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R. Vijayan vs Baby & Anr on 11 October, 2011

In my humbly view the principles laid down by the Hon'ble supreme Court in these cited decisions are aptly applicable o the present case. During the course of cross examination of DW1 / accused he has admitted the receipt of loan amount from the complainant through cheque. He has not disputed his signature on Ex.P1 and 20 Cri Appeal No.452/2023 P2 cheques. He has admitted the receipt of legal notice, as per Ex.P5. It is not the contention of the accused is t hat after receiving legal notice from the complainant he has issued any reply notice to the complainant by taking contention which had taken by him in his examination in- chief. On perusal of the cross examination of DW1, it would go to show that he has admitted document E.P18 letter of loan settlement. It is important to note that at the time of examination of the accused before the trial court u/S.313 of CrPC he has stated that he borrowed hand loan from the complainant, but he has repaid the same, but he is due only a sum of Rs.36,000/-. Even during the course of cross examination of DW1 he has admitted that he had borrowed a sum of Rs.8 lakhs from the complainant and he is ready to repay the amount of Rs.8 lakhs. Thus there is nothing to prove by the complainant and to show that Ex.P1 and P2 issued for discharge of debt or liability by the accused borrowed a hand loan of Rs.8.5 lakhs from him and Ex.P1 and P2 is that of his bank account of the accused and Ex.P1 dn P2 containing signature of accused. It is for the accused to rebut he presumption available to the complainant u/S.139 & 118 of NI Act. But except self serving 21 Cri Appeal No.452/2023 statement of DW1 there is no documents on the side of the accused to show that he has paid the borrowed amount to the complainant. Since the accused has admitted borrowing loan amount from the complainant and also admitted that Ex.P1 and P2 of his bank account and Ex.P1 and P2 containing his signature the presumption can be drawn u/S139 & 118 of NI ct. It is important to refer some of the judgment of Hon'ble Supreme Court and Hon'ble High Courts.
Supreme Court of India Cites 14 - Cited by 845 - R V Raveendran - Full Document
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