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New India Assurance Co. Ltd vs Prabha Devi & Ors on 13 March, 2013

10. In this case, the claimant examined himself before the Medical Board and marked Ex.C.1 - disability certificate, wherein, it is stated that the claimant has sustained fracture on the vertebra and his disability is assessed as 5%. The Hon'ble Apex Court in New India Assurance Company Limited Vs. Prabha Devi and Ors. [2013 ACJ 1382], has categorically held that the liability of the insurer is only, for the purpose to indemnify the injury against the liabilities incurred towards third parties and under Section 147 of the Motor Vehicles Act, the risk of death or bodily injury for the owner of the vehicle is covered under the personal accident coverage. On perusal of the insurance policy - Ex.P.8, the personal accident coverage premium of Rs.100 has been collected by the insurance company, it shows that there is a personal accident coverage for the owner of the vehicle. Hence, the major point to be considered by this Court in the present case is that, "whether the injured/ claimant, who is the owner of the vehicle is entitled to claim compensation by invoking Personal Accident Coverage."
Supreme Court of India Cites 5 - Cited by 32 - P C Ghosh - Full Document

Branch Manager Tata Aig General ... vs Kashi Ram Sahu And Ors. 5 Crmp/690/2020 ... on 19 May, 2020

12. A Division Bench of this Court recently in M/S.Tata AIG General Insurance Company Limited vs. Shanmugam [C.M.A. No.1395 of 2021, dated 19.08.2024], while considering the compensation claim made by the owner of the vehicle by invoking Section 163-A and personal accident coverage, answered the question whether the owner is entitled to claim compensation by invoking Motor Vehicles Act for the injuries sustained and it has been observed in paragraph No.25 as follows:
Chattisgarh High Court Cites 5 - Cited by 6 - P P Sahu - Full Document
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