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National Insurance Co. Ltd vs Chella Bharathamma & Ors on 21 September, 2004

12. For the sake of arguments, even if it is presumed that respondent no. 1 was not authorised to drive a tractor having a trailer annexed with it. A poor victim can not be supposed to enquire about validity of driving licence before travelling in a vehicle, particularly a labourer employed to load /unload the goods. Following was mandated by Apex Court in case National Insurance Company Ltd. Vs. Chela Bharathamma & Ors. appeal (civil) 6178 of 2004, "Considering Suit NO.903/08 Bibi Savana Khatoon Vs. Manoj ­:7:­ the beneficial object of the Act i.e the Motor Vehicles Act , it would be proper for the insurer to satisfy the award, though, in law it has no liability." Trite it to say that in above referred case, according to insurer, owner of offending vehicle was not having any valid permit. On the same analogy, in my opinion, insurer i.e. respondent no. 3 is liable to pay compensation. However, same may claim recovery from other respondents, if permissible by law.
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