certain information, which
he tried to seek in respect of alleged permanent disability of the complainant
and it includes communication dated 21/3/2005 received ... time of issuing said certificate, complainant-Mr.Ankush
V.Dhokle was suffering disability more than 40%.
5. It also further
clarified that disability certificates
admissible sum in terms of Annexure-1. Because she had sustained permanent
disablement as per Table of Benefits-Table (B) of Annexure-I, thus ... disputed. While contesting the complaint, its stand was that
because disability in terms of Annexure-I was not shown to be continuing for a
period
vascular
injury)
He developed Ankylosin
and the right foot lost sensation.
His disability was assessed at 60% by the Dist. Medical Board ... work, lost his
source of sustenance, and thus he became permanently disabled. When
he came to learnt that his case also comes under the terms
which, he
sustained fracture, in his left hand, causing permanent disability, to the
extent of 70%. Because of the
disability, he is unable to continue ... complainant, they
have noticed that the complainant had suffered only partial disablement to the
extent of 70%, not suffering any permanent total disablement, that
continuance of the policy, the insured dies or suffers from
permanent disability due to accident, in such a case respondents LIC
would pay the insured ... stroke of Hemiplegia on right
side and because of that the disability which was assessed by the
medical board was more than 40%. Thereafter claim
Shimla. Accident of respondent No.1 on 29.05.2003 is also admitted. Disability to the extent of 60 % is also
admitted by both the parties ... only
question for determination before us is, whether the disability is temporary or
permanent? If the disability is
permanent, then the respondent
Doctors, his
condition did not improve and he was finally rendered total disabled
on 11.7.2005 and became 100% blind. The Complainant sent an
application ... Insurance Corporation for providing him disability
benefits but the benefit was not extended to the Complainant on the
ground that the Complainant could have been
certificate from Medical Board of Government Hospital, Sri Ganganagar
which found 100% disability on the right upper limb. The sole
question for consideration was whether ... disability in one hand
could entitle the Complainant to receive compensation as provided
under Condition No. 10(4) of the policy. The said condition reads
examined at the All India Institute of Medical
Sciences, he was declared disabled having suffered 40% disability. Certificate
to this effect were issued ... entitled to insurance cover of
Rs. Two lakhs on the basis of disability certificate issued by the AIIMS. He, therefore filed complaint before District
Forum
group insurance policy One lakh rupees had assured for permanent total disability. Due to the accident the complainant was not in a position to move ... treatment is still continuing. The respondent had given Rs.9546/-towards disability and medical expenses. He had applied for the insurance benefit with
