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Syed Sadiq Etc vs Divisional Manager,United India ... on 16 January, 2014

32) The petitioner has adduced the evidence of employer and produced salary certificate and proved that he SCCH - 11 40 MVC No.801/2014 was drawing salary of Rs.28,000/- per month. As per evidence of PW.2, petitioner sustained whole body disability at 18%, but he has admitted in this cross-examination that, he wrongly calculated the disability to the whole body and actual disability is 11%. The age of the petitioner is shown as 24% in medical records. He has not produced any other documents about his age. If the age of the petitioner is taken in between 21-25 years, the multiplier applicable to the facts of the case is 17. As per the decision of Hon'ble Supreme Court reported in Syed Sadiq and others Vs. Divisional Manager, United India Insurance Company Limited, the 50% is to be added towards future prospectus of income. If the income of the petitioner is taken at Rs.28,000/- and if 50% is added towards loss of future income, it will be Rs.42,000/-. If 1/3rd amount is deducted towards personal expenses, the actual loss of income will be Rs.28,000/-. If the income of the petitioner is taken at Rs.28,000/- per month, the loss of income will be calculated as under -
Supreme Court of India Cites 8 - Cited by 1338 - V G Gowda - Full Document

National Insurance Co. Ltd vs Chella Bharathamma & Ors on 21 September, 2004

In the judgment SCCH - 11 25 MVC No.801/2014 of Hon'ble High Court in MFA No.7723/2011, the Hon'ble High Court also referred the judgment of Hon'ble Supreme Court reported in (National Insurance Company Limited Vs. Challa Bharathamma and others) 2004 ACJ 2094 and held that, "the plying of vehicle without a permit is an infraction. Therefore, in terms of section 149(2) defence is available to the insurer on that aspect".
Supreme Court of India Cites 8 - Cited by 623 - A Pasayat - Full Document

National Insurance Co. Ltd vs Swaran Singh & Ors on 5 January, 2004

Even in decision reported in (National Insurance Co. Ltd., Vs. Swaran Singh and others) 2004 ACJ 1 page 1 para wherein it is held that " Motor Vehicles Act, 1988, section 149 (1) and (2)- Motor Insurance Defences available to insurance company - Liability of insurance company - whether the insurance company is liable to satisfy the award in favour of third party at the first instance and then to SCCH - 11 27 MVC No.801/2014 recover the awarded amount from the owner of driver of the vehicle even where the insurance company could establish breach of terms of policy on the part of the owner of the vehicle - Held: yes; this position is holding the filed for a long time; doctrine of stare decisis persuades not to deviate".
Supreme Court of India Cites 68 - Cited by 3847 - Full Document
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