passenger. As per Ex.R1 - Policy, it stated that for NFPP Other than employees (IMT.37-A), Rs.75/- has been collected.
31. Learned ... paid towards paid driver/cleaner/coolies (IMT 39) and Rs.75/- towards NFPP, Other than employees (IMT.37-A).
36. Clause
authorized representative
are entitled to travel in the lorry as NFPP. According to him, the
policy does not cover the risk of any other passengers ... effect that the policy
does not cover the risk under NFPP. According to him, the
claimant was traveling as an un-authorised passenger
disputed by the Insurance Company.
Admittedly, deceased was No Fare Payee Passenger (NFPP) who
traveled by the vehicle on the fateful day. The insurance covers
convenience on the part of the insurance company.
Non-Fare-Paying Passenger (NFPP) does not imply that it
would be the owner of the lorry
covered under the policy issued by the
insurance company. NFPP premium that has
been paid as observed by the Tribunal is in
respect
