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            If we go down south farmers are suffering  for want of water for irrigation due to failure of Monsoon. The farmers  in north are suffering due to heavy  rain and flood. Continuously for number of years farmers are not able get water  for transplantation.  All of a sudden if heavy rain comes  and able to get water they have to start cultivation. They are searching for money to purchase seeds, fertilizers and other cultivation instruments. Immediately farmers are going to get loan from the private money landers. Private money landers are giving loan to farmers for higher interest. After that the farmers are provided with spurious seeds, adulterated  pesticides and fertilizers. Due  to these  problems the farmers are not able to get good yields. Moreover,  the cost of production  being much higher than the prices, most farmers are running up huge losses and have to  borrow heavily. Since most of them have defaulted on loan repayments  the banks are unwillng to extend fresh loans. Their only recourse  is to borrow from the trader-monelender  at 30 to 50% interest this had ensured that the farmers are trapped in debt.
            Hence I urge upon the Government to take all necessary steps to provide loan facilities to farmers through Nationalised Banks without delay and further direct the authorities concerned to help the farmers by providing good seeds, good pesticides and good fertilizers then only the problems of the farmers will be solved.
 
श्री वीरेन्द्र कुमार (सागर) : महोदय, हमारे देश को कृषि प्रधान देश कहा जाता है। हमारी अर्थव्यवस्था का मूल मंत्र ग्रामीण क्षेत्रों की कृषि पर निर्भर है। जब फसल अच्छी होती है तब किसान खरीददारी में, शादी विवाह में, मकान बनाने में, पिछले वर्ष लिए गए ऋण को चुकाने में मुक्त हस्त से खर्च करता है। किसान की फसल जब बाढ़ अथवा सूखा से खराब हो जाती है, तब वह निराश हो जाता है और अगर २-३ वर्षों तक फसल खराब होती रहे तो वह घोर निराशा की स्थिति में पहुंच जाता है। पिछले वर्षों में कई राज्यों में किसानों द्वारा आत्महत्या करने की घटनाओं में इसी कारण वृद्धि हुई है।