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Reliance Life Insurance Co. Ltd. vs Rekhaben Nareshbhai Rathod on 24 April, 2019

6.The counter affidavit was served on the petitioner's counsel on 28.04.2016 and that no rejoinder has been filed to the effect that the factual stand taken by the respondents is incorrect. In any event, in the typed set of papers, the proposal forms containing the answers given by the petitioner's husband have been enclosed. I am satisfied that the petitioner's husband while taking the policies had not been truthful. It is quite possible that the forms were filed up by the insurance agent. But 7/10 https://www.mhc.tn.gov.in/judis W.P(MD)No.23049 of 2015 then, the petitioner's husband was employed in TNEB and having signed the the proposal forms, the consequences flowing therefrom cannot be avoided. Even though the case laws relied on by learned counsel for the petitioner do favour the stand taken by him, I am bound by the latest decision of the Hon'ble Supreme Court reported in (2019) 6 SCC 175 (Reliance Insurance Company Limited Vs. Rehkaben Nareshbhai Rathod). Paragraph Nos.30 and 31 of the said decision read as follows:-
Supreme Court of India Cites 20 - Cited by 115 - D Y Chandrachud - Full Document
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