owner/driver and
legal liability to paid driver under the IMT 28". As per IMT
28 mentioned in the policy, it includes liability ... payment of extra premium of
Rs.150/- (100+50) under the IMT 28, respondent
premium and the policy
also indicates that IMT.28 endorsement would be
applicable.
4. IMT.28 of the India Motor Tariff Reads as follow ... IMT.28. LEGAL LIABILITY TO PAID
DRIVER AND/OR CONDUCTOR AND/OR
CLEANER EMPLOYED IN CONNECTION
WITH THE OPERATION OF INSURED
VEHICLE
(For all Classes
under Ex.R2. Policy was issued subject to IMT.28.
There is full coverage in respect of deceased, if the
petitioners are able ... persons) subject to IMT 39A. The policy
was issued subject to IMT endorsement numbers and
memorandum - 7, 21 and 28. IMT.28 is relevant
which
collected
towards LL-paid driver, conductor, cleaner-IMT-28. Having
perused Ex.R1-policy, it is clear that, under the special contract,
the Insurance
coolie. In this regard my attention was.~'d_rawn
to IMT 28 and 39. Learned counsel for the
company also placed reliance on Apex
Insurance
Company is liable to pay, as the policy is IMT 28, where the
liability of the insurer is as per the Workmen
Accident for owner
driver, Rs.50/- towards LL to paid driver IMT 28 thereby the
policy covered the risk of third party as well
party, personal accident of the owner and
driver under IMT No.28. IMT 28 deals with coverage and risk
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MFA No.520/2017
party, personal accident of the owner and
driver under IMT No.28. IMT 28 deals with coverage and risk
- 12 -
MFA No.520/2017
endorsement IMT 39 in the case of goods
vehicle and IMT 40 in the case of passenger carrying
commercial vehicles. IMT 28 is generally used