P. Khamar Pasha vs Branch Manager, Oriental Insurance Co. ... on 16 March, 2018
On behalf of the respondent, ruling - 1.Mr.Mohd.Idris Mehabub Shaikh &
ors. vs. M/s.New India Assurance Co.Ltd., in the consumer complaint
no.CC/16/736 which is decided by this State Commission on
16/08/2019 is relied upon. "We had in that case considered 'A'
summary report which would mean that though police had been informed
of the incident of theft they could not bring culprit to book. In such cases,
the incident was genuine and the registered motor vehicle was covered to
the extent of Rs.7 lakhs as Insured Declared Value and, therefore,
observations made by the Hon'ble Supreme Court of India are attracted on
the ground that genuine claims cannot be thrown aside merely on the
ground of delay to inform the incident to the insurer, particularly, when
incident was already informed to police and they investigated into the
theft."