that the draft was lost in transit and therefore, they requested to respondent No.3 State Bank of Patiala to issue another draft ... stop payment advice, the appellant bank paid the amount of the lost demand draft to the account "U.P. Cooperative Federation Limited", which
have
procured a new demand draft from the Institute on the ground that
the first demand draft has been lost and the payment thereof ... complainant to have a second demand draft.
8. It is the admitted case of the parties that the demand draft
duplicate demand draft and the bank credited
the amount to the account of respondent no.1. Before issuing the
duplicate demand draft to respondent ... issued a duplicate demand draft against request letter dated
16.10.2001 of respondent no.1, from appellant no.1. The duplicate
demand draft No.471878 dated
about the loss of the demand draft and requested for the issue of
a duplicate demand draft. The opposite
party vide their letter dated ... issuing duplicate demand draft. The Ombudsman came to the conclusion that the
original demand draft was paid and as such duplicate demand draft cannot
demand draft by anybody. Even though the demand draft was taken in favour of the appellant, the appellant would contend that the said demand draft ... prove that the demand draft was handed over to the appellant by the 1st respondent and the said demand draft was lost from the appellant
proceeds of the misplaced Demand Draft and more so, when there is nothing to show that the said Demand Draft has been misused or encashed ... concerned Demand Draft, i.e., the Respondent No. 2 for issuing another Demand Draft in lieu of the lost Demand Draft and then staked
ascertaining the genuineness of presenting of demand draft by account holder for collection simply dishonoured and original demand draft was returned to the complainant ... consequence in the event of recovery of lost demand draft and when the original demand draft was
presented by the complainant for collection the bank
complainant.
7. Learned State Commission observed that complainant lost five demand drafts, Identity card issued by the Secretary-General of Lok Sabha, Driving Licence ... complainant could not prove any loss due to loss of five demand drafts.
9. In the light of above discussion, appeal is to be allowed
service but amounts to unfair trade practice who issued the same demand
draft to two different persons. The complainant therefore, requested ... that the complainant informed them on 14.06.2007
that the said demand draft was lost or misplaced and requested to issue
duplicate demand draft
demand draft, the bank on which the said demand draft was drawn or about the person in whose favour the said demand draft was taken ... taken such a demand draft for Rs.25,000/-. So, the case of the complainant that he had kept a demand draft
