insurance policies held by the life assured,
we are constrained to repudiate the claim under the policy in
terms of Section 45 of the Insurance ... repudiated within two years. The
insurer submits that within a period of two years, its right to repudiate the respondent’s
claim is untrammelled
theft was lodged with the petitioner, but on 14.1.1975, the petitioner repudiated the claim of respondent No.1. Subsequently, respondent No.1 sought the appointment ... entire claim or the quantification of the claim as well. In the present case, the letter repudiating the claim of respondent
Chartered Accountant as its third
surveyor. The said surveyor recommended total repudiation of claim in its
report on 28.05.2002 under Clause 8 of the Insurance ... fire. It is after the said report furnished on
28.06.2002, the claim was repudiated by the Insurance Company on the
same
from 29 October 2009, which is the date on which
the claim was repudiated. Compensation of Rs 10,000 was
awarded towards mental harassment ... which period he had
undergone a Mitral Valve Replacement5 surgery. The claim
was repudiated by the appellant on 29 October 2009 on the
ground that
surveyor’s
report dated 30 November 2001.
After the claim was repudiated by the insurer, the
appellant filed a consumer complaint. By an order dated ... then the insurance company will be well
within their right to repudiate the claim of
the insurer.”
In the present case, the NCDRC
respect of
the basic cover of insurance. However, the insurer repudiated the claim under the
accident benefit component of the insurance policy on the ground ... perusal of the copy of repudiation letter, it is clear that
the respondents repudiated the insurance claim
business and other losses. The insurer, however, did
not settle the claim nor repudiate the same. Instead, the
insurer through their letter dated 22.06.2001 informed ... proceed to either accept the
Page 7 of 22
claim or repudiate the same. In that background, a
perusal of the complaint filed
surveyors were also appointed.
5 On 25 November 2008, the insurance claim was repudiated on the ground that all
material facts which were required ... exercise of ordinary diligence and was, hence, not justified in repudiating
the claim.
8 Learned counsel appearing on behalf of the appellant has drawn
death, the appellant claimed an entitlement to receive a
compensation of Rs 5 lakhs under the insurance claim. The insurer
repudiated the claim ... over the insurer which
resulted in the insurer repudiating the claim on the ground that no
insurance cover existed. No insurance cover came into existence
vessel, the
respondent lodged a claim with the appellantinsurer. Since the
claim was neither admitted nor repudiated, the respondent filed
a consumer complaint ... file of the National Consumer
Disputes Redressal Commission. Thereafter, the appellants
repudiated the claim by a letter dated 4.09.2013 on the ground
that the subject
