The New India Assurance Company Ltd vs Surinder Kaur Widow Of Amarjit Singh Son ... on 1 September, 2010
3. On an issue of liability it must be noticed that
the tractor is a Light Motor Vehicle and as per the definition under
Section 2 (44) of the Motor Vehicles Act, 1988 it is not constructed to
carry any load other than equipment used for the purpose. A tractor
FAO No. 2697 of 2010 2
cannot carry any passenger except when a trolley is attached and the
persons travelling in the trolley are the load men. In such an event
the Insurance Company will provide indemnity for the owner of the
tractor. In this case the deceased has a gratuitous travelling in a
tractor and there was no compulsion for undertaking the coverage for
such a passenger. This point has been specifically dealt with by this
Court in New India Asssurance Co. Ltd. Vs. Surinder Kaur in FAO
NO. 635 of 2005 decided on 1.9.2010.