indemnify the complainant only in case there was total loss, actual or constructive. The relevant clause of the said policy read as follows:
6.1. This ... insurance covers total loss (actual or constructive) of the subject matter insured caused by
6.1.1. Perils of the seas, rivers lakes or other navigable waters
such, the vehicle was to be treated as a constructive total loss, as per clear condition of Insurance. It was stated that as per information ... Lacs and, therefore, the vehicle could not have been declared as constructive total loss. It was further stated that the answering Opposite Parties reserve
trespassed to the property of CW.1 and
demolished the wall constructed causing loss to CW.1 and caused
rioting and in furtherance of their ... trespassed to the
property of CW.1 and demolished the wall
constructed causing loss to CW.1 and caused
rioting and in furtherance of their
accident near Pant
Village on Dev Prayag Rishikesh Road resulted in constructive total loss.
FIR was lodged with Police Station Dev Prayag ... accident. It is wrong to say that the vehicle suffered
constructive total loss. It is admitted that an intimation with regard to the
accident
depreciation as shown
below is applicable for the purpose of Total Loss/ Constructive
Total Loss (TL/ CTL) claims only. A vehicle will be considered
requested the OP to settle his claim on Constructive Total Loss (CTL) basis as per the policy, which was arbitrarily not accepted. Accordingly, the case ... good case for getting his claim on the basis of Constructive Total Loss. It is also not mandatory to repair the vehicle first
vessel amongst others was insured against total and / or constructive total loss, subject to institute Clause-Hulls as attached, including salvage charges incurred in preventing
defendants have
of
also not constructed Septic Tank which caused a loss of
Rs.15,000/- to him. The defendants failed to erect ... averred to arise from theirs not constructing a septic tank
hence entailing upon him a loss of Rs.15,000/-. The
.
purported breach
defendants have
of
also not constructed Septic Tank which caused a loss of
Rs.15,000/- to him. The defendants failed to erect ... averred to arise from theirs not constructing a septic tank
hence entailing upon him a loss of Rs.15,000/-. The
.
purported breach
closing stock in Profit & Loss Account and instead
of showing closing stock in Profit & Loss Account, the
assessee had taken the amount ... shops were constructed. The learned counsel for
the assessee further submitted that the assessee has
submitted the re-constructed Profit & Loss Account with
Commissioner
