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Smt. Nirmal Sachdeva vs Branch Manager, Life Insurance ... on 20 May, 2022 cites

Manmohan Nanda vs United India Insurance Co. Ltd. . on 6 December, 2021

Manmohan Nanda vs. United India Assurance Co. Ltd. and Anr., decided on 06.12.2021 which is not applicable, as the facts narrated in the above cited case law are different from the case in hand. In the above cited case law, the insured has specifically mentioned about his diabetic disease to the insurance company, thereafter the insurance company considering the fact of the disease of diabetic of the insured has issued the insurance policy, but such circumstance does not exist in the case in hand. As per the proposal form, the insured had not mentioned his disease of diabetic in the proposal form before taking the policy in question that he was suffering from diabetes Type-2 DM. Thus, with due respect, the principle as laid down in the above cited case law, is not applicable in the present appeal.
Supreme Court - Daily Orders Cites 19 - Cited by 28 - Full Document

Tata Aig Life Insurance Co. Ltd. vs Mampi Dhar (Gosh) & Anr. on 27 July, 2020

In the light of the above mentioned case law Tata AIG Life Insurance Co. Ltd. (supra) we are of the considered opinion that as per the principle as laid down in the above mentioned case, the appeal is not maintainable as the appellant has suppressed and concealed the material fact of his disease / diabetes from the insurance company while taking the policy; there was a material concealment on behalf of the insured, thus, the repudiation order of the respondent is fully justified; there is no perversity / illegality in the repudiation order; the insurance company was justified in repudiating the claim of the complainant on the ground of material concealment and there was no deficiency in service on the part of the insurance company. Thus, we hold that the appeal is liable to be dismissed.
National Consumer Disputes Redressal Cites 0 - Cited by 6 - Full Document
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