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M/S Transcore vs Union Of India & Anr on 29 November, 2006

"(Y) We draw strength for the aforesaid proposition from Section 2(o) of the SARFAESI Act which vests the secured creditor with the power to classify an account as an NPA. The authority of the secured creditor in this regard cannot be questioned. Such authority of the secured creditor to classify the account of a borrower as an NPA has been recognized in Mardia Chemicals Ltd. and in Transcore v. Union of India (2008) 1 SCC 125. All that was observed in Mardia Chemicals Ltd. was that there must exist a specified internal channel which should settle the doubts in asset classification. The introduction of Section 13(3A) has fulfilled the said requirement also.
Supreme Court of India Cites 74 - Cited by 539 - Full Document

M/S.Tandra Impex Pvt Ltd. vs Punjab National Bank on 3 March, 2022

In M/s Tandra Impax Pvt Ltd Vs Punjab National Bank12, the petitioner prayed to declare the action of respondent bank declaring the petitioner account as NPA without following RBI guidelines and guidelines issued in Aatmanirbhar Bharat Scheme dated 13.5.2020 as arbitrary, illegal and against SARFAESI Act, 2002 and to set aside the classification of account as NPA on 31.3.2020 and the Demand Notice dated 31.7.2020. The learned Division Bench relied on earlier decision in W.P.Nos.23643 of 2020 and 20046 of 2021 dated 9.2.2022 to hold that petitioner ought to avail remedy under Section 17 of the Act, 2002.
Telangana High Court Cites 14 - Cited by 7 - C Sumalatha - Full Document
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