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New India Assurance Company vs Rabindra Narayan on 19 November, 2009

In this connection reference may be made to a decision of National Commission in the case of New India Assurance Company Limited v. Narayan PradsadAppaprasadPathak, reported in (2006) CPJ 144 (NC). In that case also the question was, whether the insurance company can repudiate the claims in a case where the vehicle carrying passengers and the driver did not have a proper driving license and met with an accident. While granting claim on non-standard basis the National Commission set out its judgment the guidelines issued by the Insurance Company about settling all such non-standard claims."
National Consumer Disputes Redressal Cites 0 - Cited by 20 - Full Document

New India Assurance Co. Ltd. vs Narayan Prasad Appaprasad Pathak on 1 February, 2006

13. This commission is of considered view that it is an admitted position that LA did not have a valid driving license. Thus there is a breach of the provision of the policy and of Section 3 and 5 of Motor Vehicle Act. Therefore as per the guidelines laid down in New India Assurance Company Limited vs Narayan Prasad Appaprasad Pathak (supra), the complainant is entitled to an Akshay A/60/2023 Page 8 of 9 award of 75% of the sum insured. Ld. District Commission has awarded 75% of the claim. The order of the Ld. District Commission is just, fair and reasonable and it's requires no interference. Therefore we confirm the order of the Ld. District Commission. Hence in the interest of justice, following order is passed.
National Consumer Disputes Redressal Cites 3 - Cited by 124 - Full Document
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