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Rahul Ranka vs Oriental Insurance Company Limited on 1 January, 2024 cites

Shakuntala Devi vs The Managing Director, United India ... on 17 December, 2018

10.    From the foregoing and the material on the record it is manifest that the State Commission's order is based on the judgments of the Hon'ble Supreme Court in Oriental Insurance Co. Vs. Parvesh Chander Chadha, Civil Appeal No. 6739 of 2010 which was reiterated by this Commission in Shakuntala Devi Vs. United India Insurance Co., Revision Petition No. 3934 of 2012 that where theft was not reported to the Police immediately, the insurer could not be saddled with the liability of the claim.
Patna High Court - Orders Cites 1 - Cited by 0 - M K Shah - Full Document

Oriental Insurance Co. Ltd. vs Sh. Chander Parkash. on 22 September, 2017

The appellant has rightly relied upon the judgment passed by the apex court in Civil Appeal no. 6739/2010 Oriental Insurance Co. Vs. Parvesh Chander Chadha which was further reiterated by the National Commission in Revision Petition No. 3934/2012 Shakuntla Devi Vs. United India Insurance Co. and this Commission has also of the same view in First Appeal No. 1/2016 Nagji Bhai Patel Vs. New India Assurance Co. Hence, in view of the admitted fact that theft has not been reported to the police immediately, the appellant cannot be saddled with the liability to pay the claim and appeal is allowable on this ground alone.
State Consumer Disputes Redressal Commission Cites 6 - Cited by 33 - Full Document

Md. Shamsur Alam vs Reliance General Life Insurance Co. ... on 7 January, 2016

Further reliance has been placed on the judgment passed by the National Commission in Revision Petition No. 1796/2015 M.D.Shamsur Alam Vs. Reliance General Life Insurance, Revision Petition No. 2795/2008 Oriental Insurance Co. Vs. Tara Singh, Revision Petition No. 1480/2016 Reliance General  Insurance Co. Vs. Nitin Lamba where the keys of the vehicle were left in the vehicle which is not the case here.
National Consumer Disputes Redressal Cites 1 - Cited by 8 - Full Document

Gurshinder Singh vs Sriram General Insurance Co. Ltd. on 24 January, 2020

On the other hand, the respondent has contended that the Hon'ble Supreme Court in Gurshinder Singh vs Shriram General Insurance Company Limited & Anr., (2020) 11 SCC 612 decided on 24.01.2020 has held that repudiation of the claim on the ground that there was delay in informing the insurance company of theft of the vehicle when the police had already been informed in a timely fashion had been upheld on the basis of Om Prakash vs Reliance General Insurance (2017) 9 SCC 724. It had been held that the "............insurance policy is a contract between the insurer and the insured and the parties would be strictly bound by the terms and conditions as provided in the contract between the parties. Generally, an insurance contract is governed by the rules of interpretation applicable to the general contract. However, due to the specialized nature of contract of insurance, certain rules are tailored to suit insurance contract".
Supreme Court of India Cites 6 - Cited by 105 - B R Gavai - Full Document

Om Prakash vs Reliance General Insuarance on 4 October, 2017

On the other hand, the respondent has contended that the Hon'ble Supreme Court in Gurshinder Singh vs Shriram General Insurance Company Limited & Anr., (2020) 11 SCC 612 decided on 24.01.2020 has held that repudiation of the claim on the ground that there was delay in informing the insurance company of theft of the vehicle when the police had already been informed in a timely fashion had been upheld on the basis of Om Prakash vs Reliance General Insurance (2017) 9 SCC 724. It had been held that the "............insurance policy is a contract between the insurer and the insured and the parties would be strictly bound by the terms and conditions as provided in the contract between the parties. Generally, an insurance contract is governed by the rules of interpretation applicable to the general contract. However, due to the specialized nature of contract of insurance, certain rules are tailored to suit insurance contract".
Supreme Court - Daily Orders Cites 4 - Cited by 133 - S A Nazeer - Full Document

Reliance General Insurance Company ... vs Nitin Lamba on 31 August, 2016

Further reliance has been placed on the judgment passed by the National Commission in Revision Petition No. 1796/2015 M.D.Shamsur Alam Vs. Reliance General Life Insurance, Revision Petition No. 2795/2008 Oriental Insurance Co. Vs. Tara Singh, Revision Petition No. 1480/2016 Reliance General  Insurance Co. Vs. Nitin Lamba where the keys of the vehicle were left in the vehicle which is not the case here.
National Consumer Disputes Redressal Cites 0 - Cited by 1 - Full Document

Om Prakash Ahuja vs Reliance General Insurance Co. Ltd on 4 July, 2023

6.      The instant revision petition relies upon the argument that there was no negligence on part of the driver and that it was a case of theft where the driver was duped by the persons accompanying him through criminal breach of trust. Hence condition no. 4 of the Policy was not violated. Reliance was placed on the judgment of Hon'ble Supreme Court in Om Prakash Vs. Reliance General Insurance, Civil Appeal No. 15611 of 2017 wherein it was laid down that intimation of accidental loss has to be given immediately upon occurrence and thereafter insured has to give all information and assistance as may be required.
Supreme Court of India Cites 5 - Cited by 3 - R Bindal - Full Document

Nagji Bhai Patel S/O Nnag Bhai vs The New India Insourance Company ... on 7 March, 2017

The appellant has rightly relied upon the judgment passed by the apex court in Civil Appeal no. 6739/2010 Oriental Insurance Co. Vs. Parvesh Chander Chadha which was further reiterated by the National Commission in Revision Petition No. 3934/2012 Shakuntla Devi Vs. United India Insurance Co. and this Commission has also of the same view in First Appeal No. 1/2016 Nagji Bhai Patel Vs. New India Assurance Co. Hence, in view of the admitted fact that theft has not been reported to the police immediately, the appellant cannot be saddled with the liability to pay the claim and appeal is allowable on this ground alone.
State Consumer Disputes Redressal Commission Cites 0 - Cited by 3 - Full Document
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