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Oriental Insurance Co. Ltd vs Rajni Devi & Ors on 22 April, 2008

In our considered opinion, the ratio of the decision in Oriental Insurance Co. Ltd. v. Rajni Devi (supra) is clearly applicable to the facts of the present case. In the present case, the deceased was not the owner of the motorbike in MAC. APP.164/2012 Page 3 of 14 question. He borrowed the said motorbike from its real owner. The deceased cannot be held to be an employee of the owner of the motorbike although he was authorized to drive the said vehicle by its owner and, therefore, he would step into the shoes of the owner of the motorbike. We have already extracted Section 163-A of the MVA hereinbefore. A bare perusal of the said provision would make it explicitly clear that persons like the deceased in the present case would step into the shoes of the owner of the vehicle."
Supreme Court of India Cites 11 - Cited by 317 - S B Sinha - Full Document

The Oriental Insurance Co. Ltd vs Hansrajbhai V. Kodala & Ors on 4 April, 2001

16. At the instant juncture, it is also necessary to reiterate a conclusion already drawn above, namely, that Section 163A of the Act has an overriding effect on all other provisions of the Motor Vehicles Act, 1988. Stated in other words, none of the provisions of the Motor Vehicles Act which is in conflict with Section 163A of the Act will negate the mandate contained therein (in Section 163A of the Act). Therefore, no matter what, Section 163A of the Act shall stand on its own, without being diluted by any provision. Furthermore, in the course of our determination including the inferences and conclusions drawn by us from the judgment of this Court in Oriental Insurance Company Limited v. Hansrajbhai v. Kodala, (2001) 5 SCC 175, as also, the statutory provisions dealt with by this Court in its aforesaid determination, we are of the view, that there is no basis for inferring that Section 163A of the Act is founded under the "no-fault"
Supreme Court of India Cites 21 - Cited by 309 - Full Document

National Insurance Co.Ltd vs Sinitha & Ors on 23 November, 2011

8. Now I turn to the question whether the owner was liable to pay any compensation. Admittedly, the Claimants have not filed any Appeal against the impugned judgment. Since the Insurance Company was made liable to pay the compensation of `1,00,000/- meant for the driver-cum- owner under the personal accident cover, I would now like to deal with the question whether the owner is liable to pay any compensation in the circumstances in which the accident has taken place. As stated hereinabove, it is the case of the Claimants themselves that the deceased lost control of the two-wheeler while he was driving the same. It is not the Claimants' case that any mechanical defect in the two-wheeler was the cause of the accident. Thus, it is evident that the accident took place because of the deceased's own wrongful act, neglect or default. The case is covered by report of the Supreme Court in National Insurance Company Limited v. Sinitha & Ors., 2011 (13) SCALE 84 where the Supreme Court drew distinction between award of compensation on the basis of „liability without fault‟ under Section 140 of the Act and payment of compensation without proof of negligence under Section 163-A of the Act. The Supreme Court held that while awarding compensation under Section 140 of the Act, the fact whether the accident took place because of the wrongful act, neglect or default of the victim is not a defence, whereas this would be valid defence under Section 163-A of the Act although the victim need not prove that the accident was caused because of the wrongful act, neglect or default of the driver of the vehicle involved in the accident. In other words, the Supreme Court ruled that where the victim/deceased himself is responsible for the accident, then MAC. APP.164/2012 Page 7 of 14 he/his legal representatives cannot claim compensation under Section 163-A of the Act. Paras 13, 14, 15 and 16 of the report are extracted hereunder for reference:
Supreme Court of India Cites 18 - Cited by 491 - J S Khehar - Full Document
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