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1 - 10 of 15 (0.27 seconds)Section 64 in The Chit Funds Act, 1982 [Entire Act]
The Chit Funds Act, 1982
Sarwan Kumar & Anr vs Madan Lal Aggarwal on 6 February, 2003
i{kdkjksa ds vf/koDrk
vihykFkhZ dh vksj ls Jh vt; 'kekZ] vf/koDrkA
mRrjoknh dh vksj ls Jh vkj- ds- Hkkoukuh] vf/koDrkA
vkns'k
fnukad% 16@02@2016
}kjk%&ekuuh; U;k;ewfrZ Jh vkj- ,l- 'kekZ] v/;{k
[email protected] _.kh us ;g vihy /kkjk&27 d miHkksDrk
laj{k.k vf/kfu;e] 1986] ds varxZr ftyk miHkksDrk fookn izfrrks"k.k
Qksje] nqxZ ¼N-x-½ ¼ftls vkxs laf{kIr esa ^^ftyk Qksje** lacksf/kr fd;k
tk,xk½ ds fu"iknu izdj.k dzekad&55@2012 v'kksd dqekj cka/ks fo:)
jktsUnz f'kokjs esa ikfjr vkns'k fnukad&21-08-2015 ftlds }kjk
[email protected] _.kh ds fo:) fxj¶rkjh okjaV tkjh fd;s tkus dk
vkns'k ikfjr fd;k gS] ls nqf[kr gksdj izLrqr fd;k gSA
// 2 //
02- [email protected] _.kh dh vihy laf{kIr esa bl izdkj gS fd
mRrjoknh@fMdzh/kkjh us /kkjk&12 miHkksDrk laj{k.k vf/kfu;e] 1986] ds
varxZr [email protected] _.kh ds fo:) ifjokn izdj.k
dzekad&36@2012 lafLFkr fd;k Fkk vkSj ftlesa vkns'k fnukad&25-05-
2012 ds }kjk ftyk Qksje us ;g vknsf'kr fd;k Fkk fd%&
**1- vkns'k fnukad ls ,d ekg ds Hkhrj vukosnd }kjk ifjoknh
dks 15]000@&¼iUnzg gtkj :Ik;s½ vnk djsA
2- vukosnd] ifjoknh dks ekufld d"V gsrq 1]000@&¼,d
gtkj :Ik;s½ Hkh vnk djsA
3- ifjoknh dk okn O;; 1]000@&¼,d gtkj :Ik;s½ Lohdkj
fd;k tkrk gS] ftls vukosnd }kjk vnk fd;k tk;sxkA
4- mDr jkf'k ij fnukad&01-03-2005 ls iw.kZ Hkqxrku rd
vukosnd }kjk ifjoknh dks 15 izfr'kr okf"kZd nj ls C;kt vnk
fd;k tkosA**
mRrjoknh@fMdzh/kkjh ds }kjk /kkjk&24 , miHkksDrk laj{k.k
vf/kfu;e] 1986] ds varxZr vkosnu izLrqr fd;k Fkk ijUrq ftyk Qksje us
mRrjoknh@fMdzh/kkjh ds vkosnu ij fopkj fd, fcuk gh] tcfd
mRrjoknh@fMdzh/kkjh dk ifjokn ifjlhek vof/k ls ckf/kr Fkk] vkyksP;
vkns'k ikfjr fd;k gS vkSj mlds vk/kkj ij mRrjoknh@fMdzh/kkjh }kjk
[email protected] _.kh ds fo:) /kkjk&27 miHkksDrk laj{k.k vf/kfu;e]
1986] ds varxZr vkosnu&i= izLrqr fd;k x;k ftlesa fnukad&21-08-
2015 dks [email protected] _.kh ds fo:) fxj¶rkjh okjaV tkjh fd;k
x;k gS ftlds fo:) ;g vihy gSA
03- [email protected] _.kh dh vksj ls milatkr gksus okys fo}ku
vf/koDrk Jh vt; 'kekZ dk ;g rdZ gS fd mRrjoknh@fMdzh/kkjh }kjk
fpV QaM Ldhe ds rgr jkf'k tek fd;k x;k Fkk vkSj ,slh fLFkfr esa
// 3 //
/kkjk&64 fpVQaM vf/kfu;e] 1982] ds v/khu dsoy iath;d fpVQaM ds
}kjk gh izdj.k dk fopkj.k fd;k tk ldrk gSA ftyk Qksje dks ifjokn
esa laKku ysus dh vf/kdkfjrk ugha Fkh rFkk mRrjoknh@fMdzh/kkjh }kjk
fnukad&01-03-2005 esa jkf'k dk Hkqxrku fd;k x;k Fkk] tcfd ifjokn
fnukad&02-02-2012 dks lafLFkr fd;k Fkk tks fd ifjlhek vof/k ls
ckf/kr Fkk vkSj ftyk Qksje dks blh vk/kkj ij ifjokn fujLr djuk
pkfg, FkkA mlh izdkj NRrhlx<+ lgdkjh lkslk;Vh vf/kfu;e] 1960 dh
/kkjk&60 ¼1½ ¼x½ ds izko/kku ds rgr Hkh dsoy jftLVªkj] lkslk;Vh ds
le{k dk;Zokgh dh tk ldrh gS vkSj ftyk Qksje dks ifjokn esa laKku
ysus dk {ks=kf/kdkj ugha gS vkSj blh vk/kkj ij ifjokn fujLrh ;ksX; gSA
vr% [email protected] _.kh dh vihy Lohdkj fd;k tkos vkSj ftyk
Qksje }kjk ikfjr vkyksP; vkns'k vikLr fd;k tkosA [email protected]
_.kh dh vksj ls bl laca/k esa Sarwan Kumar and Another Vs. Madan
Lal Aggarwal (2003) 4 SCC 147 ,oa State Bank of India Vs. B. S.
Agricultural Industries (2009) 5 SCC 121 dk voyacu fy;k gSA
04- mRrjoknh@fMdzh/kkjh dh vksj ls milatkr gksus okys fo}ku
vf/koDrk Jh vkj- ds- Hkkoukuh dk ;g rdZ gS fd [email protected]
_.kh us ftyk Qksje }kjk ifjokn izdj.k dzekad&36@2012 esa ikfjr
vkns'k fnukad&25-05-2012 ds fo:) fdlh izdkj dh vihy ugha fd;k
Fkk vkSj bl izdkj og vkns'k vafre gks pqdk gS vkSj ,slh fLFkfr esa
[email protected] _.kh dks fu"iknu izdj.k esa mDr vkns'k dh oS/krk dks
pqukSrh nsus dk vf/kdkj ugha gS rFkk ftyk Qksje us mRrjoknh@fMdzh/kkjh
ds ifjokn dks Lohdkj djrs gq, vkyksP; vkns'k ikfjr fd;k gS vkSj
blfy, [email protected] _.kh }kjk foyac ds laca/k esa fu"iknu vkosnu
esa vk{ksi ugha dj ldrk gSA mRrjokfnuh@fMdzh/kkjh }kjk /kkjk&24 d
miHkksDrk laj{k.k vf/kfu;e] 1986] ds rgr vkosnu izLrqr fd;k x;k Fkk
// 4 //
vkSj mlds ckn gh ifjokn Lohdkj fd;k x;k gS vkSj pwafd mDr vkns'k
dks pqukSrh [email protected] _.kh }kjk ugha fn;k x;k gS blfy, vc
[email protected] _.kh fu"iknu izdj.k esa tks vkyksP; vkns'k ikfjr
fd;k x;k gS] mlds fo:) lafLFkr vihy esa xq.k&nks"k ij vk{ksi ugha
dj ldrk gSA vr% vihy fujLr fd;k tkos vkSj ftyk Qksje }kjk
ikfjr vkyksP; vkns'k ;Fkkor~ j[kk tkosA
05- geus mHk;i{k ds fo)ku vf/koDrkx.k ds rdZ ds ifjizs{; esa fopkj
fd;k rFkk ftyk Qksje ds vfHkys[k dk Hkh ifj'khyu fd;kA
06- vfHkys[k ds ifj'khyu ls ;g izdV gksrk gS fd
mRrjoknh@fMdzh/kkjh v'kksd dqekj cka/ks us [email protected] _.kh ds
fo:) ,d ifjokn izdj.k dzekad&36@2012 lafLFkr fd;k Fkk rFkk
ifjokn&i= ds ifj'khyu ls Li"V gS fd [email protected] _.kh lar
f'kjksef.k laLFkk] ckucjn dk lapkyd Fkk vkSj fpVQaM Ldhe ds rgr
miHkksDrkvksa ls jde izkIr dj mUgsa 15% ekfld C;kt dh nj ls
miHkksDrkvksa }kjk tek dh xbZ jkf'k dks okil djus dk dk;Z lapkfyr
fd;k tkrk FkkA bl izdkj Li"V gS fd [email protected] _.kh }kjk
fpVQaM Ldhe ds rgr dk;Zokgh fd;k x;k FkkA
07- Sarwan Kumar and Another Vs. Madan Lal Aggarwal (Supra) esa
ekuuh; loksZP; U;k;ky; }kjk ;g fu/kkZfjr fd;k x;k gS fd%&
"17. ...........
A. Prakash vs Udaya Sree Chit Fund Company on 5 March, 2010
// 7 //
12- bl laca/k esa A. Prakash Vs. Udaya Sree Chit Fund Company
Nizamebad II (2010) CPJ 191 (NC) Hkh voyacuh; gSA
13- mijksDr U;k; n`"Vkarksa ds ifjizs{; esa Li"V mRrjoknh@fMdzh/kkjh]
/kkjk&2 ¼1½ ¼Mh½ miHkksDrk laj{k.k vf/kfu;e] 1986] ds varxZr
**miHkksDrk** dh Js.kh esa vkrk gS vkSj /kkjk&3 miHkksDrk laj{k.k vf/kfu;e]
1986] ds izko/kku ds ifjizs{; esa ftyk Qksje dks ifjokn ij laKku ysus
dk {ks=kf/kdkj izkIr Fkk vkSj blfy, ;g ugha dgk tk ldrk fd ftyk
Qksje us {ks=kf/kdkj ls ijs tkdj vkns'k ikfjr fd;k gSA
14- [email protected] _.kh dh vksj ls ;g crkus dk iz;kl fd;k
x;k gS fd dks&vkWijsfVo lkslk;Vh ,DV ds varxZr Hkh ftyk Qksje dks
{ks=kf/kdkj izkIr ugha FkkA [email protected] _.kh dk mDr rdZ Lohdkj
fd;s tkus ;ksX; ugha gSA
15- bl laca/k esa Smt. Kalawati and Others vs. United Vaish
Cooperative Thrift and Credit Society Ltd. 2002 CTJ 477 (CP) (NCDRC),
esa ekuuh; jk"Vªh; vk;ksx }kjk ;g fu/kkZfjr fd;k x;k gS fd%&
"10............... He can certainly if occasion arises, proceed against the
society raising a dispute.. In the case of Neela Vasant Raje v.
Amough Industries & Anr. 1993 CTJ 840 (CP) = 1986-95 Consumer
446 this Commission had taken a view that with reference to Section
2(1)(d) of Consumer Protection Act that where a company or a firm
invites deposits from the public for the purpose of using money for its
business on promise of giving attractive rates of interest with security
of investment and prompt repayment of the principal after the
stipulated term the transaction of such a nature would clearly make
the depositor a 'consumer' under Consumer Protection Act. This
// 8 //
Commission also observed that the definition of the expression
'service' was couched in the widest possible language and it expressly
covered 'service of any description' other than any service rendered
'free of charge' or 'under a contract of personal service.' Thus we
hold that complainants were certainly consumers and could maintain
their complaints in the District Forum.
Smt. Kalawati & Ors. vs M/S. United Vaish Co-Operative Thirft & ... on 26 September, 2001
// 7 //
12- bl laca/k esa A. Prakash Vs. Udaya Sree Chit Fund Company
Nizamebad II (2010) CPJ 191 (NC) Hkh voyacuh; gSA
13- mijksDr U;k; n`"Vkarksa ds ifjizs{; esa Li"V mRrjoknh@fMdzh/kkjh]
/kkjk&2 ¼1½ ¼Mh½ miHkksDrk laj{k.k vf/kfu;e] 1986] ds varxZr
**miHkksDrk** dh Js.kh esa vkrk gS vkSj /kkjk&3 miHkksDrk laj{k.k vf/kfu;e]
1986] ds izko/kku ds ifjizs{; esa ftyk Qksje dks ifjokn ij laKku ysus
dk {ks=kf/kdkj izkIr Fkk vkSj blfy, ;g ugha dgk tk ldrk fd ftyk
Qksje us {ks=kf/kdkj ls ijs tkdj vkns'k ikfjr fd;k gSA
14- [email protected] _.kh dh vksj ls ;g crkus dk iz;kl fd;k
x;k gS fd dks&vkWijsfVo lkslk;Vh ,DV ds varxZr Hkh ftyk Qksje dks
{ks=kf/kdkj izkIr ugha FkkA [email protected] _.kh dk mDr rdZ Lohdkj
fd;s tkus ;ksX; ugha gSA
15- bl laca/k esa Smt. Kalawati and Others vs. United Vaish
Cooperative Thrift and Credit Society Ltd. 2002 CTJ 477 (CP) (NCDRC),
esa ekuuh; jk"Vªh; vk;ksx }kjk ;g fu/kkZfjr fd;k x;k gS fd%&
"10............... He can certainly if occasion arises, proceed against the
society raising a dispute.. In the case of Neela Vasant Raje v.
Amough Industries & Anr. 1993 CTJ 840 (CP) = 1986-95 Consumer
446 this Commission had taken a view that with reference to Section
2(1)(d) of Consumer Protection Act that where a company or a firm
invites deposits from the public for the purpose of using money for its
business on promise of giving attractive rates of interest with security
of investment and prompt repayment of the principal after the
stipulated term the transaction of such a nature would clearly make
the depositor a 'consumer' under Consumer Protection Act. This
// 8 //
Commission also observed that the definition of the expression
'service' was couched in the widest possible language and it expressly
covered 'service of any description' other than any service rendered
'free of charge' or 'under a contract of personal service.' Thus we
hold that complainants were certainly consumers and could maintain
their complaints in the District Forum.
M.D., Orissa Cooperative Housing ... vs K.S. Sudarsan on 15 March, 2002
16. M.D. Orissa Cooperative Housing Corporation Ltd. vs K.S.
Sudarsan, 2002 CTJ 875 (CP) (NCDRC), esa ekuuh; jk"Vªh; vk;ksx }kjk
;g fu/kkZfjr fd;k x;k gS fd%&
"5. The question before us is not as to whether the dispute in the
present case, is covered under the Orissa Cooperative Societies Act.
For the sake of argument, we will assume that the dispute before us
also falls within the jurisdiction of the authority provided under the
said Cooperative Societies Act. But, considering the provisions of
Section 3 of the Consumer Protection Act we find that it has been
worded in the widest terms and leaves no one in any doubt about the
remedies under the Consumer Protection Act being in addition to and
not in derogation of any other law for the time being in force.
Therefore, even if any other Act provides for any remedy to a litigant
but, does not bar the jurisdiction of the fora under the Act, it will be
open to the litigant to go to District Forum or State Commission as the
case may be and seek his remedy under this Act. For a under this Act
are not civil courts even though they have the trappings of a civil
court.