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Hdfc Ergo General Insurance Co.Ltd. vs Govardhan Lakda & Anr. on 14 March, 2016 cites

Oriental Insurance Co.Ltd vs Angad Kol & Ors on 18 February, 2009

Co. Ltd. V. Angad Kol & Ors., referred Sri Annappa Irappa Nesaria case and observed that from 28.03.2001, amendment has been carried out in Motor Vehicle Act and there is distinction between light motor vehicle and a transport vehicle and ultimately held that respondent was not holding valid and effective driving licence for driving goods vehicle which amounted to breach of conditions of the insurance policy as in the aforesaid case driver of the vehicle was holding licence to drive light motor vehicle . In the case in hand also driver of the vehicle was holding licence to drive LMV non- transport and as at the time of accident he was driving goods vehicle, licence held by him was not valid driving licence for driving goods vehicle. To drive a transport vehicle licence is issued for 3 years, whereas for driving light motor vehicle, licence is issued for 20 years. Licence issued to driver Gulappa Hadpad which was valid from 20.09.2004 to 19.09.2024, but he was not permitted to drive Transport Vehicle.
Supreme Court of India Cites 15 - Cited by 267 - S B Sinha - Full Document

The Manager, M/S. Icici Lombard General ... vs Mainuddin on 5 January, 2015

vihykFkhZ dh vksj ls Jh fnus'k oekZ] vf/koDrkA mRrjoknh dzekad&1 dh vksj ls Jh lw;Zdkar 'kekZ] vf/koDrkA mRrjoknh dzekad&2 vuqifLFkrA vkns'k fnukad% 14@03@2016 n~okjk%&ekuuh; U;k;ewfrZ Jh vkj- ,l- 'kekZ] v/;{k vihykFkhZ@vukosnd dz-1 us ;g vihy /kkjk&15 miHkksDrk laj{k.k vf/kfu;e] 1986] ds varxZr ftyk miHkksDrk fookn izfrrks"k.k Qksje] ljxqtk&vfEcdkiqj ¼N-x-½ ¼ftls vkxs laf{kIr esa ^^ftyk Qksje** lacksf/kr fd;k tk,xk½ ds ifjokn izdj.k dzekad&2014@84 xkso/kZu ydM+k fo:) // 2 // ,p- Mh- ,Q- lh- bxksZ tujy ba';ksjsla daiuh fyfeVsM ,oa ,d vU; esa ikfjr vkns'k fnukad&28-02-2015 ftlds }kjk mRrjonh dz-1@ifjoknh ds ifjokn dks vkaf'kd :Ik ls Lohdkj djrs gq, ;g vknsf'kr fd;k x;k gS fd%& **1- vukosnd dzekad&1 ,p- Mh- ,Q- lh- bZ- vkj- th- vks- tujy ba';ksjal daiuh fyfeVsM] NBoha eafty] yhyk fctusl ikdZ] va/ksjh dq.Myk jksM] va/ksjh bZLV eqEcbZ] 400059] iSarkyhl fnol ds Hkhrj ifjoknh dks okgu ejEer dh jkf'k&99]222@&¼fuU;kucs gtkj nks lkS ckbZl :Ik;s½] ekufld O;Fkk gsrq 2]000@&¼nks gtkj :Ik;s½ dqy&1]01]222@&¼,d yk[k ,d gtkj nks lkS ckbZl :Ik;s½ rFkk mDr jkf'k ij 06 izfr'kr okf"kZd C;kt dh nj ls C;kt lfgr lank; dj nsosaA 2- bl okn ds O;; vukosnd dzekad&1 Lo;a ds rFkk ifjoknh ds Hkh O;; 2]000@&¼nks gtkj :Ik;s½ ogu djsxk] ftlesa vf/koDrk 'kqYd Hkh 'kkfey gSA 3- vukosnd dzekad&2 ds izfr ifjoknh dk ifjokn izekf.kr u gksus ls fujLr fd;k tkrk gSA 4- izdj.k dh ifjfLFkfr;ksa esa vukosnd dzekad&2 viuk O;; Lo;a ogu djsA** Lks nqf[kr gksdj izLrqr fd;k gSA 02- mRrjoknh dz-1@ifjoknh dk ifjokn ftyk Qksje ds le{k laf{kIr esa bl izdkj gS fd mRrjoknh dz-1@ifjoknh us mRrjoknh dz- 2@vukosnd dz-2 ls Qk;uasl ds ek/;e ls VkVk eSftd okgu dz; fd;k Fkk vkSj vihykFkhZ@vukosnd dz-1 ls xqM~l dSfjax Oghdy ikWfylh ds rgr vius mDr okgu dzekad&lh-th- 15 ,-lh-@1988 dk chek fnukad&23-11-2013 ls fnukad&22-11-2014 rd djk;k Fkk ftldk // 3 // ikWfylh dzekad&2315200624251000000 gSA mDr okgu fnukad&09-03- 2014 dks xzke pkaph] Fkkuk jktiqj ds ikl nq?kZVukxzLr gks x;k ftlls okgu dks cgqr uqdlku gqvk ftldh fof/kor~ lwpuk ,oa leLr nLrkost mRrjoknh dz-2@vukosnd dz-2 ds ek/;e ls vihykFkhZ@vukosnd dz-1 dks nh xbZ fdUrq vihykFkhZ@vukosnd dz-1 }kjk u rks {kfriwfrZ dk Hkqxrku fd;k x;k vkSj u gh nkok ds laca/k esa dksbZ tkudkjh nh xbZ rc mRrjoknh dz-1@ifjoknh }kjk vius vf/koDrk ds ek/;e ls fnukad&26- 06-2014 dks oS/kkfud lwpuk&i= izsf"kr fd;k ftldk tokc vihykFkhZ@vukosnd dz-1 }kjk fn;k x;k vkSj dgk x;k fd pwafd nq?kZVuk fnukad dks MªkbZoj ds ikl oS/k ykbZlsal ugha Fkk blfy, {kfr jkf'k vnk djus ls badkj dj fn;k x;k ftlds dkj.k mRrjoknh dz-1@ ifjoknh dks ;g ifjokn ykus dh vko';drk iM+h gSA 03- vihykFkhZ@vukosnd dz-1 dh vksj ls ftyk Qksje ds le{k fyf[kr dFku izLrqr dj ;g vfHkopu fd;k x;k gS fd gYdk eky okgd okgu dzeakd&lh-th- 15 ,-lh-@1988 chek ikWfylh ds 'krksZa ds rgr mRrjoknh dz-1@ifjoknh ds uke ls fnukad&23-11-2013 ls 22-11- 2014 rd vihykFkhZ@vukosnd dz-1 ds ikl chfer gSA nq?kZVuk dh lwpuk izkIr gksrs gh vihykFkhZ@vukosnd dz-1 }kjk okgu dks gqbZ {kfr dk vkadyu losZ;j Jh vfu:) izrki flag ls djk;k x;k ftUgksaus okgu dh {kfr dk vkadyu 1]32]296@&¼,d yk[k cRrhl gtkj nks lkS fN;kucs :Ik;s½ fd;k gS vkSj mDr jde okLrfod {kfr jde gS] ijUrq mRrjoknh dz-1@ifjoknh }kjk chek ikWfylh dk ?kksj mYya?ku fd;k x;k gSA ,slh fLFkfr esa mRrjoknh dz-1@ifjoknh losZ;j }kjk vkadfyr {kfr jde izkIr djus dk vf/kdkjh ugha gSA chfer okgu gYdk eky okgu gS ftls nq?kZVuk ds le; pkyd Hkojk ,Ddk pyk jgk Fkk ftlds ikl chfer okgu dks pykus gsrq oS/k ,oa izHkkoh vuqKfIr pkyd ugha Fkk vkSj // 4 // mijksDr dkj.k ls mRrjoknh dz-1@ifjoknh dk nkok vihykFkhZ@ vukosnd dz-1 }kjk chek ikWfylh ds mYya?ku ds dkj.k fujLr fd;k x;k gSA mRrjoknh dz-1@ifjoknh] vihykFkhZ@vukosnd dz-1 ls fdlh Hkh izdkj dk jde izkIr djus dk vf/kdkjh ugha gS vkSj mRrjoknh dz- 1@ifjoknh dk nkok pyus ;ksX; ugha gSA losZ;j fjiksVZ ds ifjizs{; esa xaHkhj uqdlku dk iz'u gh mRiUu ugha gksrk gSA vr% mRrjoknh dz- 1@ifjoknh dk ifjokn fujLr fd;k tkosA 04- mRrjoknh dz-2@vukosnd dz-2 ftyk Qksje ds le{k uksfVl rkehyh ds ckn Hkh vuqifLFkr Fkk vkSj mldh vksj ls dksbZ fyf[kr dFku ,oa lk{; izLrqr ugha gSA 05- mRrjoknh dz-1@ifjoknh dh vksj ls vius i{k leFkZu esa ftyk Qksje ds le{k :[lkj jsfM;sVj ,.M ckWMh fcYMlZ dk fcy fnukad&14- 06-2014] chek ikWfylh] lfVZfQdsV vkWQ jftLVªs'ku] lfVZfQdsV vkWQ fQVusl] jftLVªs'ku lfVZfQdsV fMVsYl] VSDl buokbZl fnukad&13-06- 2014] vf/koDrk uksfVl dk tokc] vf/koDrk uksfVl fnukad&26-06-2014] izFke lwpuk izfrosnu fnukad&09-03-2014 RkFkk Hkojk ,Ddk dk MªkbZfoax ykbZlsal dh QksVks dkih izLrqr fd;k gSA 06- vihykFkhZ@vukosnd dz-1 dh vksj ls vius i{k leFkZu esa ftyk Qksje ds le{k mRrjoknh dz-1@ifjoknh dks izsf"kr i= fnukad&30-04- 2014] losZ;j fjiksVZ fnukad&31-03-2014] chek ikWfylh] Hkojk ,Ddk dk MªkbZfoax ykbZlsal] lfVZfQdsV vkWQ fQVusl rFkk vf/koDrk uksfVl dk tokc dh QksVks dkih izLrqr fd;k gSA // 5 // 07- ftyk Qksje us mHk;i{kksa dh vksj ls izLrqr vfHkopu ,oa nLrkosth lk{;ksa ds ifj'khyu Ik'pkr~ mRrjoknh dz-1@ifjoknh ds ifjokn dks vkaf'kd :Ik ls Lohdkj djrs gq, Åij dafMdk&1 esa of.kZr vuqlkj vuqrks"k iznku fd;k gS ftlds fo:) ;g vihy gSA 08- vihykFkhZ@vukosnd dz-1 ,p- Mh- ,Q- lh- bxksZ tujy ba';ksjsal daiuh fyfeVsM dh vksj ls milatkr gksus okys fo}ku vf/koDrk Jh fnus'k oekZ dk ;g rdZ gS fd nq?kZVuk fnukad dks mRrjoknh dz- 1@ifjoknh ds okgu pkyd ds ikl oS/k ,oa izHkkoh MªkbZfoax ykbZlsal ugha FkkA ftl le; nq?kZVuk dkfjr gqvk gS ml le; pkyd HkkSajk ,Ddk ek= eksVj lkbZfdy ,oa Light Goods Vehicle okgu pykus gsrq vf/kd`r Fkk tcfd chfer okgu VªkaliksVZ okgu gS vkSj ftlds fy, pkyd ds MªkbZfoax ykbZlsal esa fdlh izdkj dk dksbZ i`"Bkadu ;k bUnzkt ugha Fkk vkSj bl izdkj nq?kZVukxzLr okgu dks ,sls pkyd }kjk pyk;k tk jgk Fkk tks fd oS/k ,oa izHkkoh MªkbZfoax ykbZlsal ugha j[krk FkkA ,slh fLFkfr esa mRrjoknh dz-1@ifjoknh }kjk chek 'krksZa dk mYya?ku fd;k x;k gS blfy, mRrjoknh dz-1@ifjoknh fdlh izdkj dh {kfriwfrZ ikus dk vf/kdkjh ugha gS vkSj vihykFkhZ@vukosnd dz-1 }kjk nkos dks vekU; dj fdlh izdkj ls lsok esa dksbZ deh ugha dh xbZ gS] ijUrq ftyk Qksje us bu rF;ksa dks vuns[kk djrs gq, vkns'k ikfjr fd;k gSA vr% vihykFkhZ@vukosnd dz-1 dh vihy Lohdkj fd;k tkos vkSj ftyk Qksje }kjk ikfjr vkyksP; vkns'k vikLr fd;k tkosA vihykFkhZ@vukosnd dz-1 dh vksj ls bl laca/k esa ekuuh; loksZPp U;k;ky; ds flfoy vihy dzekad&5539@2007 U;w bafM;k ,';ksjsal daiuh fyfeVsM fo:) izHkq yky vkns'k fnukad&30-11-2007 ,oa ekuuh; jk"Vªh; vk;ksx }kjk iqujh{k.k ;kfpdk dzekad&579@2013 fn vksfj,.Vy ba';ksjsal daiuh ,oa nks vU; fo:) lhek esa ikfjr vkns'k fnukad&06-05-2014 dk voyacu fy;k gSA // 6 // 09- mRrjoknh dz-1@ifjoknh dh vksj ls milatkr gksus okys fo}ku vf/koDrk Jh lw;Zdkar 'kekZ dk ;g rdZ gS fd mRrjoknh dz-1@ifjoknh dk okgu gYdk eky okgu gS rFkk pkyd ds ikl Light Motor Vehicle pykus dk MªkbZfoax ykbZlsal Fkk vkSj ,slh fLFkfr esa og Light Goods Vehicle pykus esa le{k Fkk vkSj ftyk Qksje us tks vkns'k ikfjr fd;k gS og iw.kZr% mfpr gSA ftyk Qksje ds vkns'k esa fdlh izdkj ds gLr{ksi dh vko';drk ugha gSA vr% vihykFkhZ@vukosnd dz-1 dh vihy fujLr fd;k tkosA ftyk Qksje }kjk ikfjr vkyksP; vkns'k ;Fkkor~ j[kk tkosA 10- uksfVl rkehyh ds ckn Hkh mRrjoknh dz-2@vukosnd dz-2 dh vksj ls dksbZ milatkr ugha gq, gaSA 11- geus mHk;i{k ds fo}ku vf/koDrkx.k dk rdZ Jo.k fd;k rFkk ftyk Qksje ds vfHkys[k ,oa vkyksP; vkns'k dk Hkh ifj'khyu fd;kA 12- ftyk Qksje us vius vkyksP; vkns'k dh dafMdk&7 esa ;g fu"d"kZ fudkyk gS fd **pkyd HkkSajk ,Ddk ds ikl mDr VªkaliksVZ gYdk eky okgd ;ku dks pykus ds fy, oS/k ,oa izHkkoh MªkbZfoax ykbZlsal ugha Fkk] cfYd ek= eksVj lkbZfdy ,oa gYdh eksVj ;ku pykus dk gh ykbZlsal Fkk] mijksDr rdZ ,oa vfHkopuksa dk [k.Mu vkosnd }kjk ugha fd;k x;k gSA vkosnd }kjk izLrqr MªkbZfoax ykbZlasl dh QksVks dkih esa ifjogu ;ku ;k gYdk eky okyd ;ku pykus dk dksbZ banzkt ugha gS] cfYd pkyd HkkSajk ,Ddk gYdh eksVj ;ku ,oa eksVj lkbZfdy foFk xs;j pykus ds fy, izkf/kd`r gSA ifjoknh }kjk izLrqr viuh okgu ds iath;u izek.k&i= esa Hkh ifjoknh ds okgu dk gYdk eky okgd ;ku gksus dk mYys[k gS vkSj mldk vkj- Vh- vks- vfEcdkiqj ls fQVusl izek.k&i= Hkh izkIr fd;k x;k gSA vr% ifjoknh dk okgu gYdk eky okgd ;ku gS] rc mlds // 7 // pkyd ds pkyu vuqKfIr esa ifjogu ;ku ;k gYdk ifjogu ;ku pykus dk banzkt ugha gksus ls chek ikWfylh dk mYya?ku gksuk izekf.kr gSA** 13- ftyk Qksje us ;g ekuk gS fd pkyd HkkSajk ,Ddk ds ikl nq?kZVuk fnukad dks iz'uk/khu okgu dks pykus ds fy, dksbZ oS/k ,oa izHkkoh MªkbZfoax ykbZlsal ugha Fkk vkSj mDr fu"d"kZ ds fo:) mRrjoknh dz- 1@ifjoknh }kjk fdlh izdkj dh dksbZ vihy lafLFkr ugha fd;k x;k gS ijUrq ftyk Qksje us vius vkns'k dh dafMdk&8 ,oa 9 esa ;g fu"d"kZ fudkyk gS fd **MªkbZfoax ykbZlsal esa gYdk ifjogu ;ku pykus dk banzkt ugha gksus dk gh mYya?ku gS] ,slh fLFkfr esa ifjoknh dk nkok izdj.k iw.kZr% fujLr djuk U;k;ksfpr ugha Fkk** vkSj vekud (Non Standare Basis) vk/kkj ij {kfriwfrZ fnyk;s tkus dk vkns'k ikfjr fd;k gSA 14- vc ;g ns[kuk gS fd D;k mRrjoknh dz-1@ifjoknh ds pkyd HkkSajk ,Ddk ds ikl oS/k ,oa izHkkoh MªkbZfoax ykbZlsal ugha gksus ij Hkh mRrjoknh dz-1@ifjoknh vekud (Non Standare Basis) vk/kkj ij {kfriwfrZ dh jkf'k izkIr djus dk vf/kdkjh gS\ 15- ICICI Lombared General Insurance Co. Ltd. Vs. Mainuddin, I (2015) CPJ 328 (NC) esa ekuuh; jk"Vªh; vk;ksx }kjk ;g fu/kkZfjr fd;k x;k gS fd%& "8.
National Consumer Disputes Redressal Cites 5 - Cited by 7 - Full Document

New India Assurance Co. Ltd vs Prabhu Lal on 30 November, 2007

"The driver of the vehicle in question was holding a license to drive LMV only and there was no endorsement on the licence authorizing him to drive the taxi which was a transport vehicle to carry passengers. The Hon'ble Supreme Court in the judgment in the case of New India Assurance Co. Ltd. v. Prabhu // 10 // Lal, I (2008) CPJ 1 (SC), held that if driver of the vehicle did not have a valid licence to drive the transport vehicle, the Insurance Company is not liable to reimburse for the loss caused to the vehicle in the accident."
Supreme Court of India Cites 24 - Cited by 177 - C K Thakker - Full Document

Sahib Singh vs M/S. Icici Lombard General Insurance ... on 6 January, 2016

17- Sahib Singh Vs. ICICI Lombard General Insurance Company 2016 (1) CLT esa ekuuh; jk"Vªh; vk;ksx }kjk ;g fu/kkZfjr fd;k x;k gS fd%& "13. As per copy of registration certificate placed on record by the petitioner, class of vehicle is 'L.T.V.' and description of vehicle is 'Bolero'. Thus, as per registration certificate, vehicle is 'Light Transport Vehicle'. However, as per copy of the driving licence of driver placed on record, the driver is authorized to drive only 'SCOOTER/CAR/TRACTOR'. Therefore, driver was not authorized to drive 'Light Transport Vehicle' which he was driving at the time, when the accident took place."
National Consumer Disputes Redressal Cites 14 - Cited by 4 - Full Document
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