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Iffco Tokio General Insurance Co.Ltd. & ... vs Rajesh Patel on 28 December, 2018 cites

Oriental Insurance Co.Ltd vs Angad Kol & Ors on 18 February, 2009

Co. Ltd. V. Angad Kol & Ors., referred Sri Annappa Irappa Nesaria case and observed that from 28.03.2001, amendment has been carried out in Motor Vehicle Act and there is distinction between light motor vehicle and a transport vehicle and ultimately held that respondent was not holding valid and effective driving licence for driving goods vehicle which amounted to breach of conditions of the insurance policy as in the aforesaid case driver of the vehicle was holding licence to drive light motor vehicle . In the case in // 14 // hand also driver of the vehicle was holding licence to drive LMV non- transport and as at the time of accident he was driving goods vehicle, licence held by him was not valid driving licence for driving goods vehicle. To drive a transport vehicle licence is issued for 3 years, whereas for driving light motor vehicle, licence is issued for 20 years. Licence issued to driver Gulappa Hadpad which was valid from 20.09.2004 to 19.09.2024, but he was not permitted to drive Transport Vehicle.
Supreme Court of India Cites 15 - Cited by 267 - S B Sinha - Full Document

Reliance General Insurance Co. Ltd. vs Jivabhai Maldebhai Godhaniya on 9 May, 2017

// 12 // We are sure that you would appreciate our stand that payment of any claim has to be in accordance with the conditions and provision of the policy issued. While expressing our inability to pay this claim due to the above mentioned-mentioned reasons, we reiterate our commitment to pay all admissible claim fairly and promptly." 12- mRrjoknh@ifjoknh }kjk vius ifjokn&i= esa ;g vfHkopu fd;k x;k gS fd ifjoknh ds MªkbZoj jRFkw ds ikl iz'uk/khu okgu dks pykus gsrq ,y- ,e- Ogh- ,e- lh- MCY;w- th- dk yk;lsal FkkA bl yk;lsal ds vuqlkj MªkbZoj jRFkw iz'uk/khu okgu dks pykus gsrq vf/kd`r FkkA 13- mRrjoknh@ifjoknh dh vksj ls MªkbZfoax yk;lsal ¼,usD'pj&2½ dh Nk;kizfr izLrqr fd;k x;k gS ftlds vuqlkj MªkbZfoax yk;lsal ua- lh-th- 13 2011 0004539 gS vkSj tks fd ,y- ,e- Ogh-] ,e- lh- MCY;w- th- ds fy, tkjh fd;k x;k gSSA [email protected] }kjk tks eksVj ¼QkbZuy½ losZ fjiksVZ ¼nLrkost dz-1½ izLrqr fd;k x;k gS mlesa Hkh MªkbZfoax yk;lsal ds laca/k esa lR;kiu fd;s tkus ij mls ,y- ,e- Ogh- yk;lsal ik;k x;k gSA 14- chek ikWfylh ,oa lfVZfQdsV vkWQ jftLVsª'ku ds vuqlkj okgu Lojkt ektnk mYysf[kr gS tks fd xqM~l dSfjax Oghdy gS rFkk lfVZfQdsV vkWQ jftLVsª'ku ¼,usD'pj&5½ esa okgu ,y- th- Ogh- ¼Light Goods Vehicle½ vafdr fd;k x;k gS] tcfd izLrqr izdj.k esa pkyd jRFkw ds MªkbZfoax yk;lsal esa dsoy ,y- ,e- Ogh-] ,e- lh- MCY;w- th- mYysf[kr gSA // 13 // 15- Reliance General Insurance Co. Ltd. Vs. Jivabhai Maldebhai Godhaniya III (2017) CPJ 1 (NC), esa ekuuh; jk"Vªh; vk;ksx }kjk ;g fu/kkZfjr fd;k x;k gS fd%& "15. ...........it is abundantly clear that the vehicle in question was a commercial vehicle, but the person who was driving the vehicle at the time of the accient, did not have a valid an effective licence to drive the same. Considering the distinct requirments laid down in The Motor vehicles Act, 1988 and The Central Motor Vehicles Rules, 1989 about the grant of licence for commercial vehicles, it is clear that the holder of the LMV licence had no authority to drive the commercial vehicle without proper endorsement from the concerned transport authority."
National Consumer Disputes Redressal Cites 17 - Cited by 6 - Full Document

New India Assurance Co. Ltd vs Musharaf Alam on 25 April, 2007

18- New India Assurance Co. Ltd. Vs. Musharaf Alam II (2012) CPJ 55 (NC); esa ekuuh; jk"Vªh; vk;ksx }kjk ;g fu/kkZfjr fd;k x;k gS fd%& "10. .....................................the driver of the Respondent did not have a valid licence at the time of accident and this is clearly a violation of the terms and conditions of the insurance policy as also Section 15 of the Motor Vehicles Act. These are sufficient grounds on which the claim can justifiably be repudiated."
State Consumer Disputes Redressal Commission Cites 1 - Cited by 13 - Full Document
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