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United India Insurance Co.Ltd vs M/S.Harchand Rai Chandan Lal on 24 September, 2004

Thus, for this incident some negligence on the part of the complainant is also attributable.  It is true that the complainant has suffered a loss but the question is whether the incident is covered under the perils of the policy.  The policy is a contract and it has to be interpreted in its actual terms.  The judgment cited by the learned counsel for the complainant in this regard namely United India Insurance Co. Ltd. Vs. Harchand Rai Chandan Lal, (2004) 8 SCC 644 has observed as under:-
Supreme Court of India Cites 5 - Cited by 320 - A K Mathur - Full Document
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