does
this delay, in the circumstances of this case, justify the repudiation of claim
of the appellant. In our view, the answer plainly ... various
post claim activities like investigation, loss
assessment, provisioning, claim settlement
etc. However, this condition should not
prevent settlement of genuine claims,
particularly when there
therefore the insurer was disentitled from repudiating its
liability. This Court, while allowing the repudiation of the
insurance claim, held:
"30. It is standard ... claim was subjected to
an independent investigation and the records revealed that
the deceased had been suffering from hepatitis C. The claim
was repudiated giving
commencement date 3.12.2013, issued on 26.12.2013, and conveyed on
27.12.2013). the claims were repudiated by the respondents/Insurance
company on account of suppression of relevant ... illness,
which was not disclosed to the Insurance company.
3. The repudiated claims were approved by the Claimants Review
Committee of the Insurance company
theft was lodged with the petitioner, but on 14.1.1975, the petitioner repudiated the claim of respondent No.1. Subsequently, respondent No.1 sought the appointment ... entire claim or the quantification of the claim as well. In the present case, the letter repudiating the claim of respondent
caused beyond two years from taking the policy. They have assailed
repudiation of claim being illegal, null and void, arbitrary and against
provisions ... three conditions are satisfied as discussed
above, LIC was competent to repudiate claim in respect of all four policies
after expiry of period
practice almost with all Insurance Companies. They are seemed to be repudiating the claims almost universally on one pretext or the other making the persons ... respiratory or any lung disorder. Claiming that the insured amounted to suppression on material facts, the claim was repudiated.
4. Though the petitioner-company
claim from the erstwhile insurance
company i.e. IFFCO Tokio General Insurance Co. Limited, Gurgaon. The
said declaration being incorrect, the claim was rightly repudiated ... having made an insurance claim. The petitioner
was entitled to repudiate the claim on the said account as the same amounted
claimed
the loss caused to the vehicle as well as amount for causing the
death of her husband. Further, the claim was repudiated
merely ... court, both these grounds
are not available to the respondents to repudiate the claim of
the petitioner. As far as the driving license
policy, submitted the claim along with the original policy
documents to the defendant Corporation. However, the claim was repudiated by
LIC vide letter dated ... years prior to the proposal. The plaintiff asserted
that the repudiation
repudiation was wholly illegal, false, flimsy and against the terms of the
contract. Consequently
declaration form at the time of revival of the said policy,
repudiation of claim is legal and valid. It was submitted
that apart from other ... before revival of the policy in question on 26.05.2016 for
repudiating the claim of deceased as DLA was under
treatment from 23.05.2016 to 23.07.2016 which