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United India Ins.Co.Ltd vs Sunil Kumar & Anr on 29 October, 2013

17. Further in the case of United India Insurance Company v. Sunil Kumar and another reported in AIR 2017 SC 5710, therein the Hon'ble Apex Court has observed that the compensation awarded under structured formula basis is in the nature of a final award and adjudication thereunder is required to be made without any 22 requirement of any proof of negligence of the driver/owner of vehicle of vehicle/s involved in the accident. By observing as stated above, the question has been answered by holding that in a proceeding under Section 163-A of the Motor Vehicles Act, it is not open for the insurer to raise any defence of negligence on the part of the victim himself. When the Hon'ble Apex Court has held that the insurer will not be having any option and he cannot raise any defence with regard to negligence on the part of the victim himself, then under such circumstances, the contention raised by the learned counsel appearing for the appellant/insurer that the deceased himself has contributed to the alleged accident and he is a tortfeasor and he stepped into the shoes of the owner and he is not liable to pay any compensation does not have any force in law and the same is rejected. Though the above said decisions quoted by the learned counsel for the insurer are also on the same effect, but in the subsequent decisions, this proposition of law has been referred to the Larger Bench. In the light of the question raised, the Hon'ble Apex Court has come to the conclusion that the insurer is not 23 having any defence in this behalf and as such the insurer is made liable to pay the compensation.
Supreme Court of India Cites 11 - Cited by 530 - K Radhakrishnan - Full Document

The Oriental Insurance Co Ltd vs Sharada G on 14 November, 2008

In order to substantiate the said fact, he has relied upon the decision in the case of Ningamma and another v. United India Insurance Company Ltd, reported in 2009 ACJ 2020 and he also relied upon the decision of the Hon'ble Division Bench in the case of Oriental Insurance Co. Ltd v. Sharada G and others, reported in 2010 ACJ 977. He further contended that the deceased was not a third party and there is no provision wherein an insured may claim compensation from himself. Under such circumstances, the Tribunal has erred in awarding the compensation.
Karnataka High Court Cites 0 - Cited by 19 - Full Document
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