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National Insurance Co.Ltd vs Hindustan Safety Glass Works Ltd on 7 April, 2017

In support, reliance has been placed on the judgments of the Hon'ble Supreme Court in (i) National Insurance Co. Ltd. Vs. Hindustan Safety Glass Works 2017 (5) SCC 776; (ii)         Mukhdeo Singh & Anr. Vs. Harakh Nrayan Singh & Ors. in AIR 1931 Patna 285 (291); and (iii) Zila Parishad (District Board) Vs. Smt. Shanti Devi & Anr. in AIR 1965 Allahabad 599.
Supreme Court of India Cites 4 - Cited by 29 - M B Lokur - Full Document

Zila Parishad (District Board) vs Smt. Shanti Devi And Anr. on 2 February, 1965

In support, reliance has been placed on the judgments of the Hon'ble Supreme Court in (i) National Insurance Co. Ltd. Vs. Hindustan Safety Glass Works 2017 (5) SCC 776; (ii)         Mukhdeo Singh & Anr. Vs. Harakh Nrayan Singh & Ors. in AIR 1931 Patna 285 (291); and (iii) Zila Parishad (District Board) Vs. Smt. Shanti Devi & Anr. in AIR 1965 Allahabad 599.
Allahabad High Court Cites 33 - Cited by 14 - V Bhargava - Full Document

Laxmi Engineering Works vs P.S.G. Industrial Institute on 4 April, 1995

He also relies upon the judgment of the Hon'ble Supreme Court in Shrikant G. Mantri Vs Punjab National Bank in C.A. No. 11397 of 2016 dated 22.02.2022 wherein it was held on the basis of Laxmi Engineering (supra) that services availed exclusively for the purpose of earning his livelihood and by means of self-employment will also have to be construed in context with the purpose of the enactment of the Act.  No business to business relationship has been established by the opposite party for the services availed to be considered as a "commercial" purpose.  Therefore, the contention of the opposite party that the complainant was not a consumer under the ambit of Section 2 (d) (1) of the Act according to the complainant does not sustain.
Supreme Court of India Cites 22 - Cited by 950 - B P Reddy - Full Document

Shrikant G. Mantri vs Punjab National Bank on 22 February, 2022

He also relies upon the judgment of the Hon'ble Supreme Court in Shrikant G. Mantri Vs Punjab National Bank in C.A. No. 11397 of 2016 dated 22.02.2022 wherein it was held on the basis of Laxmi Engineering (supra) that services availed exclusively for the purpose of earning his livelihood and by means of self-employment will also have to be construed in context with the purpose of the enactment of the Act.  No business to business relationship has been established by the opposite party for the services availed to be considered as a "commercial" purpose.  Therefore, the contention of the opposite party that the complainant was not a consumer under the ambit of Section 2 (d) (1) of the Act according to the complainant does not sustain.
Supreme Court of India Cites 17 - Cited by 20 - B R Gavai - Full Document

Oriental Insurance Co. Ltd vs Sony Cheriyan on 19 August, 1999

Risk Description  :   Poultry Farms (Excluding birds therein) Block Description : 1 SMI Desc                    Nature of Stock                           Sum Insured Furniture, fixture & fittings - CAGES.                                24,62,000 Building - POULTRY SHEDS.                                            65,61,000 Stock - FEED                                                               25,00,000 Cover Wise Details : Cover Name       Sum Insured            Premium Fire Basic Cover                               1,15,23,000             12,963.38 Earth Quake Cover                           1,15,23,000                 864.23 Place:      NAMAKKAL                                           For and on behalf of Date: 06/12/2007                            The Oriental Insurance Company Limited It is also evident that under the previous policies, i.e., policy no. 453403/11/2008/244 for the period 07122007 to 06.12.2008 and policy no. 454700/11/2010/51 for the period 07.05.2009 - 06.05.2010 the risk covered was for "Fire Basic Cover" and "Earthquake Cover". The risk of a natural calamity such as a storm or cyclone was not included under the policy. It is thus clear that risks covered under it related to only fire and earthquake. The Complainant's claim for the incident of a natural calamity involving heavy wind and cyclone, which is not covered under the policy has been repudiated by the opposite party on the basis of the policy conditions and, therefore, cannot be faulted. In several judgments of Hon'ble Supreme Court and this Commission it has been held that the terms of a contract of insurance cannot be re-written and only risks which are covered can be indemnified. Reliance is placed on the judgment of the Hon'ble Supreme Court in the case of Oriental Insurance vs Sony Cheriyan (1999) 6 SCC 451, wherein it was laid down that an insurance policy represents a contract between the insurers and insured, the terms of which have to be strictly construed to determine the extent of liability of the insurer and the insured cannot claim anything more than what is covered by the insurance policy. The contention of the complainant in this regard cannot be sustained for this reason.
Supreme Court of India Cites 8 - Cited by 220 - S S Ahmad - Full Document

Standard Chartered Bank Ltd vs Dr. B.N. Raman on 14 July, 2006

In support of this contention reliance is placed on judgments of Hon'ble Supreme Court in (a) Standard Chartered Bank Ltd. Vs. Dr. B.N. Raman [2006(5) SCC 727] (b) Sunil Kohli Vs Purearth Infrastructures Ltd., Civil Appeal nos.9004-9005 of 2018 decided on 01.10.2019. As regards the applicability of limitation, the complainant contends that since his claim has not been settled despite a written communication dated 07.05.2009, there was a continuing cause of action and, therefore, the complaint filed on 04.09.2015 was within time.
Supreme Court of India Cites 8 - Cited by 39 - Full Document
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