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National Insurance Co. Ltd vs Swaran Singh & Ors on 5 January, 2004

13. The main reliance placed by the claimant is on Swaran Singh's case cited supra.. The Trial Court has considered observation made in Swaran Singh's Case in para-95. But in the said case there was no condition in insurance policy that the vehicle is required to be driven by authorized D.L. holder. Admittedly, the person having LLR cannot be termed as a authorised person. Even RW.5- Smt.Pushpalatha, who is the owner of the offending car did not assert that she has verified the D.L. of RW-2 and so-called Murali and there is no explanation as to why she did allow RW-2, who was holding LLR to drive the vehicle, when there is a regular driver in the vehicle. However, in the instant case there is a specific condition in policy Ex.R6 that the vehicle is required to be driven by a authorized license holder and that condition is also breached in the instant case. Considering these facts and circumstances, the principles of decision reported in (1996) 2 SSC 328.
Supreme Court of India Cites 68 - Cited by 3847 - Full Document
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