr fd;k gS fd vukosnd ] ifjoknh dks vkns'k fnukad
ls 1 ekg ¼,d ekg½ ds Hkhrj :- 67]800@&¼lMqlB gtkj vkB lkS
:i,½ vnk djsxk A mDr :- 67]800@&¼lMqlB gtkj vkB lkS :i,½
ij ifjokn izLrqfr fnukad 28-05-2015 ls ysdj jde vnk;xh rd 9
izfr'kr okf"kZd dh nj ls C;kt Hkh ifjoknh dks vnk djsxk A bl vihy
dk O;; i{kdkj viuk&viuk ogu djsaxs A
¼ U;k;ewfrZ vkj-,l-'kekZ ½ ¼ Mh-ds-iksn~nkj ½ ¼ujsanz xqIrk½
v/;{k lnL; lnL;