Life Insurance Corporation Of India vs Smt. G.M. Channabasemma on 6 December, 1990
In this
respect, the decision of the Hon'ble Supreme Court in LIC Vs. Smt.
G.M.Channabasemma (1996 (III) CPJ 8 (SC) may be referred to where it
was held that the burden of proving that the insured had made false
representation and suppressed material facts is undoubtedly on the
LIC of India. Furthermore, mere concealment of some facts will not
amount to concealment of material facts and if there is fraudulent
suppression of material facts in the proposal, the policy could be
vitiated otherwise not.