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New India Assurance Company Limited vs Sandepudi Mariyamma And Ors. on 13 February, 2003

Similarly, the judgment of this Court in the case of Sandepuri Mariyamma (1 supra) will not help to the Insurance Company since in that case tractor involved in accident used for a purpose other than for agriculture, namely, transportation of Napa slabs, contrary to terms of the insurance policy. Therefore, insurer is not liable to pay compensation to the claimants or to indemnify the owner of the vehicle. Once the policy covers the risk of driver and 6 labourers, which impliedly authorizes or permitted the insured to carry the labourers in the tractor-trailer when the vehicle is used for agricultural operations, Insurance Company has undertaken the liability of the insured in the event of any accident during course of employment.
Andhra HC (Pre-Telangana) Cites 11 - Cited by 11 - Full Document
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