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Rangappa vs Sri Mohan on 7 May, 2010

23. It is true that, the complainant has proved that, the cheque in question I.e. Ex.P.1 belongs to the account of the accused and the signature found at Ex.P.1(a) is that of the accused. The complainant has also proved that the cheque in dispute was presented within its validity period and the said cheque returned dishonored for the reasons of Dormant account as per Ex.P.2 and it is also proved by the complainant that, within 30 days from the date of receipt of bank memo has issued legal notice to the accused and the said notice was also served on the accused. Hence, the complainant has complied the 35 C.C.No. 8176/18 J mandatory requirements as required U/s.138 of Negotiable Instruments Act and initial presumption can be drawn U/s.139 of N.I. Act in favour of the complainant, but as it is already held in the above that, in view of principles of law laid down by the Hon'ble Apex Court of India in Rangappa Vs.Mohan case reported in 2010(11) SCC 441, the Hon'ble Apex court held that the said presumption is rebuttable and the said presumptions can be rebutted by the accused either on the basis of materials produced by the complainant himself or by adducing his separate oral and documentary evidence. As it is already held in the above that, the complainant has miserably failed to prove that, he has advanced loan of Rs.2 Lakhs to the accused and in turn the accused has issued the cheque in question in his favour as contended by him in his complaint and evidence. Now it is to be seen that, the accused has rebutted the presumptions available in favour of the complainant or not.
Supreme Court of India Cites 11 - Cited by 9567 - K G Balakrishnan - Full Document

K Subramani vs K Damodara Naidu on 13 November, 2014

Appealed against -Absence of statement in the complaint as to when the amount was actually given to the accused­ Absence of material particulars of the transaction in the complaint­ except signature all other entries are in different handwriting different ink and undoubtedly made at different time­ Mentioning of merely the date of issue of cheque without any material particulars -HELD­, Judgment of acquittal is justified­ As seen from the complaint there is no statement as to when the amount was actually 29 C.C.No. 8176/18 J given to the Accused. The complainant has merely mentioned the date of issuance of cheque without any material particulars of the transaction. The cheque in question undoubtedly is signed by the accused. The dispute raised is entries made in the cheque are not in his handwriting. - It is not the case of the complainant that cheque was issued in blank and filled up later with consent of the accused­ FURTHER HELD, perusal of cheque at Ex.P.1 makes it manifest that except signature all other entries are in different hand writing, different ink and undoubtedly made at different time. In this view it is difficult to accept the version of the complainant. CRIMINAL PROCEDURE CODE, 1973 - SECTION 378(4) - APPEAL AGAINST ACQUITTAL - DISCUSSED. It is a relevant here to the decision of Hon'ble Apex Court of India reported in (2015) 1 SCC 99 in the case of K.Subramani Vs. K. Damodar Naidu., wherein the Hon'ble Apex court held that " Debt, Financial and Monetary Laws­ Negotiable Instruments Act, 1881 ­ Ss, 138, 118 and 139 -
Supreme Court of India Cites 3 - Cited by 769 - C Nagappan - Full Document

John K Abraham vs Simon C Abraham & Anr on 5 December, 2013

In another decision reported in (2014) 2 SCC 236 in the case of John K. Abhraham Vs. Simon C.Abraham and another., wherein the Hon'ble Apex court held that " In the present case the complainant not aware of the date when substantiate amount of Rs.1,50,000/= was advanced by him to the appellant/accused - respondent/ complainant failed to produce relevant documents in support of alleged source for advancing money to the Accused - complainant also not aware as to when and where the transaction took place for which the cheque in question was issued to him by Accused - complainant also not sure as to who wrote the cheque and making contradictory statements in this regard ­ in view of said serious defects/ lacuna in evidence of complainant, judgment of High Court reversing 31 C.C.No. 8176/18 J acquittal of Accused by trial court, held was perverse and could not be sustained - acquittal restored". Hence above the said principles of law laid down by Hon'ble Apex Court to the present facts of the case are aptly applicable to this case as in the present case also the complainant has not stated the date on which the Accused was approached him seeking loan of Rs.2 Lakhs and has not stated the place of issuance of cheque in question to him and has also not produced the document to show that, he has got sufficient source of funds to lend the loan amount to the Accused and the complainant has failed to prove that, he has lent loan of Rs.2 Lakhs to the accused as stated by him in his complaint and evidence, in such circumstances the claim set up by the complainant in the present complaint appears to be doubtful with regard to lending of loan amount in question, in such circumstances in view of the above principles of law laid down by Hon'ble High Court of Karnataka and Apex Court the complainant has miserably failed to prove that he has lent loan amount of Rs.2 Lakhs to the Accused and in turn the Accused has issued the cheque in question towards the discharge of the said loan amount and the Accused has rebutted the presumption available 32 C.C.No. 8176/18 J infavour of the complainant.
Supreme Court of India Cites 7 - Cited by 798 - F M Kalifulla - Full Document

Indian Bank Association & Ors vs Union Of India & Anr on 21 January, 2014

5 In view of the principles of law laid down and as per the directions of the Hon'ble Apex Court in the decision of the Indian Bank Association Vs., Union of India, reported in 2014 (5) SCC 590, after recording the plea of the accused, as he intended to set out his defence, and the case was posted for cross examination of complainant and after his cross­examination, the complainant has closed his side.
Supreme Court of India Cites 29 - Cited by 523 - K Radhakrishnan - Full Document
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