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United India Insurance Company Ltd vs Lehru And Ors on 28 February, 2003

In case of United India Insurance Company Limited Vs. Lehru & Ors., AIR 2003 SC 1292, the Supreme Court has held that if it ultimately turns out that licence was fake, the Insurance Company would continue to remain liable unless it is proved that the owner/insured was MACA No.732/2006 Page 4 of 9 aware or had noticed that licence was fake and still permitted that person to drive.
Supreme Court of India Cites 18 - Cited by 848 - Full Document

Oriental Insurance Co. Ltd. vs Rakesh Kumar & Ors. on 29 February, 2012

In the case of Oriental Insurance Company Ltd. Vs. Rakesh Kumar, 2012 ACJ 1268, it is observed that in claims for compensation for accidents, various kinds of breaches regarding the conditions of driving licenses arise for consideration before the Tribunals, like a person possessing a driving license for motorcycle without gear for which he has no license. Cases may also arise where holder of driving license of a 'Light Motor Vehicle' is found to be driving a 'Maxi Cab', 'Motor Cab' or an Ómni Bus', for which he has no license. In each case, on evidence being led before the Claims Tribunal, a decision has to be taken whether the fact of driver's possessing license for one type of vehicle but found driving another type of vehicle, was the main or contributory cause of accident. If on facts, it is found that accident was caused as a result or cause of some other unforeseen or intervening causes like mechanical fault and similar other causes, having non-access with driver's not possessing requisite type of license, the insurer will not be allowed to avoid its liability, merely for technical breach of conditions concerning the driving license.

National Insurance Co. Ltd vs Kusum Rai & Ors on 24 March, 2006

7. To strengthen his arguments, learned counsel has relied upon a case of National Insurance Company Limited Vs. Kusum Rai & Ors. II (2006) ACC 19 (SC), wherein the Apex Court has held that where the licence was for LMV and the driver was driving a taxi, which falls within the definition of transport vehicle, in that eventuality, the Insurance Company was not liable to pay the claimed amount as driver was not holding a valid licence.
Supreme Court of India Cites 16 - Cited by 535 - S B Sinha - Full Document
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