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Yashpal Luthra & Anr. vs United India Insurance Co. Ltd. And Anr on 17 December, 2009

The High Court of Delhi in Yashpal Luthra and Anr. V. United India Insurance Co. Ltd. and Another [2011 ACJ 1415], after recording the evidence of the competent authority of Tariff Advisory Committee (TAC) and Insurance Regulatory and Development Authority (IRDA), reproduced a circular dated 16.11.2009 issued by IRDA to CEOs of all the Insurance Companies restating the factual position relating to the liability of Insurance companies in respect of a pillion rider on a two-wheeler and occupants in a private car under the comprehensive/package policy.
Delhi High Court Cites 2 - Cited by 120 - J R Midha - Full Document

National Insurance Co. Ltd vs Pranay Sethi on 31 October, 2017

In the case of National Insurance Co. Ltd. v. Pranay Sethi reported in (2017) 16 SCC 680, it is held that future prospects of 40% is tobe added to the income of the victims of accident if their age is below 40 years and 25% in case of age between 40 to 50 years. Therefore, 40% of their income has to be added towards 35 future prospects. In other three cases referred to above i.e., MVC Nos.525, 528 of 2015 and MVC No.8/2016, their age was between 45 to 50 years and hence 25% of their income has to be added towards future prospects. Accordingly, their incomes are considered.
Supreme Court of India Cites 32 - Cited by 9815 - D Misra - Full Document

Magma General Insurance Co. Ltd vs Nanu Ram Alias Chuhru Ram on 18 September, 2018

21. As stated above income of the deceased is taken as Rs.7,500/- p.m. Age of deceased was 48 years. Therefore, 25% of his income is to be added towards future prospects. Deceased had five dependents. Therefore, the Tribunal has deducted 1/4th towards personal expenses. The same is accepted; After deduction of 1/4th towards personal expenses, the income of the deceased is Rs.7,031/- p.m. Suitable multiplier applicable is '13'. On the basis of the same, the amount of compensation awarded under the head loss of dependency is Rs.7,031/- x 12 x 13 = Rs.10,12,464/-. The Tribunal awarded Rs.40,000/- towards loss of love and affection. As held in the case of Magma(supra), Rs.40,000/- each is to be awarded to the dependents towards loss of consortium. During pendency of the appeal, petitioner No.5 has died. Accordingly, Rs.1,60,000/- is awarded towards loss of consortium. Rs.15,000/- each is awarded towards loss of 40 estate and funeral expenses. In all, petitioners are entitled for Rs.12,02,464/- as against Rs.7,72,000/- awarded by the Tribunal.
Supreme Court of India Cites 7 - Cited by 4992 - I Malhotra - Full Document
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