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Tarannum Parveen vs Mr Sanjeev Mantri As Managing Director ... on 27 January, 2026 cites

M/S. Complete Insulations (P) Ltd vs New India Assurance Company Ltd on 21 November, 1995

27) In the landmark ruling of Complete Insulations (P) Ltd. v. New India Assurance Co. Ltd. (1996) 1 SCC 221, a three-judge bench of the Hon'ble Supreme Court , the scope of "deemed transfer" under Section 157 of the Motor Vehicles Act, 1988 was clarified. The said case CS (COMM.) No.2895/2024, Tarannum Parveen Vs. M/s ICICI Lombard General Insurance Company Ltd.
Supreme Court of India Cites 7 - Cited by 268 - A M Ahmadi - Full Document

Oriental Insurance Co. Ltd. vs Enamul Haque on 4 September, 2019

29) The legal principles established in Complete Insulations (P) Ltd. and Oriental Insurance Co. Ltd. v. Enamul Haque have been consistently extended to theft cases, fundamentally changing how insurance claims are treated after a vehicle is sold. The core reason these judgments apply to theft is that theft is legally categorized as "Own Damage" (OD) rather than a third-party risk. Since the "deemed transfer" under Section 157 of the Motor Vehicles Act only applies to third-party liabilities, a buyer who fails to transfer the insurance policy has no legal standing to claim for the loss of the vehicle due to theft.
National Consumer Disputes Redressal Cites 3 - Cited by 2 - Full Document

Jai Prakash vs 1. Bajaj Allianz General Insurance Co. ... on 17 May, 2013

32) In Budhi Prakash Jain v. Bajaj Allianz General Insurance Co. [(2015) NCDRC (National Commission)] the complainant purchased a vehicle but failed to transfer the insurance policy into his name. The vehicle was subsequently stolen. Citing Complete Insulations, the Hon'ble NCDRC held that since the complainant did not apply for the transfer within the 14-day window as per GR-17, there was no privity of contract between him and the insurer. The theft claim was rejected because the "deemed transfer" under Section 157 does not apply to property loss/theft.
National Consumer Disputes Redressal Cites 1 - Cited by 1 - Full Document
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