covers the risk of non fare paying passengers,
for short 'NFPP', hence MACT was not justified in
exonerating the insurer from the liability ... owner against claims putforth by third parties
and not by NFPP, while, coverage is available only if a
premium of Rs.75/- is paid
charged Rs.100/-
as premium for two non-fair paying passengers
('NFPP') and therefore, the insurance company cannot
be absolved from the liability ... premium has been received
for two NFPP, the appellant - insurance company would
be liable to satisfy the two bigger awards.
I have considered the submissions
COOLIES - IMT 39 75
7 ADD:LL TO NFPP - EXCLUDING EMPLOYEES 150
(OWNER OF GOODS) IMT - 37A
8 ADD: LL PAID DRIVER, CONDUCTOR, 50
CLEANER
disputed by the Insurance Company.
Admittedly, deceased was No Fare Payee Passenger (NFPP) who
traveled by the vehicle on the fateful day. The insurance covers
collected
premium of Rs.50/- under the head Non-Fare Paid Passenger (NFPP). This
premium would clearly cover the risk of the owner or authorized
Employee-5', 'Employee
2
Others-1' and 'NFPP-1',. The abbreviation 'NFPP' has
been clarified during the course