M/S Bajaj Allianz Life Insurance Co. Ltd vs Commissioner Of Central Excise, ... on 31 December, 2014
In the case Bajaj
Allianz Life Insurance Co. Ltd. & Ors. Vs. Raj Kumar III (2014)
CPJ 221 (NC), it was held by the Hon'ble National Commission
that usually, the authorized doctor of the Insurance Company
examines the insured to assess the fitness and only after complete
satisfaction, the policy is issued. It was held that the Insurance
Company wrongly repudiated the claim of the complainant. If, in
the present case, the complainant was suffering from
hypertension, then at the time of taking the policy, the panelled
doctors of the Insurance Company must have detected the same
and the opposite party could have denied the policy to him then
and there. Moreover, merely on the basis of Statement of
Attending Physician, Ex.O-1, without any supporting medical
record, it cannot be said that the complainant was suffering from
hypertension earlier to the taking the policy. Furthermore, no
previous medical record of the complainant has been produced by
the opposite party to show that he was suffering from the
hypertension since the year 2009.