New India Assurance Co. Ltd vs Asha Rani & Ors on 17 August, 2001
14. It
is also necessary to have a look on the case of New India Assurance
Co. Ltd. Vs. Asha Rani & others reported in 2003(2) GLR 1001. In
this case also, it was held that if the injured or the deceased is
travelling in the goods vehicle then looking to the terms and
conditions of the policy, if the passenger dies or sustains injury
during the course of the accident as the risk of such passengers is
not included in the policy, the insurance company is not liable for
the payment of compensation to the claimants. This law point has been
discussed very lucidly and elaborately in para 9 of this case which
is as under :-