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1 - 10 of 15 (0.21 seconds)Section 64 in The Chit Funds Act, 1982 [Entire Act]
The Chit Funds Act, 1982
Sarwan Kumar & Anr vs Madan Lal Aggarwal on 6 February, 2003
i{kdkjksa ds vf/koDrk
vihykFkhZ dh vksj ls Jh vt; 'kekZ] vf/koDrkA
mRrjokfnuh dh vksj ls Jh vkj- ds- Hkkoukuh] vf/koDrkA
vkns'k
fnukad% 16@02@2016
}kjk%&ekuuh; U;k;ewfrZ Jh vkj- ,l- 'kekZ] v/;{k
[email protected] _.kh us ;g vihy /kkjk&27 d miHkksDrk
laj{k.k vf/kfu;e] 1986] ds varxZr ftyk miHkksDrk fookn izfrrks"k.k
Qksje] nqxZ ¼N-x-½ ¼ftls vkxs laf{kIr esa ^^ftyk Qksje** lacksf/kr fd;k
tk,xk½ ds fu"iknu izdj.k dzekad&07@2013 jkedaqoj fo:) jktsUnz
f'kokjs esa ikfjr vkns'k fnukad&21-08-2015 ftlds }kjk [email protected]
_.kh ds fo:) fxj¶rkjh okjaV tkjh fd;s tkus dk vkns'k ikfjr fd;k
gS] ls nqf[kr gksdj izLrqr fd;k gSA
// 2 //
02- [email protected] _.kh dh vihy laf{kIr esa bl izdkj gS fd
mRrjokfnuh@fMdzh/kkjh us /kkjk&12 miHkksDrk laj{k.k vf/kfu;e] 1986] ds
varxZr [email protected] _.kh ds fo:) ifjokn izdj.k
dzekad&26@2012 lafLFkr fd;k Fkk vkSj ftlesa vkns'k fnukad&28-06-
2012 ds }kjk ftyk Qksje us ;g vknsf'kr fd;k Fkk fd%&
**1- vkns'k fnukad ls ,d ekg ds Hkhrj vukosnd }kjk ifjoknh
dks 10]000@&¼nl gtkj :i;s½ vnk djsA
2- mDr jkf'k ij fnukad&07-02-2005 ls ifjokn izLrqfr
fnukad&16-01-2012 rd 07 izfr'kr okf"kZd C;kt Hkh vukosnd
}kjk vnk fd;k tkosA
3- vukosnd] ifjoknh dks ekufld d"V gsrq 1]000@&¼,d
gtkj :Ik;s½ Hkh vnk djsA
4- ifjoknh dk okn O;; 1]000@&¼,d gtkj :Ik;s½ Lohdkj
fd;k tkrk gS] ftls vukosnd }kjk vnk fd;k tk;sxkA**
mRrjokfnuh@fMdzh/kkjh ds }kjk /kkjk&24 , miHkksDrk laj{k.k
vf/kfu;e] 1986] ds varxZr vkosnu izLrqr fd;k Fkk ijUrq ftyk Qksje us
mRrjokfnuh@fMdzh/kkjh ds vkosnu ij fopkj fd, fcuk gh] tcfd
mRrjokfnuh@fMdzh/kkjh dk ifjokn ifjlhek vof/k ls ckf/kr Fkk] vkyksP;
vkns'k ikfjr fd;k gS vkSj mlds vk/kkj ij mRrjokfnuh@fMdzh/kkjh }kjk
[email protected] _.kh ds fo:) /kkjk&27 miHkksDrk laj{k.k vf/kfu;e]
1986] ds varxZr vkosnu&i= izLrqr fd;k x;k ftlesa fnukad&21-08-
2015 dks [email protected] _.kh ds fo:) fxj¶rkjh okjaV tkjh fd;k
x;k gS ftlds fo:) ;g vihy gSA
03- [email protected] _.kh dh vksj ls milatkr gksus okys fo}ku
vf/koDrk Jh vt; 'kekZ dk ;g rdZ gS fd mRrjokfnuh@fMdzh/kkjh }kjk
fpV QaM Ldhe ds rgr jkf'k tek fd;k x;k Fkk vkSj ,slh fLFkfr esa
// 3 //
/kkjk&64 fpVQaM vf/kfu;e] 1982] ds v/khu dsoy iath;d fpVQaM ds
}kjk gh izdj.k dk fopkj.k fd;k tk ldrk gSA ftyk Qksje dks ifjokn
esa laKku ysus dh vf/kdkfjrk ugha Fkh rFkk mRrjokfnuh@fMdzh/kkjh }kjk
fnukad&27-02-2005 esa jkf'k dk Hkqxrku fd;k x;k Fkk] tcfd ifjokn
fnukad&16-01-2012 dks lafLFkr fd;k Fkk tks fd ifjlhek vof/k ls
ckf/kr Fkk vkSj ftyk Qksje dks blh vk/kkj ij ifjokn fujLr djuk
pkfg, FkkA mlh izdkj mRrjokfnuh@fMdzh/kkjh us 01 ekg ds Hkhrj
fu"iknu izdj.k izLrqr ugha fd;k gS blfy, Hkh fu"iknu vkosnu
ifjlhek vof/k ls ckf/kr gS vkSj fujLrh ;ksX; gS ijUrq ftyk Qksje us
bu lc rF;ksa dks fopkj ugha fd;k gS rFkk NRrhlx<+ lgdkjh lkslk;Vh
vf/kfu;e] 1960 dh /kkjk&60 ¼1½ ¼x½ ds izko/kku ds rgr Hkh dsoy
jftLVªkj] lkslk;Vh ds le{k dk;Zokgh dh tk ldrh gS vkSj ftyk Qksje
dks ifjokn esa laKku ysus dk {ks=kf/kdkj ugha gS vkSj blh vk/kkj ij
ifjokn fujLrh ;ksX; gSA vr% [email protected] _.kh dh vihy Lohdkj
fd;k tkos vkSj ftyk Qksje }kjk ikfjr vkyksP; vkns'k vikLr fd;k
tkosA [email protected] _.kh dh vksj ls bl laca/k esa Sarwan Kumar
and Another Vs. Madan Lal Aggarwal (2003) 4 SCC 147 ,oa State
Bank of India Vs. B. S. Agricultural Industries (2009) 5 SCC 121 dk
voyacu fy;k gSA
04- mRrjokfnuh@fMdzh/kkjh dh vksj ls milatkr gksus okys fo}ku
vf/koDrk Jh vkj- ds- Hkkoukuh dk ;g rdZ gS fd [email protected]
_.kh us ftyk Qksje }kjk ifjokn izdj.k dzekad&26@2012 esa ikfjr
vkns'k fnukad&28-06-2012 ds fo:) fdlh izdkj dh vihy ugha fd;k
Fkk vkSj bl izdkj og vkns'k vafre gks pqdk gS vkSj ,slh fLFkfr esa
[email protected] _.kh dks fu"iknu izdj.k esa mDr vkns'k dh oS/krk dks
pqukSrh nsus dk vf/kdkj ugha gS rFkk ftyk Qksje us
// 4 //
mRrjokfnuh@fMdzh/kkjh ds ifjokn dks Lohdkj djrs gq, vkyksP; vkns'k
ikfjr fd;k gS vkSj blfy, [email protected] _.kh }kjk foyac ds laca/k
esa fu"iknu vkosnu esa vk{ksi ugha dj ldrk gSA mRrjokfnuh@fMdzh/kkjh
}kjk /kkjk&24 d miHkksDrk laj{k.k vf/kfu;e] 1986] ds rgr vkosnu
izLrqr fd;k x;k Fkk vkSj mlds ckn gh ifjokn Lohdkj fd;k x;k gS
vkSj pwafd mDr vkns'k dks pqukSrh [email protected] _.kh }kjk ugha fn;k
x;k gS blfy, vc [email protected] _.kh fu"iknu izdj.k esa tks
vkyksP; vkns'k ikfjr fd;k x;k gS] mlds fo:) lafLFkr vihy esa
xq.k&nks"k ij vk{ksi ugha dj ldrk gSA tgka rd fu"iknu vkosnu foyac
ls lafLFkr gqvk gS ;k ugha] bl laca/k esa [email protected] _.kh fu"iknu
U;k;ky; ds le{k gh vkifRr dj ldrk gS ijUrq ogka fdlh izdkj dh
vkifRr ugha fd;k x;k gS vkSj blfy, vihy fujLr fd;k tkos vkSj
ftyk Qksje }kjk ikfjr vkyksP; vkns'k ;Fkkor~ j[kk tkosA
05- geus mHk;i{k ds fo)ku vf/koDrkx.k ds rdZ ds ifjizs{; esa fopkj
fd;k rFkk ftyk Qksje ds vfHkys[k dk Hkh ifj'khyu fd;kA
06- vfHkys[k ds ifj'khyu ls ;g izdV gksrk gS fd mRrjokfnuh@
fMdzh/kkjh Jherh jkedaqoj us [email protected] _.kh ds fo:) ,d
ifjokn izdj.k dzekad&26@2012 lafLFkr fd;k Fkk rFkk ifjokn&i= ds
ifj'khyu ls Li"V gS fd [email protected] _.kh lar f'kjksef.k laLFkk]
ckucjn dk lapkyd Fkk vkSj fpVQaM Ldhe ds rgr miHkksDrkvksa ls
jde izkIr dj mUgsa 20% ekfld C;kt dh nj ls miHkksDrkvksa }kjk tek
dh xbZ jkf'k dks okil djus dk dk;Z lapkfyr fd;k tkrk FkkA bl
izdkj Li"V gS fd [email protected] _.kh }kjk fpVQaM Ldhe ds rgr
dk;Zokgh fd;k x;k FkkA
// 5 //
07- Sarwan Kumar and Another Vs. Madan Lal Aggarwal (Supra) esa
ekuuh; loksZP; U;k;ky; }kjk ;g fu/kkZfjr fd;k x;k gS fd%&
"17. ...........
A. Prakash vs Udaya Sree Chit Fund Company on 5 March, 2010
12- bl laca/k esa A. Prakash Vs. Udaya Sree Chit Fund Company
Nizamebad II (2010) CPJ 191 (NC) Hkh voyacuh; gSA
13- mijksDr U;k; n`"Vkarksa ds ifjizs{; esa Li"V mRrjokfnuh@fMdzh/kkjh]
/kkjk&2 ¼1½ ¼Mh½ miHkksDrk laj{k.k vf/kfu;e] 1986] ds varxZr
**miHkksDrk** dh Js.kh esa vkrh gS vkSj /kkjk&3 miHkksDrk laj{k.k vf/kfu;e]
1986] ds izko/kku ds ifjizs{; esa ftyk Qksje dks ifjokn ij laKku ysus
dk {ks=kf/kdkj izkIr Fkk vkSj blfy, ;g ugha dgk tk ldrk fd ftyk
Qksje us {ks=kf/kdkj ls ijs tkdj vkns'k ikfjr fd;k gSA
14- [email protected] _.kh dh vksj ls ;g crkus dk iz;kl fd;k
x;k gS fd dks&vkWijsfVo lkslk;Vh ,DV ds varxZr Hkh ftyk Qksje dks
{ks=kf/kdkj izkIr ugha FkkA [email protected] _.kh dk mDr rdZ Lohdkj
fd;s tkus ;ksX; ugha gSA
// 8 //
15- bl laca/k esa Smt. Kalawati and Others vs. United Vaish
Cooperative Thrift and Credit Society Ltd. 2002 CTJ 477 (CP) (NCDRC),
esa ekuuh; jk"Vªh; vk;ksx }kjk ;g fu/kkZfjr fd;k x;k gS fd%&
"10............... He can certainly if occasion arises, proceed against the
society raising a dispute.. In the case of Neela Vasant Raje v.
Amough Industries & Anr. 1993 CTJ 840 (CP) = 1986-95 Consumer
446 this Commission had taken a view that with reference to Section
2(1)(d) of Consumer Protection Act that where a company or a firm
invites deposits from the public for the purpose of using money for its
business on promise of giving attractive rates of interest with security
of investment and prompt repayment of the principal after the
stipulated term the transaction of such a nature would clearly make
the depositor a 'consumer' under Consumer Protection Act. This
Commission also observed that the definition of the expression
'service' was couched in the widest possible language and it expressly
covered 'service of any description' other than any service rendered
'free of charge' or 'under a contract of personal service.' Thus we
hold that complainants were certainly consumers and could maintain
their complaints in the District Forum.
Smt. Kalawati & Ors. vs M/S. United Vaish Co-Operative Thirft & ... on 26 September, 2001
12- bl laca/k esa A. Prakash Vs. Udaya Sree Chit Fund Company
Nizamebad II (2010) CPJ 191 (NC) Hkh voyacuh; gSA
13- mijksDr U;k; n`"Vkarksa ds ifjizs{; esa Li"V mRrjokfnuh@fMdzh/kkjh]
/kkjk&2 ¼1½ ¼Mh½ miHkksDrk laj{k.k vf/kfu;e] 1986] ds varxZr
**miHkksDrk** dh Js.kh esa vkrh gS vkSj /kkjk&3 miHkksDrk laj{k.k vf/kfu;e]
1986] ds izko/kku ds ifjizs{; esa ftyk Qksje dks ifjokn ij laKku ysus
dk {ks=kf/kdkj izkIr Fkk vkSj blfy, ;g ugha dgk tk ldrk fd ftyk
Qksje us {ks=kf/kdkj ls ijs tkdj vkns'k ikfjr fd;k gSA
14- [email protected] _.kh dh vksj ls ;g crkus dk iz;kl fd;k
x;k gS fd dks&vkWijsfVo lkslk;Vh ,DV ds varxZr Hkh ftyk Qksje dks
{ks=kf/kdkj izkIr ugha FkkA [email protected] _.kh dk mDr rdZ Lohdkj
fd;s tkus ;ksX; ugha gSA
// 8 //
15- bl laca/k esa Smt. Kalawati and Others vs. United Vaish
Cooperative Thrift and Credit Society Ltd. 2002 CTJ 477 (CP) (NCDRC),
esa ekuuh; jk"Vªh; vk;ksx }kjk ;g fu/kkZfjr fd;k x;k gS fd%&
"10............... He can certainly if occasion arises, proceed against the
society raising a dispute.. In the case of Neela Vasant Raje v.
Amough Industries & Anr. 1993 CTJ 840 (CP) = 1986-95 Consumer
446 this Commission had taken a view that with reference to Section
2(1)(d) of Consumer Protection Act that where a company or a firm
invites deposits from the public for the purpose of using money for its
business on promise of giving attractive rates of interest with security
of investment and prompt repayment of the principal after the
stipulated term the transaction of such a nature would clearly make
the depositor a 'consumer' under Consumer Protection Act. This
Commission also observed that the definition of the expression
'service' was couched in the widest possible language and it expressly
covered 'service of any description' other than any service rendered
'free of charge' or 'under a contract of personal service.' Thus we
hold that complainants were certainly consumers and could maintain
their complaints in the District Forum.
M.D., Orissa Cooperative Housing ... vs K.S. Sudarsan on 15 March, 2002
16. M.D. Orissa Cooperative Housing Corporation Ltd. vs K.S.
Sudarsan, 2002 CTJ 875 (CP) (NCDRC), esa ekuuh; jk"Vªh; vk;ksx }kjk
;g fu/kkZfjr fd;k x;k gS fd%&
"5. The question before us is not as to whether the dispute in the
present case, is covered under the Orissa Cooperative Societies Act.
For the sake of argument, we will assume that the dispute before us
also falls within the jurisdiction of the authority provided under the
said Cooperative Societies Act. But, considering the provisions of
Section 3 of the Consumer Protection Act we find that it has been
worded in the widest terms and leaves no one in any doubt about the
remedies under the Consumer Protection Act being in addition to and
not in derogation of any other law for the time being in force.