heavily damaged and the boundary wall got affected by lightning, rain and storm . A claim of Rs.17 lakh was placed before ... beyond the purview of the policy of insurance as there was no storm on 14th September 2012 in the area of the Complainant causing damage
night of 01.05.2013 the shop of the complainant was damaged by storm and on the next date the complainant informed the insurance company ... incident caused by fire and burglary and any damage caused by storm was not covered by the said policy. It is also alleged that
been maintained properly and
damage having not occurred due to rain or storm, as
alleged. Complainant then filed the present
complaint, seeking the aforesaid directions ... According to the complainant, damage
was caused due to heavy rain and storm, while
Page 5 of 13
M/s. Amba Shakti Ispat
total sum insured of Rs.74,00,000/- without deletion of Storm, Tempest , Flood and Inundation (STFI), or Riot, Strike and Malicious Damages (RSMD ... year 2010-2011 there had been a major accident due to storm and tempest . There were damages to the Green Houses of the Complainant which
They are as follows:
1.
Construction of internal storm drain and obtaining the Completion
certificate from the Executive Engineer, S.W.D. Department, Western Suburbs ... submitted that the appellant was supposed to
complete construction of internal storm water drain and obtain completion
certificate from Storm Water Drain department.
Upon this
were found in good condition. The Surveyor during
investigation found that no storm/ tempest or rain reported in the area
from inception of the policy ... loss occurred due to other
natural or invisible calamities e.g. rain, storm, flood disease,
earthquake or any other reason he got insured
were found in good condition. The Surveyor during
investigation found that no storm/ tempest or rain reported in the area
from inception of the policy ... loss
occurred due to other natural or invisible calamities e.g. rain, storm,
flood disease, earthquake or any other reason he got insured
point 'Z'. In the evening of 15.9.2013, there was heavy
storm due to which LT line had fallen down. The complainant and
their ... further denied that on 15.9.2013
in the evening there was a heavy storm or that the complainant and
their son Baljinder Singh had approached
complainant got rain affected, damaged and discoloured due to heavy
rain & storm, which also damaged new bags containing paddy. He
intimated the loss ... from OP
No.3 asking him to submit the Certificate of Storm & Heavy Rain from
the Meteorological Department confirming that the storm & heavy
evening there was heavy storm and rain and as a result extensive damages were caused to the building roof , roof structure, MP tiles, furniture , machinery ... allegation is that on 04.05.2010 in the evening in the heavy storm and rain extensive damage were caused to the building roof, roof structure
