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Oriental Insurance Co Ltd vs Parkash Chander And Ors on 8 December, 2016

17. We have considered the rival contentions. Hon'ble Supreme Court in the matter of Oriental Insurance Co. Ltd. vs. Parvesh Chander Chadha (supra) dismissed the complaint holding that in terms of the policy issued by the insurance policy, the insured was duty bound to inform about the theft of the vehicle immediately after the accident. Delay in intimation deprives the insurance company of its legitimate right to get enquiry conducted into the alleged theft of vehicle and make an endeavour to recover the same. It was further held that the insurance company could not be saddled with the liability to pay the compensation to the insured despite the fact that he has not complied with the terms of the policy. Relevant observations of the Supreme Court read as under :-
Delhi High Court Cites 3 - Cited by 21 - J R Midha - Full Document

National Insurance Co. Ltd vs Nitin Khandelwal on 8 May, 2008

23, para 1618, p. 1178 where it meant immediately is to be construed as meaning with all reasonable speed, considering the circumstances of the case. The word immediately is stronger than the expression within a reasonable time. It was held that compensation on non-standard basis cannot be granted. The case of National Insurance Company Limited v. Nitin Khandelwal, reported in IV (2008) CPJ 1 (SC) = (2008) 11 SCC 256, was also discussed."
Supreme Court of India Cites 6 - Cited by 458 - D Bhandari - Full Document

Amalendu Sahu vs Oriental Insurance Co.Ltd on 25 March, 2010

The aforesaid misuser which was subject matter of the Amalendu Sahoo's case had no casual link to the theft. However, in the instant case, the violation committed by the petitioner is grave because by failing to intimate the theft to the police and the insurance company, the petitioner has prevented those authorities from taking prompt action to locate and recover the truck."
Supreme Court of India Cites 3 - Cited by 350 - Full Document
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