insurance company is unable to honour the insurance claim.
The claim was illegally repudiated by the insurance company. With
the above allegations, the consumer complaint ... repudiating your claim for the benefits under
the policy and premium paid thereunder
stands forfeited."
10. From the claim repudiation letter, it is clear
date of the complaint, the
Insurance Company had not repudiated the claim. It appears
from the record that the Insurance Company had appointed an
agency ... that the respondent-
4
Insurance Company issued a letter repudiating the claim. The
relevant portion of the repudiation letter reads as follows:-
“2. You, vide
several claims in the past due to incidents of fire. Two claims were filed in 2006 for Rs.367 lakhs each. One claim was filed ... claim and was well within its right to consult experts before taking final decision in a claim involving huge amount and rightly repudiated the claim
with
the necessary documents However, vide letter dated 19.09.2012,
Insurance Company repudiated the claim of the complainant on the
ground that at the time ... conditions/exclusion
clause of the Insurance Policy Insurance Company has repudiated claim
of the complainant but the Insurance Company has not provided alleged
terms
dated 28-11-2013, repudiated the claim of the respondent No.2.
4. After the claim was repudiated, respondent No.2 filed a Case ... repudiation of policy. It was further stated that Section 45 of the Insurance Act authorizes the L.I.C. to repudiate the claim
commencement date 3.12.2013, issued on 26.12.2013, and conveyed on
27.12.2013). the claims were repudiated by the respondents/Insurance
company on account of suppression of relevant ... illness,
which was not disclosed to the Insurance company.
3. The repudiated claims were approved by the Claimants Review
Committee of the Insurance company
said letter of repudiation dated 18.10.2019 two
grounds have been mentioned as the reason for repudiation of claim. First
the complainant himself attached the vehicle ... claim on its merits and then took any decision upon the insurance
claim. Therefore, in our considered opinion both the grounds for
repudiation of insurance
said letter of repudiation dated 18.10.2019 two
grounds have been mentioned as the reason for repudiation of claim. First
the complainant himself attached the vehicle ... claim on its merits and then took any decision upon the insurance
claim. Therefore, in our considered opinion both the grounds for
repudiation of insurance
said letter of repudiation dated 18.10.2019 two
grounds have been mentioned as the reason for repudiation of claim. First
the complainant himself attached the vehicle ... claim on its merits and then took any decision upon the insurance
claim. Therefore, in our considered opinion both the grounds for
repudiation of insurance
said letter of repudiation dated 18.10.2019 two
grounds have been mentioned as the reason for repudiation of claim. First
the complainant himself attached the vehicle ... claim on its merits and then took any decision upon the insurance
claim. Therefore, in our considered opinion both the grounds for
repudiation of insurance
