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National Insurance Co Ltd vs Yalgurdappa S/O Hanamappa Mulangi on 9 August, 2010

Insofar as the division bench judgment in National Insurance Company Limited vs. Yalgurdappa, supra is concerned, it was with reference to a licence, which enabled the driver to drive only a light motor vehicle and there was no indication or endorsement that he could drive an Auto rickshaw. On the other hand, as already pointed out, in the present case on hand, the licence did contain an endorsement that the driver was licensed to drive a Light Motor Vehicle (Auto rickshaw).
Karnataka High Court Cites 4 - Cited by 8 - Full Document

S.Iyyapan vs M/S United India Insurance Co.Ld.& Anr on 1 July, 2013

Insofar as the decision in MFA 21079/2009 is concerned, the opinion that the decision in Iyyappa, supra, was rendered per incuriam was with reference to the facts of the case dealt with by the learned Single Judge and cannot be held to be a precedent that is to be followed by this bench. It is an authority for the case that is decided therein. Therefore, it would not advance the case of the counsel for the respondent.
Supreme Court of India Cites 28 - Cited by 361 - M Y Eqbal - Full Document

Bajaj Allianz General Insurance Co Ltd vs Parasharam Devappa Kurangi on 27 August, 2012

The contention of the learned Counsel for the respondent that an Auto rickshaw could be self driven and apparently, the endorsement related only to a owner driven Auto rickshaw and not to a commercial passenger carrying vehicle, which would be a transport vehicle and therefore, the endorsement did not enable the driver to drive an Auto rickshaw or the owner could not have permitted the driver to drive the auto rickshaw with such an endorsement. However, in the opinion of this court, the owner of a vehicle is expected to act as a reasonable person without any forensic knowledge of the niceties of the law. The endorsement by itself, on the face of it, would indicate that the driver was enabled to drive a light motor vehicle and specifically, an Auto rickshaw and this could have apparently convinced the owner of the vehicle that it was a valid driving licence and he could not be blamed or accused of having breached the conditions in entrusting the vehicle to such a 13 driver. As already noticed in a decision of this court in Devappa's case, supra that even if a licence was issued only in respect of a Light Motor Vehicle, it did not preclude the licensee from driving an Auto rickshaw. In the circumstances, the case of the present appellant can safely be decided while holding that the endorsement contained in the licence had clearly indicated that the driver was licensed to drive an Auto rickshaw. There is no indication that it referred only to a owner's self driven Auto rickshaw and not a Commercial passenger carrying vehicle. This is a distinction and a gloss sought to be placed on the circumstances by the learned Counsel for the appellant. Therefore, on the facts and circumstances, the appellant could not be accused of having committed a breach of the policy conditions in having entrusted the vehicle to a driver, who did not possess a valid driving licence. On the face of it, the licence appears to be a valid driving licence, which enabled the driver to drive an Auto rickshaw, as well.
Karnataka High Court Cites 3 - Cited by 4 - N K Patil - Full Document
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