Patna High Court
Banking Business Facilitators ... vs The Chairman, State Bank Of India & Ors on 30 November, 2016
Author: Hemant Gupta
Bench: Ahsanuddin Amanullah, Hemant Gupta
IN THE HIGH COURT OF JUDICATURE AT PATNA
Letters Patent Appeal No.1274 of 2015
Arising out of
Civil Review No. 389 of 2013
Arising out of
Civil Writ Jurisdiction Case No.14622 of 2012
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1. Banking Business Facilitators Association, Bihar through its Dy. General
Secretary, Naveen Pratap Singh in its representative capacity having its office at H.
No. 17, Old SBI Colony, Neat ITI, P.S.- Digha, District- Patna.
2. Naveen Pratap Singh, S/o- Late Ram Naresh Singh, R/o Village+ P.S.- Chandhi,
District- Bhojpur, BF code No. 88853100.
3. Rajan Kumar Sinha, S/o- Late C.P. Sinha, Resident of Mohalla- Brij Bhawan,
P.S.- Khusrupur, District- Patna Link Branch- Khusrupur, B.F. Code No.
888273000.
4. Rajeev Ranjan, S/o- Sri Santosh Kumar Gupta, Resident of Village- Bahrawan,
P.S.- Barh, District- Patna, Link Branch- Aunta-Mokama, B.F. Code No.
8MK90000.
5. Pravesh Kumar Sah, S/o- Sri Raj Kishore Sah, R/o Village- Bhorhar, P.S.-
Bhanghi, District- Araria, Link Branch- Bhanghi, B.F. Code No. 88825700.
6. Satendra Kr. Pandey, S/o Sri Ram Naresh Pandey, Resident of Village-
Paijawapar, Ward No. 22, P.S.- Barh, District- Patna, Link Branch- Pandarak, B.F.
Code No. 8ML30000.
7. Dharmendra Kumar, S/o- Sri Ram Naresh Pandey, Resident of Village-
Paijawapar, Ward No. 22, P.S.- Barh, District- Patna, Link Branch- ADB, Barh,
B.F. Code No. 88848400.
8. Manoj Kumar, S/o- Sri Ram Bachan Mahto, Resident of Village- Lahariya Tola,
P.S.- Athmal Gola, District- Patna, Link Branch- Athmalgola, B.F. Code No.
88848500.
9. Brajesh Kumar, S/o- Ramashray Singh, Resident of Village- Minapur, P.S.- Naya
Gaon, District- Begusarai, Link Branch- Hanspur, B.F. Code No. 88860600.
10. Pink Raj, S/o- Late Lakshmi Narayan Sah, Resident of Mohalla- Fulwariy
Bazar-02, P.S. Fulwaria, District- Patna, Link Branch- ADB Begusarai, B.F. Code
No. 88832400.
11. Sanoj Kumar, S/o- Arvind Pd. Singh, Resident of Village- Ashok Nagar,
Pokharia, P.S.- Begusarai, District- Begusarai, Link Branch- Vikrampur, B.F. Code
No. 88860800.
12. Rajiv Kumar, S/o- Chandra Shekhra Mahto, Resident of Mohalla- Patel Marg,
Fulwaria-3, Kairibari, P.S. Fulwaria, District- Begusarai, Link Branch- Barauni,
B.F. Code No. 88832200.
13. Santosh Kumar, S/o- Sunil Singh, Resident of Village- Madhurapur (B Tola),
P.S.- Peghra, District- Begusarai, Link Branch-Teghra, B.F. Code No. 8R980000.
14. Sunil Kumar Jha, S/o- Kusheshwar Jha, Resident of Mohalla- Kapasia Chouk,
P.S.- B.R.T.S., District- Begusarai, Link Branch- Deona, B.F. Code No. 88831900.
15. Santosh Kumar Sah, S/o- Natho Sah, Resident of Mohalla- Fulwaria Bazar-3,
P.S.- Fulwaria, DIstrict- Begusarai, Link Branch- Teghra, B.F. Code No. 88832100.
16. Rakesh Kumar, S/o- Sharan Kumar Singh, Resident of Village- Nayanagar
Dularpur. P.S.- Teghra, District- Begusarai, Link Branch- Main Branch- Begusarai,
B.F. Code No. 88831800.
17. Deo Shankar Mishra, S/o- Uday Bhanu Mishra, Resident of Village- Ram
Dham Mandir, P.S.- Bagaha, District-W. Champaran, Link Branch- Bagaha Bazar,
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B.F. Code No. 88817700.
18. Shailesh Kr. Pandey, S/o- Sri Vijay Pandey, Resident of Village- Tarwaliya,
P.S.- Semara, District- W. Champaran, Link Branch- Bagaha Bazar, B.F. Code No.
88846400.
19. Shankar Sah, S/o- Late Jagarnath Sah, Resident of Village- Malkauli, P.S.-
Bagaha, District- W. Champaran, Link Branch- Lauriya, B.F. Code No. 88871700.
20. Surendar Prasad, S/o- Sri Kedar Prasad, Resident of Village- Malkauli, P.S.-
Bagaha, District- W. Champaran, Link Branch-ADB, Ramnagar, B.F. Code No.
88871500.
21. Pradeep Kumar, S/o- Late Shesh Nath Sah, Resident of Mohalla- Purani
Bazar,Ward No. 9, P.S.- Shikarpur, District- W. Champaran, Link Branch- AMY,
Shikarpur, B.F. Code No. 88846700.
22. Dilip Kumar, S/o- Late Nageshwar Pd. Gupta, Resident of Village- Sonarpatti
Road, Narkatiya Ganj, P.S.- Shikarpur, District- W. Champaran, Link Branch-
Narkatiyaganj, B.F. Code No. 88871200.
23. Dileshwar Singh, S/o- Late Ganesh Singh, Resident of Village- Phulwariya,
P.S.- Lauriya, District- W. Champaran, Link Branch- Sahdatpur, B.F. Code No.
88870700.
24. Prakash Kumar, S/o- Sri Bipin Bihari Pathak, Resident of Village- Pathkauli,
District- W. Champaran, Link Branch- Bagaha, B.F. Code No. 88846200.
25. Awdesh Kumar Sharma, S/o- Sri Nagina Thakur, Resident of Mohalla- Devi
Asthan Road, Ward No. 14, Narkatiyaganj, P.S.- Shikarpur, District- W.
Champaran, Link Branch- Narkatiyaganj, B.F. Code No. 88846100.
26. Sanjay Kumar Mishra, S/o- Prabhu Nath Mishra, Resident of Village- Malahi
Tola, P.S. - Bariya, District- W. Champaran, Link Branch- Tola Malahi, B.F. Code
No. 88817900.
27. Surendar Kumar Singh, S/o Sri Nagnarayan Singh, Resident of Village-
Shivrajpur, P.S.- Nautan, District- W. Champaran, Link Branch- Nautan, B.F. Code
No. 88870900.
28. Sujit Kumar Shukla, S/o- Sri Rita Ram Shukla, Resident of Mohalla- Kali
Charan Bangal Lane, P.S.- Adampur, District- Bhagalpur, Link Branch-
Rannuchak, B.F. Code No. 88807800.
29. Ramesh Chandra Dubey, S/o- Naresh Chand Dubey, Resident of Mohalla- Uma
Charan Bose Line, Karnmanchak, P.S.- Bhagalpur, District- Bhagalpur, Link
Branch- Khrik, B.F. Code No. 88807500.
30. Sanjay Kumar, S/o- Sri Chunni Lal Singh, Resident of Village- Mohadinar,
P.S.- Mojahidpur, District- Bhagalpur, Link Branch- ADB, Ghogha, B.F. Code No.
8DY40000.
31. Divesh Kumar, S/o- Sri Mangala Charan Sinha, Resident of Mohalla- T.N.
Sinha Lane, Court Compound, Behind Lalit Bhawan, P.S. + District- Bhagalpur,
Link Branch- Bhagalpur, B.F. Code No. 88857500.
32. Ramjivan Pathak, S/o- Sri Adhik Lal Pathak, Resident of Village- Jairampur,
P.S.- Bihapur, District- Bhagalpur, Link Branch- Kharik Bazar, B.F. Code No.
88856700.
33. Arbind Kumar Mandal, S/o- Sri Dinesh Mandal, Resident of Village- Naya Tola
Telghi, P.S.- Kharik Bazar, District- Bhagalpur, Link Branch- Naugachhia, B.F.
Code No. 8EA70000.
34. Anjani Kr. Kushwaha, S/o- Sri Udit Narayan Kushwaha, Resident of Village +
P.S.- Shahkund, District- Bhagalpur, Link Branch- Sahkund, B.F. Code No.
88807600.
35. Awadhesh Kumar Shukla, S/o- Sri Laxmi Narayan Shukla, Resident of Village-
Mahamdabad, District- Bhagalpur, Link Branch- Jagdishpur, B.F. Code No.
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8GL50000.
36. Dhrub Kumar Pandey, S/o- Sri Dhanjay Pandey, Resident of Mohalla-
Kailashpuri Colony, P.S.+ District-Bhagalpur, Link Branch- Bhagalpur, B.F. Code
No. 88807200.
37. Amit Kumar, S/o- Sri Yogendra Pd. Ram, Resident of Village- shiv
Narayanpur, P.O.- Mathurapur, P.S- Khalgao, District- Bhagalpur, Link Branch-
ADB Shivnarayanpur, B.F. Code No. 8DX70000.
38. Hari Shankar Mishra, S/o- Ashutosh Mishra, Resident of Mohalla- H. No. 91,
Tulshinagar, Bank Colony, P.S.- Tilakmanjhi, Link Branch- Khrik, B.F. Code No.
8DY60000.
39. Amrendra Kr. Singh, S/o- Sr Basudeo Mandal, Resident of Mohalla- Gali No. 1,
Sultanganj, P.S.+ District- Bhagalpur, Link Branch- Sultanganj, B.F. Code No.
88857900.
40. Kumar Shailendra Singh, S/o- Arun Kumar Singh, Resident of Village-
Rammotor Gali, Maharajahata, P.S.+District- Ara, Link Branch, Garhari, B.F. Code
No. 8HX60000.
41. Pramod Kumar Singh, S/o- Late Amrendra Kumar Singh, Resident of Village-
Pandura, P.S.- Sandesh, district- Bhojpur, Link Branch- Sandesh, B.F. Code No.
8HX80000.
42. Ajay Singh, S/o- Sri Vijay Singh, Resident of Village- Chausa, P.S.- Buxar
Mufassil, District- Buxar, Link Branch- Chausa, B.F. Code No.88832300.
43. Om Prakash Verma, S/o- Late Jay Lal Seth, Resident of Village- Bari Tola,
Sonar Toli, P.S.+District- Buxar, Link Branch- Buxar, B.F. Code No. 88830900.
44. Sanjay Kumar Chaudhary, S/o- Radha Mohan Chaudhary, Resident of Mohalla-
M/s Vatrolok, P.P. Road, P.S.+District- Buxar, Link Branch- Buxar, B.F. Code No.
88831000.
45. Santosh Kumar Sinha, S/o- Sri Bihari Pd. Sinha, Resident of Village- Nandan,
P.S.- Dumraon, DIstrict- Buxar, Link Branch- Buxar, B.F. Code No. 88831500.
46. Arbind Kumar Singh, S/o- Sri Dinesh Prasad Singh, Resident of Village- Bara
Batra, P.S.- Town Ara, District- Bhojpur, Link Branch- Saraiya, B.F. Code No.
88830800.
47. Niraj Kumar Sinha, S/o- Sri Awadhesh Kumar Sinha, Resident of- H. No.-17,
Old SBI Colony, Near ITI, P.S.- Digha Ghat, Patna, Link Branch, Digha, B.F. Code
No. 88829600.
48. Vinod Kumar Pandey, S/o- Sri Baidhnath Pandey, Resident of Village + P.S.-
Bank, District- Rohtas, Link Branch- Dghri, B.F. Code No. 88830400.
49. Ravi Bhusan Pandey, S/o- Sri Vishwanath Pandey, Resident of Village-
Tikpokhar, P.S.- Nawanagar, District- Buxar, Link Branch- Bikramganj (Nokha),
B.F. Code No. 88854100.
50. Arbind Kumar Dubey, S/o- Sri Lalan Dubey, Resident of Village- Bidhan Chak,
P.S.- Ramgarh, District- Kaimur, Link Branch- Sasaram, B.F. Code No. 8HR90000.
51. Chitranjan Kumar, S/o- Late Ramnath Singh, Resident of Village- Basuhara,
P.S.- Sasaram, District- Rohtas, Link Branch- AMY, Takiya, B.F. Code No.
8HR50000.
52. Md. Hasibuddin, S/o- Md. Sarfuddin, Resident of Village- Marauna, P.S.-
Durgadih, District- Rohtas, Link Branch- Bikramganj, B.F. Code No. 8HR70000.
53. Umesh Rai, S/o- Sri Sunil Rai, Resident of Village- Tenduni, P.S.- Bikramganj,
District- Rohtas, Link Branch- Mokha, B.F. Code No. 8HR80000.
54. Kamlesh Upadhyay, S/o Sri Sidh Nath Upadhyay, Resident of Village+P.S.-
Mangram, District- Rohtas, Link Branch- Nasriganj, B.F. Code No. 8HR30000.
55. Sanjeev Kumar Sinha, S/o- Sri Dinesh Pd. Sinah, Resident of Mohalla-
Chitagupt Coloney, P.S.- Bikramganj, District- Rohtas, Link Branch- Bikramganj,
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B.F. Code No. 8HR49000.
56. Indra Kumar Jha, S/o- Sri Jai Chandra Jha, Resident of Mohalla- New Ganga
Sagar Colony, P.S.- Lahariyasarai, District- Darbhanga, Link Branch- AMY,
Shivdhara, B.F. Code No. 88841400.
57. Santosh Kumar Vishwakrma, S/o Sri Ram Jatan Vishwakarma, Resident of
Village- Belyakub, P.S.- Bahadurpur, District- Darbhanga, Link Branch- Supaul
Bazar, B.F. Code No. 88840900.
58. Binay Kr. Thakur, S/o- Late Krishna Kant Thakur, Resident of Village-
Bhawanipur, P.S. - Biraul, District- Darbhanga, Link Branch- Ghanshyampur, B.F.
Code No. 88815800.
59. Govind Thakur, S/o- Sri Surya Narayan Thakur, Resident of Village- Ladari,
P.S.- Kewti, District- Darbhanga, Link Branch- AMY, Shivdhara, B.F. Code No.
88841000.
60. Sujit Kr. Singh, S/o- Sri Harkesh Singh, Resident of Village- Dharhara, P.S.-
Kateya, District- Gopalganj, Link Branch- Kateya, B.F. Code No. 88872100.
61. Amresh Kumar, S/o- Sri Chhotelal Prasad, Resident of Mohalla- Sareya, W.
No. 5, Near Hotel Kailash, P.S.+District- Gopalganj, Link Branch- ADB,
Gopalganj, B.F. Code No. 88852400.
62. Milan Prasad, S/o- Sri Mannu Prasad, Resident of Mohalla- Theosophical
lodge, Near Minj Stadium, P.S.+District- Gopalganj, Link Branch- ADB,
Gopalganj, B.F. Code No. 88852500.
63. Triveni Kumar, S/o- Late Satyanarayan Prasad, Resident of Village- Mansi,
Gharari, P.S.- Mansi, District- Khagaria, Link Branch- Mansi, B.F. Code No.
88810800.
64. Bhushan Prasad, S/o- Sri Chhotelal Prasad Singh, Resident of Village-
Chakhusaini, P.S.- Mansi, district- Khagaria, Link Branch- Mansi, B.F. Code No.
88821500.
65. Amrendra Kumar, S/o- Sri Suresh Prasad, Resident of Mohalla- Punjabi
Muhalla, Near Naya Bazar, P.S.+District- Lakhisarai, Link Branch- Lakhisarai,
B.F. Code No. 8TU30000.
66. Kunal Shankar, S/o- Sri Vijay Shankar Sinha, Resident of Mohalla- Santar
Muhalla, W. No. 13, Near Sarva Shiksha Abhiyan Office, P.S.- Lakhisarai, District-
Lakhisarai, Link Branch- Barahia, B.F. Code No. 8TU60000.
67. Binay Prajkash, S/o- Sri Nago Mahto, Resident of Village- Dhira, P.S.- Halsi,
District- Lakhisarai, Link Branch- Halsi, B.F. Code No. 8GQ90000.
68. Manoj Kumar Sharma, S/o- Dineshwar Mistri, Resident of Village- Jagdishpur,
P.S.- Surajgarha, District- Lakhisarai, Link Branch- Surajgarh, B.F. Code No.
8TU00000.
69. Mahesh Narayan Prasad, S/o- Sri Mukhlal Yadav, Resident of Village- Sahorba,
P.S.- Laukaha, District- Madhubani, District- Madhubani, Link Branch- Laukaha,
B.F. Code No. 88876300.
70. Amit Prakash Jha, S/o- Sri Sarbnarayan Jha, Resdient of Village- Uchhal, P.S.-
Madhubani, District- Madhubani, Link Branch- Jainagar, B.F. Code No. 88842200.
71. Ratikant Thakur, S/o- Late Badri Thakur, Resident of Village- Parsa, P.S.-
Jainagar, District- Madhubani, Link Branch- Jainagar, B.F. Code No. 88869500.
72. Magan Kant Jha, S/o- Sri Bimal Jha, Resident of Village- Nahak, P.S.- Pandaul,
District- Madhubani, Link Branch- Bhagwatipur, B.F. Code No. 88876200.
73. Madan Kant Jha, S/o- Sri Jairam Jha, Resident of Village- Kaithaniya, P.S.-
Jhanjharpur, District- Madhubani. Link Branch-Madhepur, B.F. Code No.
88844200.
74. Tarun Kr. Chaudhary, S/o- Sri Bindeshwar Chaudhary, Resident of Mohalla-
Sankatmochan Colony, Mangrauni Road, PS Madhubani, District- Madhubani,
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Link Branch- Basopatti, B.F. Code No. 88842900.
75. Shiva Nand Chaudhry, S/o - Sri Surendra Pd. Chaudhry, Resident of Village-
Rajguru, Tarapur, P.S.- Tarapur, DIstrict- Munger, Link Branch- Tarapur, B.F.
Code No. 88856500.
76. Raju Kumar Sharma, S/o- Sri Nawal Kishor Sharma, Resident of Village-
Hasanganj, P.S.- Safiyabad, District- Munger, Link Branch- Jamalpur, B.F. Code
No. 8EB93000.
77. Jitendra Kumar Jha, S/o- Sri Bhavesh Chandra Jha, Resident of Village+P.S.-
Sangrampur, District- Munger, Link Branch- Sangrampur, B.F. Code No.
88857100.
78. Paras Nath Kesari, S/o- Sri Satyanarayan Kesri, Resident of Village+P.S.-
Tarapur, District- Munger, Link Branch- Asharganj, B.F. Code No. 88802200.
79. Sanjay Kesari, S/o- Sri Madan Pd. Kesri, Resident of Village+P.S.- Tarapur,
District- Munger, Link Branch- H. Kharagpur, B.F. Code No. 88856600.
80. Bablu Kr. Sah, S/o- Sri Ramashish Sah, Resident of Village- Mahuli, P.S.- H.
Kharagpur, District- Munger, Link Branch- H. Kharagpur, B.F. Code No.
8EA60000.
81. Rajesh Kumar Jha, S/o- Sri Madhav Jha, Resident of village- Swarndih, P.S.-
Tarapur, District- Munger, Link Branch- Tarapur, B.F. Code No. 8EB30000.
82. Kamal Kant Kushwaha, S/o- Late Bodh Ram Mahto, Resident of Village-
Bhainsasoor, P.S.- Biharsharif, District- Nalanda, Link Branch- ADB, Biharsharif,
B.F. Code No. 88832800.
83. Shambhu Nath, S/o- Sri Ramsrup Singh, Resdient of Mohalla- Chauk per pandit
gali, P.S.- Biharsharif, District- Nalanda, Link Branch- ADB, Biharsharif, B.F.
Code No. 88833500.
84. Amit Kumar Sinha, S/o- Sri Arun Kumar Ambatha, Resident of Village- Behind
Azziya Madrsa, P.S.- Muzra Lahri, District- Nalanda, Link Branch- ADB,
Biharsharif, B.F. Code No. 8AH60000.
85. Pradeep Kumar Gupta, S/o- Sri Baldev Prasad, Resident of Village- Naisarai
Sagat Gali, P.S.- Biharsharif, District- Nalanda, Link Branch- ADB, Biharsharif,
B.F. Code No. 88833000.
86. Ajay Kumar Sinha, S/o- Late Suresh Pd. Singh, Resident of Village-
Panchawati Nagar, P.S.- Biharsharif, District- Nalanda B.F. Code No. 888.
87. Himanshu, S/o- Sri Nagendra Brahmchari, Resident of Village- Astha, P.S.-
Biharsharif, District- Nalanda, Link Branch- ADB, Biharsharif B.F. Code No.
88833200.
88. Uday Shankar, S/o- Sri Awdhesh Kishor Singh, Resident of Village- Knachan
Bag, Near Nursary, Station Road, P.S.- Hisuwa, District- Nawada, Link Branch-
Hisuwa, B.F. Code No. 8GQ30000.
89. Md. Taslim Ansari, S/o- Md. Hasimuddin, Resident of village- Khijwaha, P.S.-
Rajuli, District- Nawada, Link Branch- Rajauli, B.F. Code No. 88861000.
90. Neelam Kumari, W/o Sri Sunil Kumar, R/o Village- Satya Ganj Islampur, P.S.-
Islampur, Distt- Nalanda, Link Branch- Islampur, B.F. Code No. 88874900.
91. Binod Kr. Ambasta, S/o- Late Ishwari Pd. Ambashtha, Resdient of Village-
Kochgaon, P.S.- Warisaliganj, District- Nawada, Link Branch- Warisaliganj, B.F.
Code No. 8V990000.
92. Kumar Naveen, S/o- Late Ram Anugrah Prasad, Resident of Village- Murgiya
Chak, P.S.- Warisaliganj, District- Nawada, Link Branch- Warisaliganj, B.F. Code
No. 8W330000.
93. Rajesh Kumar, S/o Sri Kedar Prasad, R/O Mohalla-Tel Dalfish, Uttar Bazar,
P.S.+Distt- Nawada, Link Branch- Warsaliganj, B.F. Code No. 8GP90000.
94. Surendra Jha, S/o Sri Mahendra Jha, R/o Village- Baxi Tola, P.S.- Madhubani,
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Dist- Madhubani, Link Branch- Benipatti, B.F. Code No. 88843300.
95. Ranjit Kumar Ranjan, S/o- Late Satay Dev Lal Das, Resident of Village-
Imadpatti, P.S.- Bhairav Asthan, District- Madhubani, Link Branch- Bhagwatipur,
B.F. Code No. 88869300.
96. Alok Kumar Srivastava, S/o- Sri Naresh Kumar Shrivastava, Resident of
Mohalla- Sankatmochan Colony, Mangrauni Raod, Near Sewa Mithila, PS
Madhubani, District- Madhubani, Link Branch- Rahika, B.F. Code No. 88842600.
97. Madan Mohan Mishra, S/o- Sri Hari Shankar Mishra, Resident of Village-
Jagatpur, Baraiyatol, P.S.-Madhubani, District- Madhubani, Link Branch- Anrrer,
B.F. Code No. 88869700.
98. Ashish Kumar Singh, S/o- Sri Kesaw Pd. Singh, Resident of Village- Jamunia,
P.S.- Simri Bakhtiyarpur, District- Saharsa, Link Branch- Sardiha, B.F. Code No.
88810900.
99. Rajesh Kr. Raman, S/o- Sri Ravindra Kunwer, Resident of Village- Kharka
Telwa, P.S.- Nawhatta, District- Saharsa, Link Branch- Mohanpur, B.F. Code No.
8BU80000.
100. Lalitesh Kumar, S/o- Sri Subodh Kumar Pandey, Resident of Mohalla- Near
Sharma Chauk, P.S.- Simri Bakhtiyarpur, District- Saharsa, Link Branch- Sonbarsa,
B.F. Code No. 8BU70000.
101. Madan Jha @ Mandan Jha, S/o- Sri Bedanand Jha, Resident of Village-
Dagmara, P.s.- Kunaunli, District- Supaul, Link Branch- Dagmara, B.F. Code No.
88862200.
102. Ghanshyam Kr. Jaiswal, S/o- Late Phuleshwar Chaudhary, Resident of
Mohalla- Chakla Nirmali, W. No. 06, P.O.+P.S.+District- Supaul, Link Branch-
Supaul Main, B.F. Code No. 88811300.
103. Sandeep Kr. Ray, S/o- Surya Rau, Resident of Village- Sarandar, P.S.- Tajpur,
District- Samastipur, Link Branch- Morwa, B.F. Code No. 1/06562/30.
104. Pankaj Kumar Singh, S/o- Sri Harendra Kumar Singh, Resident of
Village+P.S- Singhiya, District- Samastipur, Link Branch- Singhia, B.F. Code No.
88814600.
105. Pawan Kumar Singh, S/o- Sri Pramod Singh, Resident of Mohalla- West of
Dumar a Place, Karpoori Path, Kashipur, P.S.+District- Samastipur, Link Branch-
ADB, Samastipur, B.F. Code No. 1953/28.
106. Shailendra Kr. Singh, S/o- Sri Jagdish Prasad Singh, Resident of
Bshunupurdiha, P.S.- Singhia, District- Samastipur, Link Branch- Singhia, B.F.
Code No. 88814500.
107. Rajesh Kumar Chaudhary, S/o- Sri Kapildev Chaudhary, Resident of Village-
Narhan, P.S.- Bibhutipur, District- Samastipur, Link Branch- Bibhutipur, B.F. Code
No. 88868400.
108. Ramdeo Mahto, S/o- Late Lakhan Mahto, Resident of Village- Mirjapur, P.S.-
Rosera, District- Samastipur, Link Branch- Rosera, B.F. Code No. 49060000.
109. Abdesh Kumar, S/o- Sri Brahdeo Podar, Resident of Village- Katharwanni,
P.S.- Rosera, District- W. Champaran, Link Branch- Rosera, B.F. Code No.
88813900.
110. Rajan Kumar, S/o- Sone Lal Sah, Resident of Village- Latbasepura, P.S.-
Musarigharari, District- Samastipur, Link Branch- Musheigharari, B.F. Code No.
88836000.
111. Ashwani Kumar, S/o Late Ramkrit Pandit, R/o Village- Manpur, Kumhartoli,
P.S.- Mofassil, District- Gaya, Link Branch- Konch, B.F. Code No. 81790000.
112. Suresh Paswan, S/o- Ramdeo Paswan, R/o Village- Panari, P.S.- Belaganj,
District- Gaya, Link Branch- Usasdeora, B.F. Code No. 81730000.
113. Prem Ranjan Prajapati, S/o Mungeshwar Prajapati, R/o Village- Erki, P.S.-
Patna High Court LPA No.1274 of 2015 dt 30-11-2016
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Belaganj, District- Gaya, Link Branch- Gaya Bazar, B.F. Code No. 831-A30000.
114. Ravi Shankar Pd. Gupta, S/o Sri Vidyanandan Pd., R/o Village- Simra, P.S.-
Belaganj, District- Gaya, Link Branch- Belaganj, B.F. Code No. 88850600.
115. Ghanshyam Prasad, S/o- Late Kapil Deo Prasad, Resident of Village- Gewal
Bigha, P.S.- Civil Line, District- Gaya, Link Branch- Dobhi, B.F. Code No.
88829000.
116. Ajay Kumar, S/o- Sri Mahendra Prasad, Resident of Village- Bumuar, P.S.-
Mohanpur, District- Gaya, Link Branch- Bumuar.
117. Dheeraj Kumar, S/o- Anirudh Bihari Sharan, R/o Village- Mohanpur, P.S.-
Rampur, District- Gaya, Link Branch- Manpur, B.F. Code No. 88852000.
118. Lal Narayan Singh, S/o- Sri Padum Sharma, R/o Village- New Area, Nutan
Nagar, Beldari Tola, P.S.- Civil Line, District- Gaya, B.F. Code No. 88852200.
119. Mukesh Kumar Singh, S/o- Sri Birendra Kr. Singh, Resident of Village-
Bhajauna, P.S.- Manjhi, District- Saran, Link Branch- Mohammadpur, B.F. Code
No. 8CK90000.
120. Anil Kumar, S/o- Late Madan Singh, Resident of Village- Sihoutabangra, P.S.-
Mahrajganj, District- Siwan, Link Branch- Maharajganj, District- Siwan, Link
Branch- Maharajganj, B.F. Code No. 88839500.
121. Shashi Bhushan Pandey, S/o- Kanwar Pandey, Resident of Village- Baheliya,
P.S.- Guthani, District- Siwan, Link Branch- Miarwa, B.F. Code No. 8U450000.
122. Sujeet Kumar, S/o- Sri Kaushal Kishore Mishra, Resident of Village- Kachor,
P.S.- Kanhaauli, District- Sitamarhi, Link Branch- Dostiya, B.F. Code No.
88845500.
123. Arvind Kumar, S/o- Ganesh Prasad, Resident of Village- Madanpur, P.S.-
Madanpur, District- Aurangabad, Link Branch- Deo Aurangabad, B.F. Code No.
88848800.
124. Raju Kumar, S/o- Sri Mathura Prasad, Resident of Village+P.S.- Press Road,
Madanpur, District- Aurangabad, Link Branch- Madanpur, B.F. Code No.
88808100.
125. Prem Kumar Tiwari, S/o- Kapildeo Tiwari, Resident of Mohalla + P.S.- Club
Road, Near Phed Colony, District- Aurangabad, Link Branch- Aurangabad, B.F.
Code No. 49150000.
126. Arvind Kumar, S/o- Narayan Singh, Resident of Village- Medan, P.S.-
Jamher, District- Aurangabad, Link Branch- Obara, B.F. Code No. 81690000.
127. Manoj Kumar, S/o- Late Jagdev Singh, Resident of Village+P.S.- Obera,
Idstrict- Aurangabad, Link Branch- Obera, B.F. Code No. 85690000.
128. Ritesh Kumar Singh, S/o Gopal Singh, Resident of Village- Ghorhat, P.S.-
Madanpur, district- Aurangabad, Link Branch- Deo Aurangabad, B.F. Code No.
88849200.
129. Shiv Shankar Mishra, S/o- Ram Niranjan Mishra, Resident of Village- Batsar,
P.S.- Dhoriya, District- Banka, Link Branch- Batsar, B.F. Code No. 88858200.
.... .... Petitioners- Appellant/s
Versus
1. The Chairman, State Bank of India, through the Chairman, Central Office,
Madame Cama Road, Nariman Point, Mumbai-21.
2. The Chief General Manager, SBI, Rural Business (Alternate Channel), Central
Office, Madame Cama Road, Nariman Point, Mumbai-21.
3. The Chief General Manager, L.H.O., Bihar & Jharkhand, West Gandhi Maidan,
Patna.
4. The Regional Manager, RBO State Bank of India, Motors Building, Larhar
Mahader Chok, Begusarai - 851101.
Patna High Court LPA No.1274 of 2015 dt 30-11-2016
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5. The Regional Manager, RBO State Bank of India, Bhagalpur Bhowest Bhawar,
Kharjarpur, Bhagalpur, District- Bhagalpur-812001.
6. The Regional Manager, RBO State Bank of India, Bettiah, Ujjain Tola, Bettiah,
District- Bettiah - 845438.
7. The Regional Manager, RBO, S.B.I. Ara Harkhen Kumar Jain Trust Building
Hari Jee Ka Hata, Ara, District- Bhojpur - 802301.
8. The Regional Manager, RBO, Gaya Regional Manager, Region-IV, SBI Main
Branch, P.O.- Gaya, District- Gaya.
9. The Regional Manager, RBO, State Bank of India Building Court Campus,
Saharsa, District- Saharsa - 852201.
10. The Regional Manager, RBO, S.B.I. Darbhanga, Regional Manager, P.S.-
Laheriasarai, Darbhanga- 846006.
11. The Regional Manager, RBO, Katihar, State Bank of India, Katihar Medical
College, Katihar - 750512.
12. The Regional Manager, RBO, SBI, Chapra, Dak Bunglow Road, Rajendra
Stadium P.S. Chapra, Saran, District- Saran-831301.
13. The Regional Manager, RBO State Bank Of India, Administrative Office,
Region-II, 5th Floor, J.C. Road, Patna-800001.
14. The Regional Manager, RBO, Motihari State Bank of India, 1st Floor Of
Motihari Bazar Branch, P.O.- Motihari, East Champaran-845401.
15. The Regional Manager, RBO, Muzaffarpur State Bank of India, Poddar
Complex, Club Road, Muzaffarpur-842002.
16. The Regional Manager, RBO, Purnea State Bank Of India, Administrative
Office, Kala Bhawan Road, Purnea P.O., Purnea- 844301.
17. Regional Manager, SBI Region-1, Administrative Office, Anta Ghat, P.S.-
Bankipore, Patna.
... Respondents/ Respondents 1st Set.
18. Shashi Kumar, S/O Kailash Pd. Yadav, R/O Mohalla- Nandgola, Near Bari
Sanghat, P.S.- Malsalami, Distt.- Patna, Link Branch- Banka Ghat, B.F. Code No.
88827000.
19. Prasant Kr. Ambast, S/O Sri Awadhesh Kr. Ambast, R/O Village- Chhoti
Nagla, Sakram Chak, Adarsh Colony-D, P.S.- Malsalami, Distt.- Patna, Link
Branch- Fatwah, B.F. Code No. 88827100.
20. Dinesh Kumar, S/O Late Sheopujan Tiwari, R/O - H. No. E-3/4, Sadhanapuri,
Road No. 6/D, Gardanibag, P.S.- Gardanibag, Patna, Link Branch - AMY Bihta,
B.F. Code No. 88829800.
21. Md. Zaigam Ahasan, S/O Abuzar Guffari, R/O Mohalla- B-6 Police Colony,
P.O.- Anishabad, P.S.- Gardanibagh, District-Patna, Link Branch- Alipur, B.F.
Code No. 88829900.
22. Mukul Kumar, S/O Parasnath Sharma, R/O Village- Neori, District- Patna, Link
Branch - Sarasat.
23. Satya Narayan Sahu, S/O Late Ramrup Sahu, C/O Bhartiya Steel, R/O Village-
Bai Pass Road Baghi, P.S.- Muffassil, District- Begusarai, Link Branch- Manjhaul,
B.F. Code No. - 88832300.
24. Ritesh Chandra Mishra, S/O Late Bishwanath Mishra, R/O Village- Manserpur,
P.S.- Tiyai, District-Begusarai, Link Branch- Teghra, B.F. Code No. 88832500.
25. Braj Kishor Srivastawa, S/O Bipin Lal Srivastawa, R/O Village-Narayanpur,
P.S.-Bagaha, Distt.- W. Champaran, Link Branch- Bagaha, B.F. Code No.
88817800.
26. Niraj Kumar, S/O Sri Ishwar Chand Pathak, R/O Village- Malkauli, P.S.-
Bagaha, District- W. Champaran, Link Branch- Balmiki Nagar, B.F. Code No.
88871600.
Patna High Court LPA No.1274 of 2015 dt 30-11-2016
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27. Saturdhan Prasad, S/O Late Bacha Prasad, R/O Village-Paras Pakri, P.S.-
Majhoulia, District- W. Champaran, Link Branch- Paras Pakari, B.F. Code No.
88817200.
28. Deepak Kr. Pandey, S/O Sri Shivendra Pandey, R/O Village- Bankat Mushari,
P.S.- Majhoulia, District- W. Champaran, Link Branch- AMY, Tikuliya, B.F. Code
No. 88817000.
29. Manish Ranjan, S/O Sri Anirudh Prasad, R/O Village- Somegarh, P.S.- Sathi,
District- W. Champaran, Link Branch- Chanpatia, B.F. Code No. 88846600.
30. Pramod Prasad, S/O Sri Bachan Sah, R/O Village- Gulariya, P.S.- Gopalpur,
District- W. Champaran, Link Branch- Sikta, B.F. Code No. 88872600.
31. Vijay Kumar Chaurasiya, S/O Late Jagdish Prasad Chaurasiya, R/O Mohalla-
Naya Tola, Ward No. 23, P.S.-Naugachia, District- Bhagalpur, Link Branch-
Naugachia, B.F. Code No. 88856900.
32. Prabhat Kumar, S/O Late Arjun Das, R/O Village- Lailakh, P.S.- Sabour,
District- Bhagalpur, Link Branch- Srinagar, B.F. Code No. 88862000.
33. Ranjeet Kumar Singh, S/O Sri Parma Nand Singh, R/O Village- Satsang
Bhawan Road, Naugachiya, P.S.- Naugachiya, District- Bhagalpur, Link Branch-
Naugachia, B.F. Code No. 88856800.
34. Satyajeet Kumar Pandey, S/O Sri Ras Bihari Pandey, R/O Village- Newarea,
Gol Kotihi, Bari Khanjarpur, P.S.+District- Bhagalpur, Link Branch- Jagdishpur,
B.F. Code No. 88857800.
35. Malviya Sudhanshli, S/O S.C. Tiwari, R/O Mohalla- Sinha Bari Capus, Lalita
Devi Lane, Near S.B.I. Main Branch, P.S. + District- Bhagalpur, Link Branch-
Rannuchak, B.F. Code No. 8DX80000.
36. Naveen Pratap Singh, S/O Late Ramnaresh Singh, R/O Village- Chandi, P.S.-
Chandi, District- Bhojpur, Link Branch- Gidha, B.F. Code No. 88853100.
37. Hiran Nand Mishra S/O Sri Uma Kant Mishra R/O Village- Ujan, P.S.-
Sakatpur, District- Darbhanga, Link Branch- Mangachia, B.F. Code No. 88841800
38. Umesh Mishra, S/o Late Shyamanand Mishra, R/O Village- Shivpuri, P.S.-
Jhanjarpur, District- Madhubani, Link Branch- Andhrathari, B.F. Code No.
88843100.
39. Ramesh Mishra, S/O Late Shyamanand Mishra, R/O Village- Shivpuri, P.S.-
Jhanjarpur, Distt.- Madhubani, Link Branch- Jhanjharpur, B.F. Code No. 88843600.
40. Shyama Dutt Jha, S/O Late Pinak Dutt Jha, R/O Village- Ujan, P.S.-
Sakatpur,Distt.- Darbhanga, Link Branch-Jhanjharpur, B.F. Code No. 88844000.
41. Bal Kishor Prasad, S/O Sri Ramayan Sah, R/O Village + P.S.- Ramgarhwa,
District- East Champaran, Link Branch- Ramgarwa, B.F. Code No. 88837200.
42. Dhurv Kumar, S/O Sri Ram Narayan Pd. Kesri, R/O Village + P.S.- Tarapur,
Distt.- Munger, Link Branch- Tarapur, B.F. Code No. 88857200.
43. Ram Ratan Kumar, S/O Late Upendra Kr. Bhashkar, R/O Village- Launa, P.S.-
Tarapur, Distt.- Munger, Link Branch- H. Kharagpur, B.F. Code No. 88861800.
44. Mukesh Kr. Chaudhry, S/O Sri Shambu Nath Chaudhry, R/O Village- Purani
Bazar Tarapur, P.S.- Tarapur, Distt.- Munger, Link Branch- Sangrampur, B.F. Code
No. 8EA80000.
45. Dinesh Kumar, S/O Sri Ramjee Prasad Singh, R/O Mohalla- Bajrangpurm,
Road No.-3, P.S.- Bhagwanpur, Distt.- Muzaffarpur,Link Branch- ADB, Saraia,
B.F. Code No. 88814300.
46. Alok Kumar, S/O Sri Yugal Kishore Sharma, R/O Village- Kolhuwa, P.S.-
Saraiya, Distt.- Muzaffarpur, Link Branch- Saraiya, B.F. Code No. 88834500.
47. Sunil Kumar, S/O Sri Nand Lal Thakur, R/O Village- Nandpur, P.S.-
Bhagwanpur, Distt.- Muzaffarpur, Link Branch- Bhagwanpur, B.F. Code No.
88834400.
Patna High Court LPA No.1274 of 2015 dt 30-11-2016
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48. Vinod Kumar, S/O Late Suraj Pd. Chaurasia, R/O Village- Suleman Chapra,
P.S.- Shebganj, Distt.- Muzaffarpur, Link Branch- Shebganj, B.F. Code No.
88872900.
49. Vimlesh Kumar Bayogi, S/O Ram Subash Mahto, R/O Village- Bara Jagarnath,
P.S.- Bhikhampur, Distt.- Muzaffarpur, Link Branch- Turki, B.F. Code No.
88833900.
50. Chandan Kumar, S/O Late Mahendra Pd. Singh, R/O Village + P.S.- Katra,
Distt.- Muzaffarpur, Link Branch- Aurai, B.F. Code No. 88834100.
51. Dhananjay Kumar Singh, S/O Sri Tarni Pd. Singh, R/O Village- Kotesa, P.S.-
Gaighat, Distt.- Muzaffarpur, Link Branch- Kanta, B.F. Code No. 8884400.
52. Sudhir Kumar Thakur, S/O Uday Nath Thakur, R/O Village- Yajuar, P.S.-
Katra, Distt.- Muz. Link Branch- SKMCH, Campus B.F. Code No. 88835300.
53. Manoj Kumar Jain, S/O Sri Ratan Lal Jai, R/O Mohalla- Indra Gandhi Chowk,
Hospital Road, P.S. + District- Nawada, Link Branch- ADB, Nawada, B.F. Code
No. 88V980000.
54. Aannd Kumar Pandey, S/O Sri Ashok Kumar Pandey, R/O Village- Dakasthan,
P.S. + Distt.- Nawada, Link Branch- Nawada, B.F. Code No. 88874800.
55. Ratna, W/O Sri Rajeev Kumar, R/O Mohalla- Near Sharma Chauk, P.S.- Simri
Bakhtiyarpur, Distt.- Saharsa, Link Branch- Simri Bakhtiyarpur, B.F. Code No.
88825900.
56. Hira Kumar, S/O Sri Bhuneshwar Pd. Yadav, R/O Village- Barsam, P.S.-
Bakhtiyarpur, Distt.- Saharsa, Link Branch-Balhi, B.F. Code No. 88826800.
57. Amit Kumar, S/O Sri Bijendra Kumar, R/O Village- Purikh, P.S.-
Pursottampur, Distt.- Saharsa, Link Branch- Agwanpur, B.F. Code No. 8BF40000.
58. Sanjeev Kumar Singh, S/O Sri Surya Narayan, R/O Mohalla- Shivpuri, Ward
No. - 14, P.S.- Saharsa, Distt.- Saharsa, Link Branch- Sardiha, B.F. Code No.
88810900.
59. Ashutosh Kr. Singh, S/O Sri Gajendra Pd. Singh, R/O Mohalla + P.S.- Tax
Point, Kachari Road, Kashipur, Distt.- Samastipur, Link Branch- AMY,
Mathurapur, B.F. Code No. 88836200.
60. Dinesh Kumar, S/O Sri Kaleshwar Ray, R/O Village- Madhopur, P.S.-
Kashipur, Distt.- Samastipur, Link Branch- Kishipur, B.F. Code No. 88868300.
61. Baidyanath Ray, S/O Sri Mahendra Ray, R/O Village-Pyarepur, P.S.- Patory,
Distt.- Samastipur, Link Branch- Patori, B.F. Code No. 02291/27.
62. Kumar Lalan, S/O Sri Dina Nath Singh, R/O Village- Baksanda, P.S.- Parsa,
Distt.-Saran, Link Branch- Parsa, B.F. Code No. 8PQ60000.
63. Randhir Kumar Singh, S/O Ram Nagina Singh, R/O Village- Ghurapali, P.S.-
Banpura Ghurapali, District- Chapra (Saran), Link Branch- Mohammadpur, B.F.
Code No. 88838300.
64. Neelkamal, S/O Sri Kashi Prasad Singh, R/O Village + P.S.- Taraiya, Distt.-
Chapra (Saran), Link Branch- ADB Taraiya, B.F. Code No. 88840400.
65. Praksh Chandra Jha, S/O Sri Tarakant Jha, R/O Village + P.S.- Sheohar,
District- Sheohar, Link Branch- Sheohar, B.F. Code No. 88816800.
66. Arun Kumar, S/O Late Mathura Prasad, R/O Mohalla- Jaiprakash Path, Dumara
Road, Ward No.-26, P.S. + Distt.- Sitamari, Link Branch- ADB, Sitamarhi, B.F.
Code No. 88844800.
67. Ramesh, S/O Lt. Sambhu Srivastwa, R/O Mohalla- Old Exchange Road, Ward
No. 26, Satdevpuri, P.S. + Distt.- Sitamari, Link Branch- Bairganiya, B.F. Code No.
888695600.
68. Narendra Narayan Prasad, S/O Sri Mahendra Prasad, R/O Mohalla- Purani
Bazar, Pankaj Med. Hall, P.O.+P.S.- Jankpuri, Distt.- Sitamari, Link Branch-
Janakpuri, B.F. Code No. 88816500.
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69. Shailesh Kumar, S/O Late Shaym Sundar Chaudhry, R/O Village + P.S.-
Parihar, Distt.- Sitamari.
70. Guddu Kumar Singh, S/O Sri Suresh Pd. Singh, R/O Village + P.S.-Jirawa,
Distt.- Siwan.
71. Niraj Kumar, S/O Late Amar Nath Singh, R/O Village- Shoshwar, P.S.-
Hajipur, Distt.- Vaishali, Link Branch- Harnauli, B.F. Code No. 88840200.
72. Suman Kr. Singh, S/O Sri Shiv Mangal Pd. Singh, R/O Village- Ghoshwar,
P.S.- Hajipur, Distt.- Vaishali, Link Branch- Bhagawanpur, B.F. Code No.
88815600.
73. Jitendra Ray, S/O Sri Mahesh Ray, R/O Village- Rupasipus, P.S.- Mahnar,
Vaishali, Link Branch- Jandhaha, B.F. Code No. 8V440000.
74. Surya Kant Prasad, S/O Ram Sahay Singh, R/O Village- Moudah Bujurga-2,
P.S.-Patelpur, Via- Patepur, Distt.- Vaishali, Link Branch- Dabhaich, B.F. Code
No. 88839600.
75. Shiv Sagar Mahto, S/O Bholi Mahto, R/O Village + P.S.- Desari, Distt.-
Vaishali, Link Branch- Desari, B.F. Code No. 88840100.
76. Anil Kumar, S/O Sri Ram Balak Rai Ray, R/O Village- Karhatiya Bujurg, P.S.-
Garoul, Distt.- Vaishali, Link Branch- Mahua, B.F. Code No. 88815100.
77. Shankar Sah, S/O Late Durga Sah, R/O Village-Bazitpur, Kasturi, P.S.- Desri,
Distt.- Vaishali, Link Branch- Mahnar, B.F. Code No. 88814200.
78. Kaju Kumar Sinha, S/O Sri Anil Chand Sinha, R/O Mohalla- Babu Tola, P.S. +
District- Banka, Link Branch- ADB, Banka, B.F. Code No. 8KF90000.
79. Prabhakar Kumar Singh, S/O Sri Vijay Kumar Singh, R/O Village- Punsia,
P.S.- Rajoun, District- Banka, Link Branch- Punsia, B.F. Code No. 8BY50000.
80. Santosh Kumar Chaudhary, S/O Sri Brahmdev Chaudhary, R/O Village-
Kausalpur, P.S.- Amarpur, District- Banka, Link Branch- Dudhari, B.F. Code No.
8G960000.
81. Chanda Kumar Chaudhary, S/O Sri Brahmdeev Chaudhry, R/O Village-
Kausalpur, P.S.- Amarpur, District-Banka, Link Branch- Amarpur, B.F. Code No.
88857300.
82. Kameshwar Pd. Sah, S/O Sri Bhagwan Sah, R/O Village- Amarpur, P.S.-
Amarpur, District- Banka, Link Branch- Amarpur, B.F. Code No. 88858000.
83. Sushil Kumar Chaudhry, S/O Sri Anugrah Narayan Chaudhry, R/O Village-
Kausalpur, P.S.- Amarpur, District- Banka, Link Branch- Amarpur, B.F. Code No.
8GL60000.
84. Anuj Kumar Mishra, S/O Shyam Sundar Mishra, R/O Village- Tenferia, P.S.-
Baranat, District- Banka, Link Branch- Bounsi, B.F. Code No. 8GM30000.
85. Bikram Kumar Dubey, S/O Sri Birendra Dubey, R/O Village- Chandan, P.S.-
Chandan, District- Banka, Link Branch- Chandan, B.F. Code No. 8EB70000.
86. Sanjay Raut, S/O Sri Ganesh Raut, R/O Village- Kerwar, P.S.- Kerwar, District-
Banka, Link Branch- Chandan, B.F. Code No. 8GM70000.
87. Sajeev Kumar Sinha, S/O Sri Mnimay Sinha, R/O Village- Near Indu Wala Pd.
Gali, P.S. + District- Banka, Link Branch- ADB, Banka, B.F. Code No. 88808000.
88. Shudhanshu Sharma, S/O Narsingh Sharma, R/O Village- Kothari, P.S.-
Kothari, District- Banka, Link Branch- Chandan, B.F. Code No. 88807300.
89. Kamelesh Kumar Singh, S/O Janardhan Prasad Singh, R/O Village- Kaswa,
P.S.- Dhoriya, District- Banka, Link Branch- Batsar, B.F. Code No. 8EA30000.
90. Sanjay Kumar Singh, S/O Shailendra Singh, R/O Village- Bari, Bishar, P.S.-
Barahatt, District- Banka, Link Branch- ADB, Banka, B.F. Code No. 88803200.
91. Kundan Goswami, S/O Gauri Shankar Singh, R/O Village- Nutan Nagar, P.S.-
Civil Line, District- Gaya, Link Branch- Sherghati, Imamganj, Gaya, B.F. Code No.
81450000.
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92. Arvind Kumar Singh, S/O Sri Indradev Singh, R/O Village- Lukagarh, P.S.-
Jakhim, District- Aurangabad, Link Branch- Aurangabad, B.F. Code No. 88808000.
93. Sudhir Kumar, S/O Late Janardhan Prasad, R/O Village- Maranpur, Hanuman
Nagar, P.S.- Chand Ghoura, District- Gaya, Link Branch- Tekari, B.F. Code No.
88864400.
94. Mannu Prasad, S/O Sri Ram Lakhan Prasad, R/O Village- Ghughritand, P.S.-
Civil Line, District- Gaya, Link Branch- Khizersarai, B.F. Code No. 8K480000.
95. Ramnath Pathak, S/O Late Indu Nath Pathak, R/O Village- Pathak Toli, P.S.-
Sherghati, District- Gaya, B.F. Code No. 88864600.
96. Anubha Ranjan, W/O Sri Ranjeet Pd. Sinha, R/O Mohalla- Santax Purani
Bazar, P.S. + District- Lakhisarai, Link Branch- Lakhisarai, B.F. Code No.
88875000.
97. Abhay Kumar Tiwari, S/O Awadh Narayan Tiwari, R/O Village- Babhnauli,
P.S.- Ara Muffasil, District- Bhojpur, Link Branch- Makhdampur, B.F. Code No.
88853300.
98. Manoj Kumar Tiwari, S/O Late Devnath Tiwari, R/O Village- Ramdihra,
District- Bhojpur, Link Branch- Benwani, B.F. Code No. 8XX70000.
99. Sanjay Kumar Singh, S/O Late Shiv Sundar Singh, R/O Mohalla- Tarkanala,
Main Road, Buxar, P.S. + District- Buxar, Link Branch- Buxar, B.F. Code No.
888231200.
100. Mritunjay Kumar, S/O Late Kanihiya Prasad, R/O Village- Barka Rajpur, P.S.-
Simri, District- Buxar, Link Branch- Dumraon, B.F. Code No. 8HT440000.
101. Ashok Kumar Singh, S/O Sri Rajendra Singh, R/O Village + P.S.- Fafader,
District- Buxar, Link Branch- Bikramganj, B.F. Code No. 88830500.
102. Ram Ashish Singh, S/O Late Ramroop Singh, R/O Village- Bahadurpur, P.S.-
Chausa, District- Buxar, Link Branch- Chausa, B.F. Code No. 88853900.
103. Arun Kumar, S/O Mahadev Lal Ikbal, R/O Village- Kajichhk, P.S.-
Mhheshkhunt, District- Khagaria, Link Branch-Maheshkunt, B.F. Code No.
88820900.
104. Santosh Kumar, S/O Sri Dhurup Prasad, R/O Village- Sukhalahna, P.S.-
Darpa, District- East Champaran, Link Branch- Purnahia, B.F. Code No. 88873800.
105. Surya Prasad, S/O Sri Bhart Prasad, R/O Village- Chapra Bahas, P.S.- Sugoli,
Via- Semra, Distt.- East Champaran, Link Branch- Phulwaria Ojha, B.F. Code No.
88873200.
106. Raj Kumar, S/O Late Brahmdev Pd. Verma, R/O Village- Belbanwa, Malahi
Tola, P.S.- Motihari, District- East Champaran, Link Branch- Dhaka, B.F. Code
No. 88874000.
107. Anil Kumar, S/O Sri Himachal Prasad, R/O Village- Belbanwa, Malahi Tola,
P.S.- Motihari, Link Branch- Shitalpur, B.F. Code No. 88873300.
108. Vinod Kumar, S/O Sri Deuki Nadan Prasad, R/O Village- Ekdari, P.S.-
Chauradano, Distt.- East Champaran, Link Branch- Shyampur, B.F. Code No.
88873900.
109. Mithilesh Kumar, S/O Sri Jai Narayan Prasad, R/O Village- Suffar, P.S.-
Chauradano, Distt.- East Champaran, Link Branch- Ekdari, B.F. Code No.
88837300.
110. Prem Prakash Prasad, S/O Late Laxmi Prasad, R/O Village- Narkatiya, P.S.-
Adapur, Distt.- East Champaran, Link Branch- Narkatia, B.F. Code No. 88873700.
111. Rakesh Ray, S/O Narad Ray, R/O Village- Bholapur, Via- Vikrampur, Distt.-
East Champaran, Link Branch- Kalyanpur, B.F. Code No. 88873500.
112. Pintu Kumar, S/O Sri Krishna Prasad, R/O Village- Adarsh Nagar, P.S.-
Harnaut, Distt.- Nalanda, Link Branch- Harnaut, B.F. Code No. 8GP80000.
113. Vijay Vishwakarma, S/O Sri Yogeshwar Vishwakarma, R/O Village-
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Mathgulni, P.S.- Pakribrawan, Distt.- Nawada, Link Branch- ADB, Pakribarawan,
B.F. Code No. 88861300.
114. Pradeep Kumar, S/O Lt. Korali Mandal, R/O Mohalla- Q. No.- S/220, P.S.-
Dalmiyanagar, Distt.- Rohtas, Link Branch- AMY Mohania, B.F. Code No.
88854300.
115. Vinay Bihari Sharan, S/O Sri Binda Ban Bihari Sharan, R/O Village- Hotpa,
P.S.- Sasaram, Distt.- Rohtas, Link Branch- AMY, Natwar, B.F. Code No.
8HR66000.
116. Ajay Kumar Thakur, S/O Sri Bhagat Thakur, R/O Village- Ekparha, P.S.-
Simri Bakhtiyarpur, Distt.- Saharsa, Link Branch- Simri Bakhtiyarpur, B.F. Code
No. 88861400.
117. Vijay Kumar, S/O Sri Arbind Kumar Sinha, R/O Mohalla- Indu Nivash, Dr.
Head Gewar Path, Gangjala, P.S. + Distt.- Saharsa, Link Branch- Agwanpur, B.F.
Code No. 88874100.
118. Jai Prakash Singh, S/O Sri Durga Pd. Singh, R/O Mohalla- Shivpuri, W. No.-
14, P.S.- Saharsa, Link Branch- Dhabauli, B.F. Code No. 88823300.
119. Bijendra Kr. Yadav, S/O Sri Jagdev Yadav, R/O Village- Madhura, P.S.- Sour
Bazar, Distt.- Saharsa, Link Branch- Dangarhi, B.F. Code No. 88826700.
120. Arun Kumar Yadav, S/O Chandrika Pd. Yadav, R/O Village + P.S.-
Raghunathpur, Distt.- Siwan, Link Branch- Raghunathpur, B.F. Code No.
8V390000
121. Umesh Kumar Chaudhry, S/O Sri Dev Narayan Chaudhry, R/O Village-
Maladh, P.S.- Kishanpur, Distt.- Supaul, Link Branch- Kishinpur, B.F. Code No.
8MD90000.
122. Anil Kumar, S/O Late Jagdish Prasad, R/O Village- Chandauti, P.S.-
Chandauti, District- Gaya, Link Branch- Tekari, B.F. Code No. 88829400
123. Sunil Sahay, S/O Late Shiveshwar Sahay, R/O Village- Gulab Bagh, P.S.-
Gaya, District- Gaya, Link Branch- Wazirganj, B.F. Code No. 8K470000.
.... .... Petitioners/ Respondent 2nd Set.
With
===========================================================
Letters Patent Appeal No. 1516 of 2016
Arising out of
Civil Writ Jurisdiction Case No. 14622 of 2012
===========================================================
1. Banking Business Facilitators Association, Bihar through its Dy. General
Secretary, Naveen Pratap Singh in its representative capacity having its office at
H. No. 17, Old SBI Colony, Near ITI, P.S. - Digha, District - Patna.
2. Naveen Pratap Singh, S/o - Late Ram Naresh Singh, R/o Village + P.S. -
Chandhi, District - Bhojpur, BF Code No. 88853100.
3. Dharmendra Kumar, S/o - Sri Ram Naresh Pandey, Resident of Village -
Paijawapar, Ward No. 22, P.S. - Barh, District - Patna, Link Branch - ADB, Barh,
B.F. Code No. 88848400.
4. Manoj Kumar, S/o - Sri Ram Bachan Mahto, Resident of Village - Lahariya
Tola, P.S. - Athmal Gola, District - Patna, Link Branch - Athmalgola, B.F. Code
No. 88848500.
5. Rajan Kumar Sinha, S/o - Late C.P. Sinha, Resident of Mohalla - Brij Bhawan,
P.S. - Khusrupur, District - Patna, Link Branch - Khusrupur, B.F. Code No.
888273000.
6. Rajeev Ranjan, S/o - Sri Santosh Kumar Gupta, Resident of Village - Bahrawan,
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P.S. - Barh, District - Patna, Link Branch - Aunta - Mokama, B.F. Code No.
8MK90000.
7. Satendra Kr. Pandey, S/o - Sri Ram Naresh Pandey, Resident of Village -
Paijawapar, Ward No. 22, P.S. - Barh, District - Patna, Link Branch - Pandarak,
B.F. Code No. 8ML30000.
8. Jagarnath Banerjee, S/o - C.K. Banerjee, R/o - H. No. 17, Old SBI Colony, Near
ITI, P.S. - Digha, District - Patna.
9. Niraj Kumar Sinha, S/o - Sri Awadhesh Kumar Sinha, Resident of - H. No. - 17,
Old SBI Colony, Near ITI, P.S. - Digha Ghat, Patna, Link Branch, Digha, B.F.
Code No. 88829600.
10. Pink Raj, S/o - Late Lakshmi Narayan Sah, Resident of Mohalla - Fulwari
Bazar - 02, P.S. - Fulwaria, District - Patna, Link Branch - ADB Begusarai, B.F.
Code No. 88832400.
11. Rakesh Kumar, S/o - Sharan Kumar Singh, Resident of Village - Nayanagar
Dularpur, P.S. - Teghra, District - Begusarai, Link Branch - Main Br. Begusarai,
B.F. Code No. 88831800.
12. Brajesh Kumar, S/o Ramashray Singh, Resident of Village - Minapur, P.S. -
Naya Gaon, District - Begusarai, Link Branch - Hanspur, B.F. Code No. 88860600.
13. Santosh Kumar Sah, S/o - Natho Sah, Resident of Mohalla - Fulwaria Bazar - 3,
P.S. - Fulwaria, District - Begusarai, Link Branch - Teghra, B.F. Code No.
88832100.
14. Santosh Kumar, S/o - Sunil Singh, Resident of Village - Madhurapur (B Tola),
P.S. - Peghra, District - Begusarai, Link Branch - Teghra, B.F. Code No.
8R980000.
15. Rajiv Kumar, S/o Chandra Shekhra Mahto, Resident of Mohalla - Patel Marg,
Fulwaria - 3, Kairibari, P.S. - Fulwaria, District - Begusarai, Link Branch - Barauni,
B.F. Code No. 88832200.
16. Sunil Kumar Jha, S/o - Sri Kusheshwar Jha, Resident of Mohalla - Kapasia
Chouk, P.S. - B.R.T.S., District - Begusarai, Link Branch - Deona, B.F. Code No.
88831900.
17. Satya Narayan Sahu, S/o - Late Ramrup Sahu, C/o - Bhartiya Steel, Resident of
Village - Bai pass Road Baghi, P.S. - Muffasil, District - Begusarai, Link Branch -
Manjhaul, B.F. Code No. 88832300.
18. Sanoj Kumar, S/o - Arvind Pd. Singh, Resident of Village - Ashok Nagar,
Pokharia, P.S. - Begusarai, District - Begusarai, Link Branch - Vikrampur, B.F.
Code No. 88860800.
19. Ratish Chandra Mishra, S/o - Late Bishwanath Mishra, Resident of Village -
Manserpur, P.S. - Tiyai, District - Begusarai, Link Branch - Teghra, B.F. Code No.
8832500.
20. Deo Shankar Mishra, S/o - Uday Bhanu Mishra, Resident of Village - Ram
Dham Mandir, P.S. - Bagaha, District - W.Champaran, Link Branch - Bagaha
Bazar, B.F. Code No. 88817700.
21. Surendar Prasad, S/o - Sri Kedar Prasad, Resident of Village - Malkauli, P.S. -
Bagaha, District - W.Champaran, Link Branch - ADB, Ramnagar, B.F. Code No.
88871500.
22. Niraj Kumar, S/o - Sri Ishwar Chand Pathak, Resident of Village - Malkauli,
P.S. - Bagaha, District - W.Champaran, Link Branch - Balmikinagar, B.F. Code
No. 88871600.
23. Surendra Kumar Singh @ Surendar Kumar Singh, S/o - Sri Nagnarayan Singh,
Resident of Village - Shivrajpur, P.S. - Nautan, District - W.Champaran, Link
Branch - Nautan, B.F. Code No. 88870900.
24. Dilip Kumar, S/o - Late Nageshwar Pd. Gupta, Resident of Village - Sonarpatti
Patna High Court LPA No.1274 of 2015 dt 30-11-2016
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Road, Narkatiya Ganj, P.S. - Shikarpur, District - W.Champaran, Link Branch -
Narkatiyaganj, B.F. Code No. 88871200.
25. Pradeep Kumar, S/o - Late Shesh Nath Sah, Resident of Mohalla - Purani
Bazar, Ward No. 9, P.S. - Shikarpur, District - W.Champaran, Link Branch - AMY,
Shikarpur, B.F. Code No. 88846700.
26. Sanjay Kumar Mishra, S/o - Prabhu Nath Mishra, Resident of Village - Malahi
Tola, P.S. - Bariya, District - W.Champaran, Link Branch - Tola Malahi, B.F. Code
No. - 88817900.
27. Saturdhan Prasad @ Satrughan Prasad, S/o - Late Bacha Prasad, Resident of
Village - Paras Pakri, P.S. - Majhoulia, District - W. Champaran, Link Branch,
Paras Pakari, B.F. Code No. 88817200.
28. Dileshwar Singh, S/o - Late Ganesh Singh, Resident of Village - Phulwariya,
P.S. - Lauriya, District - W. Champaran, Link Branch - Sahdatpur, B.F. Code No.
88870700.
29. Prakash Kumar, S/o - Sri Bipin Bihari Pathak, Resident of Village - Pathkhauli,
District - W. Champaran, Link Branch - Bagaha, B.F. Code No. 88846200.
30. Shailesh Kr. Pandey, S/o - Sri Vijay Pandey, Resident of Village - Tarwaliya,
P.S. - Semara, District - W.Champaran, Link Branch - Bagaha Bazar, B.F. Code
No. 88846400.
31. Shankar Sah, S/o - Late Jagarnath Sah, Resident of Village - Malkauli, P.S. -
Bagaha, District - W.Champaran, Link Branch - Lauriya, B.F. Code No. 88871700.
32. Manish Ranjan, S/o - Sri Anirudh Prasad, Resident of Village - Somegarh, P.S.
- Sathi, District - W.Champaran, Link Branch - Chanpatia, B.F. Code No.
88846600.
33. Braj Kishor Srivastava, S/o - Bipin Lal Srivastava, Resident of Village -
Narayanpur, P.S. - Bagaha, District - W. Champaran, Link Branch - Bagaha, B.F.
Code No. 88817800.
34. Awdesh Kumar Sharma, S/o - Sri Nagina Thakur, Resident of Mohalla - Devi
Asthan Road, Ward No. 14, Narkatiyaganj, P.S. - Shikarpur, District - W.
Champaran, Link Branch - Narkatiyaganj, B.F. Code No. 88846100.
35. Ramesh Chandra Dubey, S/o - Sri Naresh Chand Dubey, Resident of Mohalla -
Uma Charan Bose Line, Karmanchak, P.S. - Bhagalpur, District - Bhagalpur, Link
Branch - Khrik, B.F. Code No. 88807500.
36. Hari Shankar Mishra, S/o - Ashutosh Mishra, Resident of Mohalla - H. No 91,
Tulshinagar, Bank Colony, P.S. - Tilkamanjhi, Link Branch - Khrik, B.F. Code No.
8DY60000.
37. Sujit Kumar Shukla, S/o - Sri Sita Ram Shukla, Resident of Mohalla - Kali
Charan Bangal Lane, P.S. - Adampur, District - Bhagalpur, Link Branch -
Rannuchak, B.F. Code No. 88807800.
38. Dhurub Kumar Pandey, S/o Sri Dhanjay Pandey, Resident of Mohalla -
Kailashpuri Colony, P.S. + District - Bhagalpur, Link Branch - Bhagalpur, B.F.
Code No. 88807200.
39. Anjani Kr. Kushwaha, S/o - Sri Udit Narayan Kushwaha, Resident of Village +
P.S. - Shahkund, District - Bhagalpur, Link Branch - Sahkund, B.F. Code No.
88807600.
40. Amrendra Kr. Singh, S/o - Sri Basudev Mandal, Resident of Mohalla - Gali No.
1, Sultanganj, P.S. + District - Bhagalpur, Link Branch - Sultanganj, B.F. Code No.
88857900.
41. Awadhesh Kumar Shukla, S/o - Sri Laxmi Narayan Shukla, Resident of Village
- Mohamdabad, District - Bhagalpur, Link Branch - Jagdishpur, B.F. Code No.
8GL50000.
42. Sanjay Kumar, S/o - Sri Chunnilal Singh, Resident of Village - Mohadinar, P.S.
Patna High Court LPA No.1274 of 2015 dt 30-11-2016
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- Mojahidpur, District - Bhagalpur, Link Branch - ADB Ghogha, B.F. Code No.
8DY40000.
43. Ramjivan Pathak, S/o - Sri Adhik Lal Pathak, Resident of Village - Jairampur,
P.S. - Bihpur, District - Bhagalpur, Link Branch - Kharik Bazar, B.F. Code No.
88856700.
44. Divesh Kumar, S/o - Sri Mangala Charan Sinha, Resident of Mohalla - T.N.
Sinha Lane, Court Compound, Behind Lalit Bhawan, P.S. + District - Bhagalpur,
Link Branch - Bhagalpur, B.F. Code No. 88857500.
45. Arbind Kumar Mandal, S/o - Sri Dinesh Mandal, Resident of Village - Naya
Tola Telghi, P.S. - Kharik Bazar, District - Bhagalpur, Link Branch - Naugachia,
B.F. Code No. 8EA70000.
46. Amit Kumar, S/o - Sri Yogendra Pd. Ram, Resident of Village - Shiv
Narayanpur, P.O. - Mathurapur, P.S. - Khalgao, District - Bhagalpur, Link Branch -
ADB Shivnarayanpur, B.F. Code No. 8DX70000.
47. Ranjeet Kumar Singh, S/o - Sri Parma Nand Singh, Resident of Village -
Satsang Bhawan Road, Naugachiya, P.S. - Naugachiya, District - Bhagalpur, Link
Branch - Naugachia, B.F. Code No. 88856800.
48. Pradeep Kumar, S/o - Late Korali Mandal, Resident of Mohalla - Q No. S/220,
P.S. - Dalmiyanagar, District - Rohtas, Link Branch - AMY Mohania, B.F. Code
No. 88854300.
49. Pramod Kumar Singh, S/o - Late Amrendra Kumar Singh, Resident of Village -
Pandura, P.S. - Sandesh, District - Bhojpur, Link Branch - Sandesh, B.F. Code No.
8HX80000.
50. Abhay Kumar Tiwari, S/o - Awadh Narayan Tiwari, Resident of Village -
Babhnauli, P.S. - Ara Muffasil, District - Bhojpur, Link Branch - Makhdampur,
B.F. Code No. 88853300.
51. Vinay Bihari Sharan, S/o - Sri Binda Ban Bihari Sharan, Resident of Village -
Hotpa, P.S. - Sasaram, District - Rohtas, Link Branch - AMY, Natwar, B.F. Code
No. - 8HR66000.
52. Sanjeev Kumar Sinha, S/o - Sri Dinesh Pd. Sinah, Resident of Mohalla -
Chitagupt Colony, P.S. - Bikramganj, District - Rohtas, Link Branch - Bikramganj,
B.F. Code No. 8HR49000.
53. Ravi Bhushan Pandey, S/o - Sri Vishwanath Pandey, Resident of Village -
Tikpokhar, P.S. - Nawanagar, District - Buxar, Link Branch - Bikramganj (Nokha),
B.F. Code No. 88854100.
54. Vinod Kumar Pandey, S/o - Sri Baidhnath Pandey, Resident of Village + P.S. -
Bank, District - Rohtas, Link Branch - Dghri, B.F. Code No. 88830400.
55. Arbind Kumar Dubey, S/o - Sri Lalan Dubey, Resident of Village - Bidhan
Chak, P.S. - Town Ara, District - Bhojpur, Link Branch - Saraiya, B.F. Code No. -
88830800.
56. Chitranjan Kumar, S/o - Ramnath Singh, Resident of Village - Basuhara, P.S. -
Sasaram, District - Rohtas, Link Branch - AMY, Takiya, B.F. Code No.
8HR50000.
57. Santosh Kumar Sinha, S/o - Sri Bihari Pd. Sinha, Resident of Village - Nandan,
P.S. - Dumraon, District - Buxar, Link Branch - Buxar, B.F. Code No. 88831500.
58. Arbind Kumar Singh, S/o -Sri Dinesh Prasad Singh, Resident of Village - Bara
Batra, P.S. - Town Ara, District - Bhojpur, Link Branch - Saraiya, B.F. Code No. -
88830800.
59. Kamlesh Upadhyay, S/o - Sri Sidh Nath Upadhyay, Resident of Village + P.S. -
Mangram, District - Rohtas, Link Branch - Nasriganj, B.F. Code No. 8HR30000.
60. Umesh Rai, S/o - Sri Sunil Rai, Resident of Village - Tenduni, P.S. -
Bikramganj, District - Rohtas, Link Branch - Mokha, B.F. Code No. 8HR80000.
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61. Md. Hsibuddin, S/o - Md. Sarfuddin, Resident of Village - Marauna, P.S. -
Durgadih, District - Rohtas, Link Branch - Bikramganj, B.F. Code No. 8HR70000.
62. Santosh Kumar Vishwakarma, S/o - Sri Ram Jatan Vishwakarma, Resident of
Village - Belyakub, P.S. - Bahadur, District - Darbhanga, Link Branch - Supaul
Bazar, B.F. Code No. 88840900.
63. Govind Thakur, S/o - Sri Surya Narayan Thakur, Resident of Village - Ladari,
P.S. - Kewti, District - Darbhanga, Link Branch - AMY, Shivdhara, B.F. Code No.
88841000.
64. Indra Kumar Jha, S/o - Sri Jai Chandra Jha, Resident of Mohalla - New Ganga
Sagar Colony, P.S. - Lahariyasarai, District - Darbhanga, Link Branch - AMY,
Shivdhara, B.F. Code No. 88841400.
65. Binay Kr. Thakur, S/o - Late Krishna Kant Thakur, Resident of Village -
Bhawanipur, P.S. - Biraul, District - Darbhanga, Link Branch - Ghanshyampur,
B.F. Code No. 88815800.
66. Amresh Kumar, S/o - Chhotelal Prasad, Resident of Mohalla - Sareya, W. No.
5, Near Hotel Kailash, P.S. + District - Gopalganj, Link Branch - ADB, Gopalganj,
B.F. Code No. 88852400.
67. Sujit Kr. Singh, S/o - Sri Harkesh Singh, Resident of Village - Dharhara, P.S. -
Kateya, District - Gopalganj, Link Branch - Kateya, B.F. Code No. 88872100.
68. Milan Prasad, S/o - Sri Mannu Prasad, Resident of Mohalla - Theosophical
lodge, Near Minj Stadium, P.S. + District - Gopalganj, Link Branch - ADB,
Gopalganj, B.F. Code No. 88852500.
69. Triveni Kumar, S/o - Late Satyanarayan Prasad, Resident of Village - Mansi,
Gharari, P.S. - Mansi, District - Khagaria, Link Branch - Mansi, B.F. Code No.
88810800.
70. Arun Kumar, S/o - Mahadev Lal Ikbal, Resident of Village - Kajichak, P.S. -
Maheshkhunt, District - Khagaria, Link Branch - Maheshkhunt, B.F. Code No.
88820900.
71. Bhusahan Prasad, S/o - Sri Chhotelal Prasad Singh, Resident of Village -
Chakhusaini, P.S. - Mansi, District - Khagaria, Link Branch - Mansi, B.F. Code No.
88821500.
72. Binay Prakash, S/o - Sri Nago Mahto, Resident of Village - Dhira, P.S. - Halsi,
District - Lakhisarai, Link Branch - Halsi, B.F. Code No. 8GQ90000.
73. Manoj Kumar Sharma, S/o - Dineshwar Mistri, Resident of Village -
Jagdishpur, P.S. - Surajgarha, District - Lakhisarai, Link Branch - Surajgarh, B.F.
Code No. 8TU0000.
74. Anubha Ranjan, Wife of Sri Ranjeet Pd. Sinha, Resident of Mohalla - Santax
Purani Bazar, P.S. + District - Lakhisarai, Link Branch - Lakhisarai, B.F. Code No.
88875000.
75. Kunal Shankar, S/o - Sri Vijay Shankar Sinha, Resident of Mohalla - Santar
Muhalla, W. No. 13, Near Sarva Shiksha Abhiyan Office, P.S. - Lakhisarai, District
- Lakhisarai, Link Branch - Barahia, B.F. Code No. 8TU60000.
76. Amrendra Kumar, S/o - Sri Suresh Prasad, Resident of Mohalla - Punjabi
Muhalla, Near Naya Bazar, P.S. + District - Lakhisarai, Link Branch - Lalhisarai,
B.F. Code No. 8TU30000.
77. Madan Kant Jha, S/o - Sri Jairam Jha, Resident of Village - Kaithaniya, P.S. -
Jhanjharpur, District - Madhubani, Link Branch - Madhepur, B.F. Code No.
88844200.
78. Amit Prakash Jha, S/o - Sri Sarbnarayan Jha, Resident of Village - Uchhal, P.S.
- Madhubani, District - Madhubani, Link Branch - Jainagar, B.F. Code No.
88842200.
79. Tarun Kr. Chaudhary, S/o - Sri Bindeshar Chaudhary, Resident of Mohalla -
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Sankatmochan Colony, Mangrauni Road, P.S. Madhubani, District - Madhubani,
Link Branch - Basopatti, B.F. Code No 88842900.
80. Madan Mohan Mishra, S/o - Sri Hari Shankar Mishra, Resident of Village -
Jagatpur, Baraiyatol, P.S. - Madhubani, District - Madhubani, Link Branch -
Anrrer, B.F. Code No. 88869700.
81. Magan Kant Jha, S/o - Sri Bimal Jha, Resident of Village - Nahak, P.S. -
Pandaul, District - Madhubani, Link Branch - Bhagwatipur, B.F. Code No.
88876200.
82. Alok Kumar Srivastava, S/o - Sri Naresh Kumar Shrivastava, Resident of
Mohalla - Sankatmochan Colony, Mangrauni Road, P.S. Madhubani, District -
Madhubani, Link Branch - Rahika, B.F. Code No 88842600.
83. Ranjit Kumar Ranjan, S/o - Late Satay Dev Lal Das, Resident of Village -
Imadpatti, P.S. - Bhairav Asthan, District - Madhubani, Link Branch - Bhagwatipur,
B.F. Code No. 88869300.
84. Mahesh Narayan Prasad, S/o - Sri Mukhlal Yadav, Resident of Village -
Sahorba, P.S. - Laukaha, District - Madhubani, Link Branch - Laukaha, B.F. Code
No. 88876300.
85. Anil Kumar, S/o - Sri Himachal Prasad, Resident of Village - Belbanwa, Malahi
Tola, P.S. - Motihari, Link Branch - Shitalpur, B.F. Code No. 88873300.
86. Raj Kumar, S/o - Late Brahmdev Pd. Verma, Resident of Village - Belbanwa,
Malahi Tola, P.S. - Motihari, District - East Champaran, Link Branch - Dhaka, B.F.
Code No. 88874000.
87. Rakesh Ray, S/o - Narad Ray, Resident of Village - Bholapur, Via - Vikrampur,
District - East Champaran, Link Branch - Kalyanpur, B.F. Code No. 88873500.
88. Surya Prasad, S/o - Sri Bhart Prasad, Resident of Village - Chapra Bahas, P.S. -
Sugoli, Via - Semra, District - East Champaran, Link Branch - Phulwaria Ojha, B.F.
Code No. 88873200.
89. Mithilesh Kumar, S/o - Sri Jai Narayan Prasad, Resident of Village - Suffar,
P.S. - Chauradano, District - East Champaran, Link Branch - Ekdari, B.F. Code No.
88837300.
90. Prem Prakash Prasad, S/o - Late Laxmi Prasad, Resident of Village - Narkatiya,
P.S. - Adapur, District - East Champaran, Link Branch - Narkatia, B.F. Code No.
88873700.
91. Vinod Kumar, S/o - Sri Deuki Nandan Prasad, Resident of Village - Ekdari,
P.S. - Chauradano, District - East Champaran, Link Branch - Shyampur, B.F. Code
No. 88873900.
92. Santosh Kumar, S/o - Sri Dhurup Prasad, Resident of Village - Sukhalahna, P.S.
- Darpa, District - East Champaran, Link Branch - Purnahia, B.F. Code No.
88873800.
93. Paras Nath Kesari, S/o - Sri Satnarayan Kesri, Resident of Village + P.S. -
Tarapur, District - Munger, Link Branch - Asharganj, B.F. Code No. 88802200.
94. Mukesh Kr. Chaudhary, S/o Sri Shambhu Nath Chaudhary, R/o Village Purani
Bazar Tarapur, P.S. - Tarapur, Distt. - Munger, Link Branch Sangrampur, B.F.
Code No. 8EA80000.
95. Dhruv Kumar, S/o - Sri Ram Narayan Pd. Kesri, Resident of Village + P.S. -
Tarapur, District - Munger, Link Branch - Tarapur, B.F. Code No. 88857200.
96. Raju Kumar Sharma, S/o - Sri Nawal Kishor Sharma, Resident of Village -
Hasanganj, P.S. - Safiyabad, District - Munger, Link Branch - Jamalpur, B.F. Code
No. 8EB93000.
97. Sanjay Kesari, S/o - Sri Madan Pd. Kesri, Resident of Village + P.S. - Tarapur,
District - Munger, Link Branch - H. Kharagpur, B.F. Code No. 88856600.
98. Bablu Kr. Sah, S/o - Sri Ramasish Sah, Resident of Village - Mahuli, P.S. - H.
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Kharagpur, District - Munger, Link Branch - H.Kharagpur, B.F. Code No.
8EA60000.
99. Ram Ratan Kumar, S/o - Late Upendra Kr. Bhaskar, Resident of Village -
Launa, P.S. - Tarapur, District - Munger, Link Branch - H. Kharagpur, B.F. Code
No. 88861800.
100. Shiva Nand Chaudhary, S/o - Sri Surendra Pd. Chaudhary, Resident of Village
- Rajguru, Tarapur, P.S. - Tarapur, District - Munger, Link Branch - Tarapur, B.F.
Code No. 88856500.
101. Jitendra Kumar Jha, S/o - Sri Bhavesh Chandra Jha, Resident of Village + P.S.
- Sangrampur, District - Munger, Link Branch - Sangrampur, B.F. Code No.
88857100.
102. Rajesh Kumar Jha, S/o - Sri Madhav Jha, Resident of Village - Swarndih, P.S.
- Tarapur, District - Munger, Link Branch - Tarapur, B.F. Code No. 8EB30000.
103. Dhananjay Kumar Singh, S/o Sri Tarni Pd. Singh, R/o Village - Kotesa, P.S. -
Gaighat, Distt. - Muzaffarpur, Link Branch - Kanta, B.F. Code No. 8884400.
104. Chandan Kumar, S/o Late Mahendra Pd. Singh, R/o Village + P.S. - Katra,
Distt. - Muzaffarpur, Link Branch - Aurai, B.F. Code No. 88834100.
105. Sudhir Kumar Thakur, S/o Uday Nath Thakur, R/o Village - Yajuar, P.S. -
Katra, Distt. - Muz., Link Branch - SKMCH, Campus B.F. Code No. 88835300.
106. Dinesh Kumar, S/o Sri Ramjee Prasad Singh, R/o Mohalla Bajrangpurm,
Road No. - 3, P.S. - Bhagwanpur, Distt. - Muzaffarpur, Link Branch - ADB, Saraia,
B.F. Code No. 88814300.
107. Alok Kumar, S/o Sri Yugal Kishore Sharma, R/o Village - Kolhuwa, P.S. -
Saraiya, Distt. - Muzaffarpur, Link Branch - Saraiya, B.F. Code No. 88834500.
108. Sunil Kumar, S/o Sri Nand Lal Thakur, R/o Village - Nandpur, P.S. -
Bhagwanpur, Distt. - Muzaffarpur, Link Branch - Bhagwanpur, B.F. Code No.
88834400.
109. Vinod Kumar, S/o Late Suraj Pd. Chaurasia, R/o Village Suleman Chapra, P.S.
- Sahebganj, Distt. - Muzaffarpur, Link Branch - Sahebganj, B.F. Code No.
88872900.
110. Shambhu Nath, S/o - Sri Ramsrup Singh, Resident of Mohalla - Chauk per
pandit gali, P.S. - Biharsharif, District - Nalanda, Link Branch - ADV, Biharsharif,
B.F. Code No. 88833500.
111. Amit Kumar Sinha, S/o - Sri Arun Kumar Ambatha, Resident of Village -
Behin Azziya Madrsa, P.S. - Muzra Lahri, District - Nalanda, Link Branch - ADB,
Biharsharif, B.F. Code No. 8AH60000.
112. Neelam Kumari, W/o Sri Sunil Kumar, R/o Village - Satya Ganj Islampur,
P.S. - Islampur, Distt. - Nalanda, Link Branch - Islampur, B.F. Code No. 88874900.
113. Kamal Kant Kushwaha, S/o - Late Bodh Ram Mahto, Resident of Village -
Bhainsasoor, P.S. - Biharsarif, District - Nalanda, Link Branch - ADB, Biharsharif,
B.F. Code No. 88832800.
114. Pradep Kumar Gupta, S/o - Sri Baldev Prasad, Resident of Village - Naisarai
Sagat Gali, P.S. - Biharsarif, District - Nalanda, Link Branch - ADB, Biharsarif,
B.F. Code No. 88833000.
115. Himanshu, S/o - Sri Nagendra Brahmchari, Resident of Village - Astha, P.S. -
Biharsharif, District - Nalanda, Link Branch - ADB, Biharsharif, B.F. Code No.
88833200.
116. Ajay Kumar Sinha, S/o - Late Suresh Pd. Singh, Resident of Village -
Panchawati Nagar, P.S. - Biharsharif, District - Nalanda, B.F. Code No. 888.
117. Md. Taslim Ansari, S/o - Md. Hasimuddin, Resident of village - Khijwaha,
P.S. - Rajuli, District - Nawada, Link Branch - Rajauli, B.F. Code No. 88861000.
118. Rajesh Kumar, S/o Sri Kedar Prasad, R/o Mohalla - Tel Dalfish, Uttar Bazar,
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P.S. + Distt. - Nawada, Link Branch - Warsaliganj, B.F. Code No. 8GP90000.
119. Kumar Naveen, S/o - Late Ram Anugrah Prasad, Resident of Village -
Murgiya Chak, P.S. - Warsaliganj, District - Nawada, Link Branch - Warsaliganj,
B.F. Code No. 8W330000.
120. Anand Kumar Pandey, S/o - Sri Ashok Kumar Pandey, Resident of Village -
Dakasthan, P.S. + District - Nawada, Link Branch - Nawada, B.F. Code No.
88874800.
121. Vijay Vishwakarma, S/o - Sri Yogeshwar Vishwakarma, Resident of Village -
Mathgulni, P.S. - Pakribrawan, District - Nawada, Link Branch - ADB -
Pakribarawan, B.F. Code No. 88861300.
122. Manoj Kumar Jain, S/o Sri Ratan Lal Jai, R/o Mohalla - Indra Gandhi Chowk,
Hospital Road, P.S. + District - Nawada, Link Branch - ADB, Nawada, B.F. Code
No. 88V980000.
123. Lalitesh Kumar, S/o - Sri Subodh Kumar Pandey, Resident of Mohalla - Near
Sharma Chauk, P.S. - Simri Bakhtiyarpur, District - Saharsa, Link Branch -
Sonbarsa, B.F. Code No. 8BU70000.
124. Bijendra Kr. Yadav, S/o - Sri Jagdev Yadav, Resident of Village - Madhura,
P.S. - Sour Bazar, District - Saharsa, Link Branch - Dangarhi, B.F. Code No.
88826700.
125. Ratna, W/o - Sri Rajeev Kumar, Resident of Mohalla - Near Sharma Chauk,
P.S. - Simri Bakhtiyarpur, District - Saharsa, Link Branch - Sonbarsa, B.F. Code
No. 88825900.
126. Ramdeo Mahto, S/o - Late Lakhan Mahto, Resident of Village - Mirjapur, P.S.
- Rosera, District - Samastipur, Link Branch - Rosera, B.F. Code No. 49060000.
127. Abdesh Kumar, S/o - Sri Brahdeo Podar, Resident of Village - Katharwanni,
P.S. - Rosera, District - W.Champaran, Link Branch - Rosera, B.F. Code No.
88813900.
128. Rajesh Kumar Chaudhary, S/o - Sri Kapildev Chaurhary, Resident of Village -
Narhan, P.S. - Bibhtuipur, District - Samastipur, Link Branch - Bibhutipur, B.F.
Code No. 88868400.
129. Sandeep Kr. Ray, S/o - Surya Ray, Resident of Village - Sarangar, P.S. -
Tajpur, District - Samastipur, Link Branch - Morwa, B.F. Code No. 1/06562/30.
130. Pawan Kumar Singh, S/o - Sri Pramod Singh, Resident of Mohalla - West of
Dumar a place, Karpoori Path, Kashipur, P.S. + District - Samastipur, Link Branch
- ADB, Samastipur, B.F. Code No. 1953/28.
131. Shailendra Kr. Singh, S/o - Sri Jagdish Prasad Singh, Resident of
Bishnupurdiha, P.S. - Singhia, District - Samastipur, Link Branch - Singhia, B.F.
Code No. 88814500.
132. Dinesh Kumar, S/o - Sri Kaleshwar Ray, Resident of Village - Madhopur, P.S.
- Kashipur, District - Samastipur, Link Branch - Kishipur, B.F. Code No.
88868300.
133. Rajan Kumar, S/o - Sone Lal Sah, Resident of Village - Latbasepura, P.S. -
Musarigharari, District - Samastipur, Link Branch - Musherigharai, B.F. Code No.
88836000.
134. Shashi Bhushan Pandey, S/o - Kanwar Pandey, Resident of Village - Baheliya,
P.S. - Guthani, District - Siwan, Link Branch - Miarwa, B.F. Code No. 8U450000.
135. Anil Kumar, S/o - Late Madan Singh, Resident of Village - Sihoutabangra,
P.S. - Maharajganj, District - Siwan, Link Branch - Maharajganj, B.F. Code No.
88839500.
136. Randhir Kumar Singh, S/o - Ram Nagina Singh, Resident of Village -
Ghurapali, P.S. - Banpura Ghurapali, District - Chapra (Saran), Link Branch -
Mohammadpur, B.F. Code No. 88838300.
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137. Arun Kumar Yadav, S/o - Chandrika Pd. Yadav, Resident of Village + P.S. -
Raghunathpur, District - Siwan, Link Branch - Raghunathpur, B.F. Code No.
8V390000.
138. Mukesh Kumar Singh, S/o - Sri Birendra Kr. Singh, Resident of Village -
Bhajauna, P.S. - Majhi, District - Saran, Link Branch - Mohammadpur, B.F. Code
No. 8CK90000.
139. Shailesh Kumar, S/o - Late Shyam Sundar Chaudhary, Resident of Village +
P.S - Parihar, District - Sitamarhi.
140. Sujeet Kumar, S/o - Sri Kaushal Kishore Mishra, Resident of Village - Kachor,
P.S. - Kanhauli, District - Sitamarhi, Link Branch - Dostiya, B.F. Code No.
88845500.
141. Ghanshyam Kr. Jaiswal, S/o - Late Phuleshwar Chaudhary, Resident of
Mohalla - Chakla Nirmali, W. No. 06, P.O. + P.S. + District - Supaul, Link Branch
- Supaul Main, B.F. Code No. 88811300.
142. Madan Jha @ Mandan Jha, S/o - Sri Bedanand Jha, Resident of Village -
Dagmara, P.S. - Kanhauli, District - Supaul, Link Branch - Dagmara, B.F. Code
No. 88862200.
143. Anil Kumar, S/o - Sri Ram Balak Rai, Ray, Resident of Village - Karhatiya
Bujurg, P.S. - Garoul, District - Vaishali, Link Branch - Mahua, B.F. Code No.
88815100.
144. Pravesh Kumar Sah, S/o - Sri Raj Kishore Sah, R/o Village - Bhorhar, P.S. -
Bhanghi, District - Araria, Link Branch - Bhanghi, B.F. Code No. 88825700.
145. Anuj Kumar Mishra, S/o - Shyam Sundar Mishra, Resident of Village -
Tenferia, P.S. - Baranat, District - Banka, Link Branch - Bounsi, B.F. Code No.
8GM30000.
146. Kameshwar Pd. Sah, S/o - Sri Bhagwan Sah, Resident of Village - Amarpur,
P.S. - Amarpur, District - Banka, Link Branch - Amarpur, B.F. Code No.
88858000.
147. Shushanshu Sharma, S/o - Narsingh Sharma, Resident of Village - Kothari,
P.S. - Kothari, District - Banka, Link Branch - Chandan, B.F. Code No. 88807300.
148. Sanjeev Kumar Sinha, S/o - Sri Mnimay Sinha, Resident of Village - Near
Indu Wala Pd. Gali, P.S. + District - Banka, Link Branch - ADB, Banka, B.F. Code
No. 88808000.
149. Shiv Shankar Mishra, S/o - Ram Niranjan Mishra, Resident of Village -
Batsar, P. S. Dhoriya, District-Banka, Link Branch-Batsar, B.F. Code No.
88858200.
150. Prabhakar Kumar Singh, S/o - Sri Vijay Kumar Singh, Resident of Village -
Punsia, P.S. -Rajoun, District - Banka, Link Branch - Punsia, B.F. Code No.
8BY50000.
151. Sanjay Raut, S/o Sri Ganesh Raut, R/o Village - Kerwar, P.S. - Kerwar,
District - Banka, Link Branch - Chandan, B.F. Code No. 8GM70000.
152. Kaju Kumar Sinha, S/o - Sri Anil Chand Sinha, Resident of Mohalla - Babu
Tola, P.S. + District - Banka, Link Branch - ADB, Banka, B.F. Code No.
8KF90000.
153. Bikram Kumar Dubey, S/o - Sri Birendra Dubey, Resident of Village -
Chandan, P.S. - Chandan, District - Banka, Link Branch - Chandan, B.F. Code No.
8EB70000.
154. Santosh Kumar Chaudhary, S/o - Sri Brahmdev Chaudhary, Resident of
Village - Kausalpur, P.S. - Amarpur, District - Banka, Link Branch - Dudhari, B.F.
Code no. 8G960000.
155. Chandan Kumar Chaudhary, S/o - Sri Brahmdeev Chaudhary, Resident of
Village - Kaushalpur, P.S. - Amarpur, District - Banka, Link Branch, Amarpur, B.F.
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Code No. 88857300.
156. Sushil Kumar Chaudhary, S/o - Sri Anugrah Narayan Chaudhary, Resident of
Village - Kausalpur, P.S. - Amarpur, District - Banka, Link Branch - Amarpur, B.F.
Code No. 8GL60000.
157. Ashwani Kumar, S/o Late Ramkrit Pandit, R/o Village - Manpur, Kumhartoli,
P.S. - Muffasil, District - Gaya, Link Branch - Konch, B.F. Code No. 81790000.
158. Suresh Paswan, S/o - Ramdeo Paswan, R/o Village - Panari, P.S. - Belaganj,
District - Gaya, Link Branch - Usasdeora, B.F. Code No. 81730000.
159. Lal Narayan Singh, S/o - Sri Padum Sharma, R/o Village - New Area, Nutan
Nagar, Beldari Tola, P.S. - Civil Line, District - Gaya, B.F. Code No. 88852200.
160. Prem Ranjan Prajapati, S/o - Sri Mungeshwar Prajapati, Resident of Village -
Erki, P.S. - Belaganj, District - Gaya, Link Branch - Gaya Bazar, B.F. Code No.
831-A30000.
161. Ravi Shankar Pd. Gupta, S/o Sri Vidyanandan Pd., R/o Village - Simra, P.S. -
Belaganj, District - Gaya, Link Branch - Belganj, B.F. Code No. 88850600.
162. Dheeraj @ Dheeraj Kumar S/o - Anirudh Bihari Sharan, R/o Village -
Mohanpur, P.S. - Rampur, District - Gaya, Link Branch - Manpur, B.F. Code No.
88852000.
163. Ghanshyam Prasad, S/o - Late Kapil Deo Prasad, Resident of Village - Gewal
Bigha, P.S. - Civil Line, District - Gaya, Link Branch - Dobhi, B.F. Code No.
88829000.
164. Anil Kumar, S/o - Late Jagdish Prasad, Resident of Village - Chandauti, P.S. -
Chandauti, District - Gaya, Link Branch - Tekari, B.F. Code No. 88829400.
165. Ajay Kumar, S/o - Sri Mahendra Prasad, Resident of Village - Bumuar, P.S. -
Mohanpur, District - Gaya, Link Branch - Bumuar.
166. Manoj Kumar, S/o - Late Jagdev Singh, Resident of Village + P.S. - Obera,
District - Aurangabad, Link Branch - Obera, B.F. Code No. 85690000.
167. Arvind Kumar, S/o - Narayan Singh, Resident of Village - Medan, P.S. -
Jamher, District - Aurangabad, Link Branch - Obara, B.F. Code No. 81690000.
168. Sanjay Kumar Singh, S/o - Late Shiv Sundar Singh, Resident of Mohalla -
Tarkanala, Main Road, Buxar, P.S. + District - Buxar, Link Branch - Buxar, B.F.
Code No. 888231200.
169. Sanjay Kumar Chaudhary, S/o - Radha Mohan Chaudhary, Resident of
Mohalla - M/s Vatrolok, P.P. Road, P.S. + District - Buxar, Link Branch - Buxar,
B.F. Code No. 88831000.
170. Ajay Singh, S/o - Sri Vijay Singh, Resident of Village - Chausa, P.S. - Buxar
Muffasil, District - Buxar, Link Branch - Chausa, B.F. Code No. 88832300.
.... .... Peititioners -Appellant/s
Versus
1. The Chairman, State Bank of India, through the Chairman, Central Office,
Madame Cama Road, Nariman Point, Mumbai - 21.
2. The Chief General Manager, SBI Rural Business (Alternate Channel), Central
Office, Madame Cama Road, Nariman Point, Mumbai - 21.
3. The Chief General Manager, L.H.O., Bihar & Jharkhand, West Gandhi Maidan,
Patna.
4. The Regional Manager, RBO, State Bank of India, Motors Building, Larhar
Mahader Chok, Begusarai - 851101.
5. The Regional Manager, RBO, State Bank of India, Bhagalpur Bhowest Bhawar,
Kharjarpur, Bhagalpur, District - Bhagalpur - 812001.
6. The Regional Manager, RBO, State Bank of India, Bettiah, Ujjain Tola, Bettiah,
District - Bettiah - 845438.
7. The Regional Manager, RBO, S.B.I. Ara Harkhen Kumar Jain Trust Building
Patna High Court LPA No.1274 of 2015 dt 30-11-2016
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Hari Jee Ka Hata, P.S. Ara, District - Bhojpur - 802301.
8. The Regional Manager, RBO, Gaya Regional Manager, Region - IV, SBI Main
Branch, P.O. - Gaya, District - Gaya.
9. The Regional Manager, RBO, State Bank of India Building Court Campus,
Saharsa, District - Saharsa - 852201.
10. The Regional Manager, RBO, S.B.I., Darbhanga Regional Manager, P.S. -
Laheriasarai, District Darbhanga - 846006.
11. The Regional Manager, RBO, Katihar State Bank of India, Katihar Medical
College, Katihar - 750512.
12. The Regional Manager, RBO, SBI Chapra, Dak Bunglow Road, Rajendra
Stadium P.S. Chapra, Saran, District - Saran - 831301.
13. The Regional Manager, RBO State Bank of India, Administrative Office,
Region - II, 5th Floor, J.C. Road, Patna - 800001.
14. The Regional Manager, RBO, Motihari State Bank of India, 1st Floor of
Motihari Bazar Branch, P.O. - Motihari, East Champaran - 845401.
15. The Regional Manager, RBO, Muzaffarpur State Bank of India, Poddar
Complex, Club Road, Muzaffarpur - 842002.
16. The Regional Manager, RBO, Purnea State Bank of India, Administrative
Office, Kala Bhawan Road, Purnea P.O. Purnea - 844301.
17. The Regional Manager, SBI Region - 1, Administrative Office, Anta Ghat, P.S.
Bankipore, Patna.
.... ... Respondents/ Respondents 1st Set.
18. Shashi Kumar, S/o - Kailash Pd. Yadav, Resident of Mohalla - Nandgola, Near
Bari Sanghat, P.S. - Malsalami, District - Patna, Link Branch - Banka Ghat, B.F.
Code No. 88827000.
19. Prasant Kr. Ambast, S/o - Sri Awadhesh Kr. Ambast, Resident of Village -
Chhoti Nagla, Sakram Chak, Adarsh Colony, D, P.S. - Malsalami, District - Patna,
Link Branch - Fatwah, B.F. Code No. 88827100.
20. Dinesh Kumar, S/o - Late Sheopujan Tiwari, Resident of H. No. E - 3/4,
Sadhnapuri, Road No. 6/D, Gardanibagh, P.S. - Gardanibag, Patna, Link Branch -
AMY Bihta, B.F. Code No. 88829800.
21. Md. Zaigam Ahasan, S/o - Abuzar Guffari, Resident of Mohalla - B - 6 Police
Colony, P.O. - Anishabad, P.S. - Gardanibagh, District - Patna, Link Branch -
Alipur, B.F. Code No. 88829900.
22. Mukul Kumar, S/o - Parasnath Sharma, Resident of Village - Neori, District -
Patna, Link Branch - Sarasat.
23. Deepak Kr. Pandey, S/o - Sri Shivendra Pandey, Resident of Village - Bankat
Mushari, P.S. - Majhoulia, District - W. Champaran, Link Branch - AMY, Tikuliya,
B.F. Code No. 88817000.
24. Pramod Prasad, S/o - Sri Bachan Sah, Resident of Village - Gulariya, P.S. -
Gopalpur, District - W.Champaran, Link Branch - Sikta, B.F. Code No. 88872600.
25. Vijay Kumar Chaurasiya, S/o - Late Jagdish Prasad Chaurasiya, Resident of
Mohalla - Naya Tola, Ward No. 23, P.S. - Naugachia, District - Bhagalpur, Link
Branch - Naugachiya, B.F. Code No. 88856900.
26. Prabhat Kumar, S/o - Late Arjun Das, Resident of Village - Lailakh, Police
Station - Sabour, District - Bhagalpur. Link Branch - Srinagar, B.F. Code No.
88862000.
27. Satyajeet Kumar Pandey, S/o - Sri Ras Bihari Pandey, Resident of Village -
Newarea, Gol Kothi, Bari Khanjarpur, P.S. + District - Bhagalpur, Link Branch -
Jagdishpur, B.F. Code No. 88857800.
28. Malviya Sudhanshli, S/o - S.C. Tiwari, Resident of Mohalla - Sinha Bari Capus,
Lalita Devi Lane, Near S.B.I. Main Branch, P.S. + District - Bhagalpur, Link
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Branch, Rannuchak, B.F. Code No. 8DX80000.
29. Hiran Nand Mishra, S/o - Sri Uma Kant Mishra, Resident of Village - Ujan,
P.S. - Sakatpur, District - Darbhanga, Link Branch - Mangachia, B.F. Code No.
88841800.
30. Umesh Mishra, S/o - Late Shyamanand Mishra, Resident of Village - Shivpuri,
P.S. - Jhanjharpur, District - Madhubani, Link Branch - Andhrathari, B.F. Code No.
88843100.
31. Ramesh Mishra, S/o - Late Shyamnand Mishra, Resident of Village - Shivpuri,
P.S. - Jhanjharpur, District - Madhubani, Link Branch - Jhanjharpur, B.F. Code No.
88843600.
32. Shyama Dutt Jha, S/o - Late Pinak Dutt Jha, Resident of Village - Ujan, P.S. -
Sakatpur, District - Darbhanga, Link Branch - Jhanjharpur, B.F. Code No.
88844000.
33. Bal Kishor Prasad, S/o - Sri Ramayan Sah, Resident of Village + P.S. -
Ramgarhwa, District - East Champaran, Link Branch - Ramgarwa, B.F. Code No.
88837200.
34. Vimlesh Kumar Bayogi, S/o Ram Subash Mahto, R/O Village - Bara Jagarnath,
P.S. - Bhikhampur, Distt. - Muzaffarpur, Link Branch - Turki, B.F. Code No.
88833900.
35. Hira Kumar, S/o - Sri Bhuneshwar Pd. Yadav, Resident of Village - Barsam,
P.S. - Bakhtiyarpur, District - Saharsa, Link Branch - Balhi, B.F. Code No.
88826800.
36. Amit Kumar S/o - Sri Bijendra Kumar, Resident of Village - Purikh, P.S. -
Pursottampur, District - Saharsa, Link Branch - Agwanpur, B.F. Code No.
8BF40000.
37. Sanjeev Kumar Singh, S/o - Sri Surya Narayan, Resident of Mohalla - Shivpuri,
Ward No. 14, P.S. - Saharsa, District - Saharsa, Link Branch - Sardiha, B.F. Code
No. 88810900.
38. Ashutosh Kr. Singh, S/o - Sri Gajendra Pd. Singh, Resident of Mohalla + P.S. -
Tax Point, Kachari Road, Kashipur, District - Samastipur, Link Branch - AMY,
Mathurapur, B.F. Code No. 88836200.
39. Baidyanath Ray, S/o - Sri Mahendra Ray, Resident of Village - Pyarepur, P.S. -
Patory, District - Samastipur, Link Branch - Patori, B.F. Code No. 02291/27.
40. Kumar Lalan, S/o - Sri Dina Nath Singh, Resident of Village - Baksanda, P.S. -
Parsa, District - Saran, Link Branch - Parsa, B.F. Code No. 8PQ60000.
41. Neelkamal, S/o - Sri Kashi Prasad Singh, Resident of Village + P.S. - Taraiya,
District - Chapra (Saran), Link Branch - ADB Taraiya, B.F. Code No. 88840400.
42. Prakash Chandra Jha, S/o - Sri Tarakant Jha, Resident of Village + P.S. -
Sheohar, District - Sheohar, Link Branch - Sheohar, B.F. Code No. 88816800.
43. Arun Kumar, S/o - Late Mathura Prasad, Resident of Mohalla - Jaiprakash Path,
Dumara Road, Ward No. 26, P.S. + District - Sitamarhi, Link Branch - ADB,
Sitamarhi, B.F. Code No. 88844800.
44. Ramesh, S/o - Late Sambhu Srivastwa, Resident of Mohalla - Old Exchange,
Road Ward No. 26, Satdevpuri, P.S. + District - Sitamarhi, Link Branch -
Bairganiya, B.F. Code No. 888695600.
45. Narendra Narayan Prasad, S/o - Sri Mahendra Prasad, Resident of Mohalla -
Purani Bazar, Pankaj Med. Hall, P.O. + P.S. - Jankpuri, District - Sitamarhi, Link
Branch - Janakpuri, B.F. Code No.88816500.
46. Guddu Kumar Singh, S/o - Sri Suresh Pd. Singh, Resident of Village + P.S. -
Jirawa, District - Siwan.
47. Niraj Kumar, S/o - Late Amar Nath Singh, Resident of Village - Shoshwar, P.S.
- Hajipur, District - Vaishali, Link Branch - Harnauli, B.F. Code No. 88840200.
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48. Suman Kr. Singh, S/o - Sri Shiv Mangal Pd. Singh, Resident of Village -
Ghoshwar, P.S. - Hajipur, District - Vaishali, Link Branch - Bhagwanpur, B.F.
Code No. 88815600.
49. Jitendra Ray, S/o - Sri Mahesh Ray, Resident of Village - Rupasipus, P.S. -
Mahnar, Vaishali, Link Branch - Jandaha, B.F. Code No. 8V440000.
50. Surya Kant Prasad, S/o - Ram Sahay Singh, Resident of Village - Moudah
Bujurga - 2, P.S. - Patelpur, Via - Patepur, District - Vaishali, Link Branch -
Dabhaich, B.F. Code No. 88839600.
51. Shiv Sagar Mahto, S/o - Bholi Mahto, Resident of Village + Desari, District -
Vaishali, Link Branch - Desari, B.F. Code No. 88840100.
52. Shankar Sah, S/o - Late Durga Sah, Resident of Village - Bazitpur, Kasturi, P.S.
- Desari, District - Vaishali, Link Branch - Mahnar, B.F. Code No. 88814200.
53. Kamlesh Kumar Singh, S/o - Janardan Prasad Singh, Resident of Village -
Kaswa, P.S. - Dhoriya, District - Banka, Link Branch - Batsar, B.F. Code No.
8EA30000.
54. Sanjay Kumar Singh, S/o Shailendra Singh, Resident of Village - Bari, Bishar,
P.S. - Barahatt, District - Banka, Link Branch - ADB, Banka, B.F. Code No.
88803200.
55. Kundan Goswami, S/o - Gauri Shankar Singh, Resident of Village - Nutan
Nagar, P.S. - Civil Line, District - Gaya, Link Branch - Sherghati, Imamganj, Gaya,
B.F. Code No. 81450000.
56. Arvind Kumar Singh, S/o - Sri Indradev Singh, Resident of Village - Lukagarh,
P.S. - Jakhim, District - Aurangabad, Link Branch - Aurangabad, B.F. Code No.
88808000.
57. Sudhir Kumar, S/o - Late Janrdan Prasad, Resident of Village - Maranpur,
Hanuman Nagar, P.S. - Chand Ghoura, District - Gaya, Link Branch - Tekari, B.F.
Code No. 88864400.
58. Mannu Prasad, S/o - Sri Ram Lakhan Prasad, Resident of Village -
Ghughritand, P.S. - Civil Line , District - Gaya, Link Branch - Khizersarai, B.F.
Code No. 8K480000.
59. Ramnath Pathak, S/o - Late Indu Nath Pathak, Resident of Village - Pathak
Toli, P.S. - Sherghati, District - Gaya, B.F. Code No. 8886400.
60. Manoj Kumar Tiwari, S/o - Late Devnath Tiwari, Resident of Village -
Ramdihra, District - Bhojpur, Link Branch - Benwani, B.F. Code No. 8XX70000.
61. Mritunjay Kumar, S/o - Late Kanhaiya Prasad, Resident of Village - Barka
Rajpur, P.S. - Simri, District - Buxar, Link Branch - Dumraon, B.F. Code No.
8HT440000.
62. Ashok Kumar Singh, S/o - Sri Rajendra Singh, Resident of Village + P.S. -
Fafader, District - Buxar, Link Branch - Bikramganj, B.F. Code No. 88830500.
63. Ram Ashish Singh, S/o - Late Ramroop Singh, Resident of Village -
Bahadurpur, P.S. - Chausa, District - Buxar, Link Branch - Chausa, B.F. Code No.
88853900.
64. Pintu Kumar, S/o - Sri Krishna Prasad, Resident of Village - Adarsh Nagar, P.S.
- Harnaut, District - Nalanda, Link Branch - Harnaut, B.F. Code No. 8GP80000.
65. Ajay Kumar Thakur, S/o - Sri Bhagat Thakur, Resident of Village - Ekparha,
P.S. - Simri Bakhtiyarpur, District - Saharsa, Link Branch - Simri Bakhtiyarpur,
B.F. Code No. 88861400.
66. Vijay Kumar, S/o - Sri Arbind Kumar Sinha, Resident of Mohalla - Indu
Nivash, Dr. Head Gewar Path, Gangjala, P.S. + District - Saharsa, Link Branch -
Agwanpur, B.F. Code No. 88874100.
67. Jai Prakash Singh, S/o - Sri Durga Pd. Singh, Resident of Mohalla - Shivpuri,
W.No. 14, P.S. - Sharsa, Link Branch - Dhabauli, B.F. Code No. 88823300.
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68. Umesh Kumar Chaudhary, S/o - Sri Dev Narayan Chaudhary, Resident of
Village - Maladh, P.S. - Kishanpur, District - Supaul, Link Branch - Kishanpur,
B.F. Code No. 8MD90000.
69. Sunil Sahay, S/o Late Shiveshwar Sahay, R/o Village - Gulab Bagh, P.S. -
Gaya, District - Gaya,Link Branch - Wazirganj, B.F. Code No. 8K470000.
70. Kumar Shailendra Singh, S/o - Arun Kumar Singh, Resident of Village -
Rammotor Gali, Maharajahata, P.S. + District - Ara, Link Branch, Garhahi, B.F.
Code No. 8HX60000.
71. Om Prakash Verma, S/o - Late Jay Lal Seth, Resident of Village - Bari Tola,
Sonar Toli, P.S. +District - Buxar, Link Branch - Buxar, B.F. Code No. 88830900.
72. Ratikant Thakur, S/o - Late Badri Thakur, Resident of Village - Parsa, P.S. -
Jainagar, District - Madhubani, Link Branch - Jainagar, B.F. Code No. 88869500.
73. Uday Shankar, S/o - Sri Awdhesh Kishor Singh, Resident of Village - Kanchan
Bag, Near Nursery, Station Road, P.S. - Hisuwa, District - Nawada, Link Branch -
Hisuwa, B.F. Code No. 8GQ30000.
74. Binod Kr. Ambasta, S/o - Late Ishwari Pd. Ambastha, Resident of Village -
Kochgaon, P.S. - Warsaliganj, District - Nawada, Link Branch - Warsaliganj, B.F.
Code No. 8V990000.
75. Surendra Jha, S/o Sri Mahendra Jha, R/o Village - Baxi Tola, P.S. - Madhubani,
District - Madhubani, Link Branch - Benipatti, B.F. Code No. 88843300.
76. Ashish Kumar Singh, S/o - Sri Kesaw Pd. Singh, Resident of Village - Jamunia,
P.S. - Simri Bakhtiyarpur, District - Saharsa, Link Branch - Sardiha, B.F. Code No.
88810900.
77. Rajesh Kr. Raman, S/o - Sri Ravindra Kunwar, Resident of Village - Kharka
Telwa, P.S. - Nawhatta, District - Saharsa, Link Branch - Mohanpur, B.F. Code No.
8BU80000.
78. Pankaj Kumar Singh, S/o - Sri Harendra Kumar Singh, Resident of Village +
P.S. - Singhiya, District - Samastipur, Link Branch - Singhia, B.F. Code No.
88814600.
79. Arvind Kumar, S/o - Ganesh Prasad, Resident of Village - Madanpur, P.S. -
Madanpur, District - Aurangabad, Link Branch - Deo Aurangabad, B.F. Code No.
88848800.
80. Raju Kumar, S/o -Sri Mathura Prasad, Resident of Village + P.S. - Press Road,
Madanpur, District - Aurangabad, Link Branch - Madanpur, B.F. Code No.
88808100.
81. Prem Kumar Tiwari, S/o - Kapildeo Tiwari, Resident of Mohalla + P.S. - Club
Road, Near Phed Colony, District - Aurangabad, Link Branch - Aurangabad, B.F.
Code No. 49150000.
82. Ritesh Kumar Singh, S/o - Gopal Singh, Resident of Village - Ghorhat, P.S. -
Madanpur, District - Aurangabad, Link Branch - Deo Aurangabad, B.F. Code No.
88849200.
.... .... Petitioners/ Respondents 2nd Set.
===========================================================
Appearance :
(In both the appeals)
For the Appellants :
Mr. Manan Kumar Mishra, Senior Advocate
Mr. Ashutosh Tripathi, Advocate
Mr. Sanjay Kumar Pandey, Advocate
For the Respondent/s : Mr. Vinod Kumar Kanth, Senior Advocate
Mr. Sanjeev Kumar, Advocate
===========================================================
Patna High Court LPA No.1274 of 2015 dt 30-11-2016
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CORAM: HONOURABLE THE ACTING CHIEF JUSTICE
And
HONOURABLE MR. JUSTICE AHSANUDDIN AMANULLAH
C. A. V. JUDGMENT
(Per: HONOURABLE THE ACTING CHIEF JUSTICE)
Date: 30-11-2016
This order shall dispose of L.P.A. No.1274 of 2015
and L.P.A. No.1516 of 2016 preferred by the writ applicants.
2. L.P.A. No.1516 of 2016 is directed against an order
passed by the learned Single Judge on 8th of August, 2013, whereas
L.P.A. No.1274 of 2015 is directed against an order dated 29th April,
2015, whereby a petition for review of the order dated 8th August,
2013 remained unsuccessful.
3. The brief facts, out of which the present appeals
arise, are that the Reserve Bank of India on 25th January, 2006 issued
a Circular to all Scheduled Commercial Banks for use of Business
Facilitators and Correspondents for extension of Banking Services.
The objective of the Scheme; the eligible entities and scope of
activities contained therein are reproduced below:-
"Financial inclusion by Extension of Banking Services-Use of
Business Facilitators and Correspondents:
With the objective of ensuring greater financial inclusion and
increasing the outreach of the banking sector, it has been decided
in public interest to enable banks to use the services of Non-
Governmental Organisations/ Self Help Groups (NGOs/ SHGs),
Micro Finance Institutions (MFIs) and other Civil Society
Organisations (CSOs) as intermediaries in providing financial and
Patna High Court LPA No.1274 of 2015 dt 30-11-2016
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banking services through the use of Business Facilitator and
Correspondent models as indicated below.
2. Business Facilitator Model: Eligible Entities and Scope of
Activities
2.1 Under the Business Facilitator model, banks may use
intermediaries, such as, NGOs/ Farmers' Clubs, cooperatives,
community based organisations, IT enabled rural outlets of
corporate entities, Post Offices, insurance agents, well functioning
Panchayats, Village Knowledge Centres, Agri Clinics/ Agri
Business Centers, Krishi Vigyan Kendras and KVIC/ KVIB units,
depending on the comfort level of the bank, for providing
facilitation services. Such services may include (i) identification of
borrowers and fitment of activities; (ii) collection and preliminary
processing of loan applications including verification of primary
information/data; (iii) creating awareness about savings and other
products and education and advice on managing money and debt
counselling; (iv) processing and submission of applications to
banks; (v) promotion and nurturing Self Help Groups/ Joint
Liability Groups; (vi) post-sanction monitoring; (vii) monitoring
and handholding of Self Help Groups/ Joint Liability Groups/
Credit Groups/ others; and (viii) follow-up for recovery.
4. Payment of commission/ fees for engagement of Business
Facilitators/ Correspondents
Banks may pay reasonable commission/fee to the Business
Facilitators/ Correspondents, the rate and quantum of which may
be reviewed periodically. RBI Master Circular DBOD.Dir.5/13.
07.00/2005-06dated July 1, 2005 may be treated as modified to that extent. The agreement with the Business Facilitators/ Correspondents should specifically prohibit them from charging any fee to the customers directly for services rendered by them on behalf of the bank.
5. Other Terms and Conditions for Engagement of Business Facilitators and Correspondents 5.1 As the engagement of intermediaries as Business Facilitators / Correspondents involves significant reputational, legal and Patna High Court LPA No.1274 of 2015 dt 30-11-2016 29/ 48 operational risks, due consideration should be given by banks to those risks. They should also endeavour to adopt technology-based solutions for managing the risk, besides increasing the outreach in a cost effective manner. In formulating their schemes, banks may be guided by the recommendations made in the Khan Group Report as also the draft outsourcing guidelines released by Reserve Bank of India on December 6, 2005 (available on RBI website:
www.rbi.org.in).
5.2 The arrangements with the Business Correspondents shall specify:
(a) suitable limits on cash holding by intermediaries as also limits on individual customer payments and receipts,
(b) the requirement that the transactions are accounted for and reflected in the bank's books by end of day or next working day, and
(c) all agreements/contracts with the customer shall clearly specify that the bank is responsible to the customer for acts of omission and commission of the Business Facilitator/ Correspondent.‖
4. It is on the basis of the said decision, the respondent-Bank issued a Circular on 3rd April, 2007 for engagement of Business Facilitators and Correspondents. The Scheme delineates objective, selection procedure, eligible entities and the fee for the Business Facilitators. The relevant objectives and the fee rates are as under:
1. Objectives:
To substantially increase our rural business base and market share.
To market various financial products of the State Bank Group including insurance and mutual funds across the nation.
Patna High Court LPA No.1274 of 2015 dt 30-11-2016 30/ 48 To extend Micro Finance services for uplifting the poor. To extend banking facilities in untapped/unbanked areas through the use of existing branch network and new technology in combination with outsourcing. To emerge as the leader in ‗Financial Inclusion' and be acknowledged as one.
6. Remuneration/Fees for engagement of Business Facilitators/Correspondents:
(i) For each of the services entrusted to Business Facilitators/Business Correspondents, remuneration will be paid as indicated in Annexure-5.
(ii) The Business Facilitators/Business Correspondents are prohibited from charging any fee from the customer directly for services rendered by them on behalf of the Bank, unless specifically approved by the Bank.
(iii) BCs/BFs will also be given specific targets for the various products marketed by them and will be eligible for additional incentives for exceeding the targets. These numbers, as also the remuneration schedule as furnished in Annexure-5, will be finalized based on our expense we go ahead.‖
5. Annexure-5 mentioned in the Circular provides for remuneration related to the work performed. It is in pursuance of such Scheme; an advertisement was published on 25th May, 2007. It is in pursuance of such an advertisement, the appellants responded and were called for interview and subsequently selected. After selection, an agreement was executed. One of such agreements is on record. The Business Facilitators, such as the appellants, have been termed as ‗Service Providers'. The agreement contains relationship between the Patna High Court LPA No.1274 of 2015 dt 30-11-2016 31/ 48 parties, fee and taxes payable and the terms and conditions of the termination of contract. The said clauses read as under:
4. Relationship between the parties:
4.1. It is specifically agreed that SP shall act as independent service provider and shall not be deemed to be the Agent of the Bank except in respect of the transactions/services which give rise to Principal Agent relationship by implication. 4.2. Neither SP nor its employees, agents, representatives, Sub Contractors shall hold out or represent as agents of the Bank.
None of the employees, representatives or agents of SF shall be entitled to claim permanent absorption or any other claim or benefit against the Bank.
6. Fees, Taxes, Duties & Payments:
6.1. SP shall be paid fees and commission in the manner detailed in Schedule ‗B' hereunder written subject to deduction of income tax thereon wherever required under the provisions of the Income Tax Act by the Bank.
6.2. All other taxes including service tax, duties and other charges which may levied shall be borne by the SP and the Bank shall not be liable for the same.
6.3. All expenses, stamp duty and other charges expenses in connection with execution of this agreement shall be borne by SP.
8. Term & Termination 8.1. The agreement shall be valid for a period of one year from the date of its execution and may be renewed for such further periods as may be mutually agreed between the parties. 8.2. The Bank as well as SP shall have right to terminate the agreement by giving a month notice in writing to the other party.
In the event of termination of the agreement by SP, all record, information including documents etc. shall be returned by SP to the Bank as per instructions of the Bank.
Patna High Court LPA No.1274 of 2015 dt 30-11-2016 32/ 48 8.3. The Bank shall have a right to terminate the agreement immediately by giving a notice in writing to SP in the following eventualities.
xxx xxxx 8.4. In the event of the termination of the agreement by the Bank pursuant to clause 8.3. hereinabove, SP shall be liable and responsible to return all records and information in its possession as envisaged under clause 8.2. above.‖
6. It was on 11th of April, 2012, the respondent-Bank decided, in view of the fact that the purpose of engaging the Business Facilitators in achieving grater financial inclusive goals has not been served, to discontinue the engagement of fresh individual Business Facilitators on expiry of their agreements. The Circular reads as under:
―No.RB/AC/RKA/58 Date: 11.04.2012
Dear Sir,
Review of functioning of Business Facilitators (BFs) Discontinuation of engagement of individual BFs Termination of individual BFs on expiry of agreement. As permitted by RBI in January, 2006, the engagement of outsourced channel of Business Facilitators was initiated to achieve greater Financial Inclusion and also to source business (deposit and loans) in rural and semi-urban areas. The objective for engaging BFs was primarily to achieve greater Financial incusion (FI) goals.
2. However, over a period of time, it is observed that the purpose of engaging BFs in achieving the Financial Inclusion goal of the Bank has not been served. We have also been receiving complaints regarding BFs (individuals) not functioning Patna High Court LPA No.1274 of 2015 dt 30-11-2016 33/ 48 as per laid down instructions and indulging in certain wrong practices.
3. In view of above and also the likely reputation risk to the Bank, the functioning of the BF channel has been reviewed by us and it has been decided to-
(i) Discontinue the engagement of fresh individual BFs.
(ii) Terminate existing individual BFs on expiry of their agreements.
As regards existing entity BFs (Corporate & NGOs), each case may be reviewed separately based on their contribution to Financial inclusion objectives and appropriate action taken. New entity BFs may be continued to be engaged on selective basis. The Business Correspondents (BCs), may however be permitted to carry out BF activities in RUSU areas only.
4. Disngagement of individual BFs should result in reviving the marking potential of the Branches.
5. Please arrange to issue suitable instructions to operating staff, Administrative Units and Branches functioning under the jurisdiction of the Circle, for compliance.‖
7. It is thereafter, the contracts of individual Business Facilitators, such as the appellants, were terminated. The appellants as well as their Association filed a writ application before this Court which was dismissed. The order of the Bank was stayed, including termination, by this Court on 14.08.2012. As on now, services of all the Business Facilitators have come to an end on completion of their contract period and such contracts have not been renewed. Even the review application was dismissed. Still aggrieved, the writ applicants are in appeals before this Court.
Patna High Court LPA No.1274 of 2015 dt 30-11-2016 34/ 48
8. The learned Single Judge dismissed the writ application, inter alia, on the ground that it is a policy decision as to whether the Bank would like to continue to avail the services of the Business Facilitators which policy decision does not warrant interference in the writ jurisdiction. The reliance of the appellants on the interim orders of different courts was not found to be meritorious in view of the judgments of Karnataka High Court as well as Madhya Pradesh High Court wherein the writ petitions filed by the Business Facilitators were dismissed.
9. Before this Court, the argument of learned counsel for the appellants is that the appellants were trained Insurance Agents and have left the said assignment to join the respondent-Bank. The appellants have worked satisfactorily, which the appellants support relying upon their performance appraisal. Therefore, there is no reason to terminate their contracts. It is also contended that the Bank has created artificial classification in respect of individual Business Facilitators whose contract was terminated, whereas contract of NGOs was not interfered with. Thus, in view of the parity of work by the individual Business Facilitators or through the NGOs, the classification made is unjustified.
10. In the unsigned written notes of arguments submitted on behalf of the appellants, it is, inter alia, asserted that Patna High Court LPA No.1274 of 2015 dt 30-11-2016 35/ 48 by serving the Bank, the appellants eked out their livelihood and maintaining their children and old age parents. They have served the Bank more than its regular employees and though they were entitled for salaries, the Bank used their services on commission basis. It is also pointed out that along with the Business Facilitators, the Business Correspondents and Rural Marketing Recovery Officers were also recruited by the Bank. Though the Business Facilitators and Business Correspondents were recruited on commission basis, whereas the Rural Marketing Recovery Officers were recruited on salary basis, though on contract. It is asserted that the services of Rural Marketing Recovery Officers were regularised, services of Business Correspondents were allowed to continue, but in respect of Business Facilitators, it has been decided to terminate their services. Thus, the decision to terminate the services of Business Facilitators is arbitrary and illegal. It is also asserted that it is not the case of the Bank that there is no requirement of Business Facilitators and that, in fact, the Bank has benefited very much. The Business Facilitators are paid in proportionate to their performance; therefore, the Business Facilitators are not at all burden on the Bank.
11. In the written argument filed on behalf of the appellants, there is an insuniation against the Bench that Court could not give time due to paucity of time as the Counsel tried to illustrate Patna High Court LPA No.1274 of 2015 dt 30-11-2016 36/ 48 on the policy of the Reserve Bank of India and the State Bank of India. It is asserted that there is no reason to regularise the services of the Business Corrrespondents, but to terminate the services of the Business Facilitators, there cannot be any such policy decision; nor is there any justification for making unreasonable discrimination with the individual Business Facilitators. In the written arguments, the appellants have referred to the act of conferring status of regular employees upon Technical Officers Farm Sector and Officers Marketing and Recovery on contract basis, therefore, no grievance was made in the writ application.
12. On the other hand, learned counsel for the Bank submitted that the engagement of the Business Facilitators was on contract basis and there was no employee and employer relationship. The Business Facilitators were engaged on commission basis and that it is a policy decision as to whether the Bank would like to continue to engage Business Facilitators with the object of having financial inclusion or not. Since the appointment of the appellants was contractual, purely on commission basis, and the fact that the appellants have joined the Business Facilitators knowing well the terms and conditions, there cannot be any plea of promissory estoppel as none was made at any stage. The engagement was purely contractual on commission basis and, thus, could be terminated at any Patna High Court LPA No.1274 of 2015 dt 30-11-2016 37/ 48 point of time in terms of the agreement entered upon. Therefore, the appellants have no justified cause to invoke the extra-ordinary jurisdiction of this Court. Reliance is placed upon judgments of the Hon'ble Supreme Court in the cases of State of M.P. and others v. Nandal Jaiswal, (1986) 4 SCC 566; State of Orissa & Ors. V. Gopinath Das & Ors, (2005) 13 SCC 495; and M/s Bajaj Hindustan Ltd. V. Sir Shadi Lal Enterprises Ltd. & Ors. (2011) 1 SCC 640.
13. It is also contended that writ will not lie in the contractual employment of personal service. Reference is made to the judgment of the Supreme Court in the case of Kerala State Electricity Board & Ors. V. Kurien E. Kalathil & Ors. (2000) 6 SCC 293.
14. It is also contended that many High Court have upheld the action of Bank in terminating the services of the Business Facilitators, such as the appellants.
15. We have heard learned counsel for the parties and are unable to agree with the arguments raised by the learned counsel for the appellants.
16. The question to be examined is what is the nature of the employment? The process of appointment of Business Facilitators was initiated on the basis of the Circular of the Reserve Bank of India dated 25th January, 2006. The purpose was to ensure greater fiancial inclusion and to increase outreach of the Banking Patna High Court LPA No.1274 of 2015 dt 30-11-2016 38/ 48 Sector. The Circular itself contemplated engagement of Business Facilitators on payment of reasonable commission. It is thereafter, the Bank circulated a Scheme on 3rd of April, 2007. The Scheme also contemplated payment of commission relating to work performed. In the advertisement issued, there is no promise that the Business Facilitators shall be conferred status of regular employees at any stage. After selection, the agreement executed again shows that it is a contract for a limited term which can be extended from time to time. There is a specific condition that the Business Facilitators shall act as an independent service provider and shall not be deemed to be an agent of the Bank, except in respect of transactions/ services which give rise to Principal Agent relationship by implication. With such conditions, in the policy, circulars and in the agreement, the services of the appellants are nothing but purely contractual for a fixed period and on a commission corresponding to work performed. In terms of the conditions in the agreement, the appellants are not even the agents of the Bank and are independent service provider. Therefore, the appellants cannot claim to have any right of employment against the Bank either on basis of doctrine of promissory estoppel or in terms of the contract.
17. If such was the contract, whether the appellant could make a grievance of their termination of contracts vide Circular Patna High Court LPA No.1274 of 2015 dt 30-11-2016 39/ 48 dated 11th April, 2012. Since the appointment was contractual with specified condition that it can be terminated in the manner prescribed in the agreement, therefore, the appellant could not claim any right to continue under the Bank. It is the decision taken by the appellants to leave the Insurance jobs and to join the Bank, but at no stage, the Bank has directly or indirectly promised any job security or the fact that the services will be regularised.
18. The stand of the appellants that the services of the Business Correspondents have not been terminated or that the services of Rural Marketing Recovery Officers have been regularised or that the contracts of NGOs working as Business Facilitators have not been terminated will not confer any enforceable right in favour of the appellants. Each of the categories is separate and distinct. The services of the appellants have been terminated or not extended keeping in view the agreements executed by them with the Bank. Since each of the categories, i.e. Business Facilitators, Business Correspondents and Rural Marketing Recovery Officers is separate and distinct, the Bank could frame a policy in respect of each or all of them in the manner which is suitable to the economic and the objective criteria of the Bank. In the matter of policy, where, the power of judicial review is limited.
19. In Nandlal Jaiswal's case (supra), the Hon'ble Patna High Court LPA No.1274 of 2015 dt 30-11-2016 40/ 48 Supreme Court has held that having regard to the nature of trade and business, the Court would be slow to interfere with the policy laid down by the State Government for grant of licences for manufacture and sale of liquor.
"34. But, while considering the applicability of Article 14 in such a case, we must bear in mind that, having regard to the nature of the trade or business, the Court would be slow to interfere with the policy laid down by the State Government for grant of licences for manufacture and sale of liquor. The Court would, in view of the inherently pernicious nature of the commodity allow a large measure of latitude to the State Government in determining its policy of regulating, manufacture and trade in liquor. Moreover, the grant of licences for manufacture and sale of liquor would essentially be a matter of economic policy where the Court would hesitate to intervene and strike down what the State Government has done, unless it appears to be plainly arbitrary, irrational or mala fide. We had occasion to consider the scope of interference by the Court under Article 14 while dealing with laws relating to economic activities in R.K. Garg v. Union of India, (1981) 4 SCC 675. We pointed out in that case that laws relating to economic activities should be viewed with greater latitude than laws touching civil rights such as freedom of speech, religion, etc. We observed that the legislature should be allowed some play in the joints because it has to deal with complex problems which do not admit of solution through any doctrinaire or strait jacket formula and this is particularly true in case of legislation dealing with economic matters, where, having regard to the nature of the problems required to be dealt with, greater play in the joints has to be allowed to the legislature. We quoted with approval the following admonition given by Frankfurter, J. in Morey v. Dond, 354 US 457:
Patna High Court LPA No.1274 of 2015 dt 30-11-2016 41/ 48 ―In the utilities, tax and economic regulation cases, there are good reasons for judicial self-restraint if not judicial deference to legislative judgment. The legislature after all has the affirmative responsibility. The courts have only the power to destroy, not to reconstruct. When these are added to the complexity of economic regulation, the uncertainty, the liability to error, the bewildering conflict of the experts, and the number of times the Judges have been overruled by events -- self- limitation can be seen to be the path to judicial wisdom and institutional prestige and stability.‖ What we said in that case in regard to legislation relating to economic matters must apply equally in regard to executive action in the field of economic activities, though the executive decision may not be placed on as high a pedestal as legislative judgment insofar as judicial deference is concerned. We must not forget that in complex economic matters every decision is necessarily empiric and it is based on experimentation or what one may call ―trial and error method‖ and, therefore, its validity cannot be tested on any rigid ‗a priori' considerations or on the application of any strait jacket formula. The Court must while adjudging the constitutional validity of an executive decision relating to economic matters grant a certain measure of freedom or ―play in the joints‖ to the executive. ―The problem of Government‖ as pointed out by the Supreme Court of the United States in Metropolis Theatre Co. v. State of Chicago, 57 L Ed 730‖ ―are practical ones and may justify, if they do not require, rough accommodations, illogical, it may be, and unscientific. But even such criticism should not be hastily expressed. What is best is not discernible, the wisdom of any choice may be disputed or condemned. Mere errors of Government are not subject to our judicial review. It is only its palpably arbitrary exercises which can be declared void.‖ The Government, as was said in Permian Basin Area Rate cases 20 L ED (2d) 312 is entitled to make pragmatic Patna High Court LPA No.1274 of 2015 dt 30-11-2016 42/ 48 adjustments which may be called for by particular circumstances. The Court cannot strike down a policy decision taken by the State Government merely because it feels that another policy decision would have been fairer or wiser or more scientific or logical. The Court can interfere only if the policy decision is patently arbitrary, discriminatory or mala fide. It is against the background of these observations and keeping them in mind that we must now proceed to deal with the contention of the petitioners based on Article 14 of the Constitution.‖ (Emphasis supplied)
20. In M/s. Bajaj Hindustan Ltd.'s case (supra), the Supreme Court held to the following effect:-
"21. It is settled law that in the areas of economics and commerce, there is far greater latitude available to the executive than in other matters. The Court cannot sit in judgment over the wisdom of the policy of the legislature or the executive. Thus in BALCO Employees' Union (Regd.) v. Union of India, (2002) 2 SCC 333, it was observed: (SCC pp. 381-82, paras 92-93) ―92. In a democracy, it is the prerogative of each elected Government to follow its own policy. Often a change in Government may result in the shift in focus or change in economic policies. Any such change may result in adversely affecting some vested interests. Unless any illegality is committed in the execution of the policy or the same is contrary to law or mala fide, a decision bringing about change cannot per se be interfered with by the court.
93. Wisdom and advisability of economic policies are ordinarily not amenable to judicial review unless it can be demonstrated that the policy is contrary to any statutory provision or the Constitution. In other words, it is not for the courts to consider relative merits of different economic policies and consider whether a wiser or better one can be evolved.‖ In the same decision in SCC para 39 it was observed:
Patna High Court LPA No.1274 of 2015 dt 30-11-2016 43/ 48 (BALCO Employees' case, (2002) 2 SCC 333 , SCC pp. 358-59) ―39. In Premium Granites v. State of T.N, (1994) 2 SCC 691 while considering the court's powers in interfering with the policy decision, it was observed at p. 715 as under: (SCC para
54) ‗54. It is not the domain of the court to embark upon unchartered ocean of public policy in an exercise to consider as to whether a particular public policy is wise or a better public policy can be evolved. Such exercise must be left to the discretion of the executive and legislative authorities as the case may be.' ‖ .
21. In Gopinath Dash's case (supra), the Supreme Court held that scope of judicial review is confined on the question as to whether the decision taken by the Government is against the statutory provisions or it violates the fundamental rights of the citizens or is opposed to the provisions of the Constitution. The Court said as under:-
"5. While exercising the power of judicial review of administrative action, the Court is not the Appellate Authority and the Constitution does not permit the Court to direct or advise the executive in the matter of policy or to sermonise qua any matter which under the Constitution lies within the sphere of the legislature or the executive, provided these authorities do not transgress their constitutional limits or statutory power. (See Asif Hameed v. State of J&K, 1989 Supp (2) SCC 364: AIR 1989 SC 1899, and Shri Sitaram Sugar Co. Ltd. v. Union of India,(1990) 3 SCC 223: AIR 1990 SC 1277). The scope of judicial enquiry is confined to the question whether the decision taken by the Government is against any statutory provisions or it violates the fundamental rights of the citizens or is opposed to the provisions Patna High Court LPA No.1274 of 2015 dt 30-11-2016 44/ 48 of the Constitution. Thus, the position is that even if the decision taken by the Government does not appear to be agreeable to the Court, it cannot interfere.
6. The correctness of the reasons which prompted the Government in decision-making taking one course of action instead of another is not a matter of concern in judicial review and the Court is not the appropriate forum for such investigation.
7. The policy decision must be left to the Government as it alone can adopt which policy should be adopted after considering all the points from different angles. In the matter of policy decisions or exercise of discretion by the Government so long as the infringement of fundamental right is not shown the courts will have no occasion to interfere and the Court will not and should not substitute its own judgment for the judgment of the executive in such matters. In assessing the propriety of a decision of the Government the Court cannot interfere even if a second view is possible from that of the Government.‖
22. In another judgment, reported as Brij Mohal Lal v. Union of India, (2012) 6 SCC 502, the Supreme Court was considering the matter whether the Fast Track Court established under the Scheme of the Central Government can be directed to be continued by the Government. It was held that that is matter of policy having financial implications; therefore, there cannot be any direction to continue with such Scheme. The Court held to the following effect:-
―96. It is a settled principle of law that matters relating to framing and implementation of policy primarily fall in the domain of the Government. It is an established requirement of good governance that the Government should frame policies which are Patna High Court LPA No.1274 of 2015 dt 30-11-2016 45/ 48 fair and beneficial to the public at large. The Government enjoys freedom in relation to framing of policies. It is for the Government to adopt any particular policy as it may deem fit and proper and the law gives it liberty and freedom in framing the same. Normally, the courts would decline to exercise the power of judicial review in relation to such matters. But this general rule is not free from exceptions. The courts have repeatedly taken the view that they would not refuse to adjudicate upon policy matters if the policy decisions are arbitrary, capricious or mala fide.
97. In bringing out the distinction between policy matters amenable to judicial review and those where the courts would decline to exercise their jurisdiction, this Court in Bennett Coleman & Co. v. Union of India, (1972) 2 SCC 788, held as under: (SCC p. 834, para 125) ―125. ... The argument of the petitioners that Government should have accorded greater priority to the import of newsprint to supply the need of all newspaper proprietors to the maximum extent is a matter relating to the policy of import and this Court cannot be propelled into the unchartered ocean of governmental policy.‖
98. We must examine the cases where this Court has stepped in and exercised limited power of judicial review in matters of policy. In Asif Hameed v. State of J&K, 1989 Supp (2) SCC 364, this Court noticed that, where a challenge is to the action of the State, the court must act in accordance with law and determine whether the State has acted within the powers and functions assigned to it under the Constitution. If not, it must strike down the action, of course, with due caution. Normally, the courts do not give directions or advise in such matters. This Court held as under:
(SCC p. 374, para 19) ―19. When a State action is challenged, the function of the court is to examine the action in accordance with law and to determine whether the legislature or the executive has acted within the powers and functions assigned under the Constitution and if not, the court must strike down the action. While doing so the Patna High Court LPA No.1274 of 2015 dt 30-11-2016 46/ 48 court must remain within its self-imposed limits. The court sits in judgment on the action of a coordinate branch of the Government. While exercising power of judicial review of administrative action, the court is not an appellate authority. The Constitution does not permit the court to direct or advise the executive in matters of policy or to sermonise qua any matter which under the Constitution lies within the sphere of legislature or executive, provided these authorities do not transgress their constitutional limits or statutory powers.‖ (emphasis supplied)
99. It is also a settled cannon of law that the Government has the authority and power to not only frame its policies, but also to change the same. The power of the Government, regarding how the policy should be shaped or implemented and what should be its scope, is very wide, subject to it not being arbitrary or unreasonable. In other words, the State may formulate or reformulate its policies to attain its obligations of governance or to achieve its objects, but the freedom so granted is subject to basic constitutional limitations and is not so absolute in its terms that it would permit even arbitrary actions.
100. Certain tests, whether this Court should or not interfere in the policy decisions of the State, as stated in other judgments, can be summed up as:
(I) If the policy fails to satisfy the test of reasonableness, it would be unconstitutional.
(II) The change in policy must be made fairly and should not give the impression that it was so done arbitrarily on any ulterior intention.
(III) The policy can be faulted on grounds of mala fides, unreasonableness, arbitrariness or unfairness, etc. (IV) If the policy is found to be against any statute or the Constitution or runs counter to the philosophy behind these provisions.
(V) It is dehors the provisions of the Act or legislations. (VI) If the delegate has acted beyond its power of Patna High Court LPA No.1274 of 2015 dt 30-11-2016 47/ 48 delegation.
101. Cases of this nature can be classified into two main classes: one class being the matters relating to general policy decisions of the State and the second relating to fiscal policies of the State. In the former class of cases, the courts have expanded the scope of judicial review when the actions are arbitrary, mala fide or contrary to the law of the land; while in the latter class of cases, the scope of such judicial review is far narrower. Nevertheless, unreasonableness, arbitrariness, unfair actions or policies contrary to the letter, intent and philosophy of law and policies expanding beyond the permissible limits of delegated power will be instances where the courts will step in to interfere with government policy‖.
23. In view of the judgments referred to above, none of the conditions to challenge the policy decision to do away the Bussniess Facilitator is satisfied. Therefore, we find that the decision of the Bank in terminating the services of the appellants cannot be said to be illegal, arbitrary, irrational as such is in terms of the agreement entered upon by the appellants with the Bank.
24. Before parting, we must record that the comments in the written argument submitted on behalf of the appellants raising insinuation against the Bench are uncalled for. We heard learned counsel for the appellant on 25.10.2016 and, particularly, wanted to find out the extent of power of judicial review in the policy matter. The learned counsel stated that he will give a list of books, but in the written arguments filed, there is no reference to any precedent.
Patna High Court LPA No.1274 of 2015 dt 30-11-2016 48/ 48
25. Consequently, both the appeals are dismissed.
(Hemant Gupta, ACJ)
Ahsanuddin Amanullah, J. I agree.
(Ahsanuddin Amanullah, J.)
Sunil
AFR/NAFR A. F. R.
CAV DATE 25.10.2016
Uploading Date 30.11.2016
Transmission
Date